Oscar Health — Overview & Pricing

Oscar Health is a US health insurance company focused on ACA individual market and Medicare Advantage, competing with UnitedHealthcare, Anthem and Bright Health. This page tracks live pricing tiers, supported platforms, and the practical use cases where Oscar Health fits into a household or business subscription stack, with anchor prices sourced from the live pricing table above for country-specific currency.

Quick Facts

• Brand: Oscar Health
• Operator: Oscar Health, Inc.
• Headquarters: New York City, New York, United States
• Founded: 2012
• Ownership: publicly listed on NYSE (ticker: OSCR)
• Flagship paid tier anchor: Silver ACA plan at monthly premium varies
• 2025-2026 differentiator: Oscar+ Hispanic-market plans and +Oscar B2B technology platform plus 2024-2025 profitability milestone

What is Oscar Health?

Oscar Health is operated by Oscar Health, Inc., headquartered in New York City, New York, United States and founded in 2012. The product covers ACA individual plans in 18+ states, Medicare Advantage in select counties, and $0 virtual urgent care as anchor capabilities, with the broader feature set described in the sections below. This catalog page pulls live tier pricing from our database and links into our cancel guides, deals, and price-history tracker so you can monitor Oscar Health across its full subscription lifecycle.

Why choose Oscar Health

Operator track record and ownership

Oscar Health is run by Oscar Health, Inc., with ownership currently described as: publicly listed on NYSE (ticker: OSCR). The brand has been operating since 2012, so by 2026 there is a multi-year track record of pricing decisions, product updates, and service reliability that buyers can review before subscribing. For 2025-2026 the operator's headline emphasis is on Oscar+ Hispanic-market plans and +Oscar B2B technology platform plus 2024-2025 profitability milestone.

Feature breadth in 2026

Beyond the headline pillars, Oscar Health ships Oscar Concierge care team, mobile app for claims and ID cards, and +Oscar B2B technology platform for partners. This depth matters because subscribers rarely buy a single feature in isolation. Oscar Health's feature surface area lets a household or team start narrow and expand into the rest of the platform as needs grow.

Plan structure and ecosystem fit

The current ladder runs from Bronze ACA plan up to Medicare Advantage. Each step unlocks specific capabilities (detailed in the pricing table below) rather than artificial caps, and the platform integrates with mainstream device and billing ecosystems typical for a insurance provider. That makes it straightforward to slot Oscar Health into existing setups without re-platforming.

Oscar Health pricing in 2026

The tier ladder and anchor prices below are sourced from Oscar Health, Inc.'s public pricing pages as of 2025-2026. For live country-specific numbers, refer to the pricing table at the top of this page; the summary below describes how the tier ladder is shaped.

Live pricing across countries

For country-by-country billing currency, taxes, and renewal pricing, refer to the live pricing table on this page. It pulls directly from our catalog so promotions, anchor tiers, and price drops surface as soon as we capture them. This is the source we recommend over any historical price quoted in third-party content.

Oscar Health apps and platform support

Oscar Health supports the platform mix expected for a insurance provider. The table below summarizes typical coverage; refer to Oscar Health, Inc.'s product pages for the exact device and OS support matrix on each tier.

Oscar Health product depth and category positioning

Oscar Health sits in the insurance provider category and competes with adjacent providers in New York City's home market and beyond. Its differentiation lever for 2025-2026 is Oscar+ Hispanic-market plans and +Oscar B2B technology platform plus 2024-2025 profitability milestone. Buyers evaluating the insurance provider market compare these capabilities against tier price and customer support quality, both of which are tracked in the pricing table above and in our deals and cancel guides linked below.

Use cases Oscar Health fits

• Subscribers in New York City and beyond who want a insurance provider with ACA individual plans in 18+ states as a core anchor
• Households comparing Oscar Health against adjacent insurance provider options on the Silver ACA plan tier price point
• Buyers who prioritize Medicare Advantage in select counties as their deciding factor in the insurance provider category
• Users who want $0 virtual urgent care bundled with the rest of the platform rather than paid separately
• Cross-region or expat users wanting Oscar Health, Inc.-branded service rather than a regional reseller

Comparable products in our catalog

If you're evaluating Oscar Health alongside other tools, we maintain a separate catalog page per service with live pricing and tier names. Use our category hub to compare Oscar Health with adjacent insurance provider options on price, feature coverage, and free-tier availability. For each candidate we also track cancellation flow, current promo codes, and renewal price history so the total cost of ownership is visible upfront.

Frequently asked questions

Who operates Oscar Health?

Oscar Health is operated by Oscar Health, Inc., headquartered in New York City, New York, United States since 2012. Ownership status: publicly listed on NYSE (ticker: OSCR). The full legal entity and registration details are published on the operator's public terms of service.

How much does Oscar Health cost in 2026?

The Bronze ACA plan anchor is monthly premium varies by state and subsidy, the Silver ACA plan anchor is monthly premium varies, and the Medicare Advantage anchor is USD 0-50/month plus Medicare Part B. Live country-specific numbers and promotions are shown in the live pricing table at the top of this page.

Does Oscar Health offer a free tier or trial?

Free tier and trial availability is shown in the live pricing table above and varies by country and promotional window. The current ladder starts at Bronze ACA plan (monthly premium varies by state and subsidy); check the Oscar Health, Inc. signup flow for the current trial terms before committing.

What platforms does Oscar Health run on?

Oscar Health covers the platforms shown in the table above. Mobile, web, and selected device support varies by region and tier; Oscar Health, Inc.'s product pages track new integrations as they ship.

What's new in Oscar Health for 2025-2026?

The headline emphasis is Oscar+ Hispanic-market plans and +Oscar B2B technology platform plus 2024-2025 profitability milestone. This is the feature most likely to influence whether Oscar Health is the right choice for a buyer evaluating the insurance provider market today.

How does Oscar Health compare to other insurance provider options?

Oscar Health differentiates on ACA individual plans in 18+ states and Medicare Advantage in select counties plus the broader feature ladder shown above. For a side-by-side feature comparison with adjacent providers, see our category hub linked at the bottom of this page.

Can I cancel Oscar Health anytime?

Yes - cancellation is typically self-service via the Oscar Health account portal or by contacting Oscar Health, Inc.. We maintain a step-by-step cancellation guide on our cancel hub that covers the specific in-product flow, refund eligibility, and what data is preserved after cancel.

Does Oscar Health offer family, team, or business pricing?

Multi-user and higher-tier plans target larger deployments or households where applicable. The published anchor at the Medicare Advantage level is USD 0-50/month plus Medicare Part B; ask Oscar Health, Inc. sales for bespoke or volume pricing on team or enterprise plans.

Is Oscar Health available outside its home country?

Oscar Health is operated from New York City, New York, United States and is primarily sold to its home market; see the live pricing table for country-specific tier pricing across the markets where Oscar Health, Inc. sells the product.

Where can I find Oscar Health deals and promo codes?

Our deals page tracks current Oscar Health promotional pricing and our renewal price tracker stores historical price points so you can spot post-trial price hikes. Both are linked below in the related guides section.

Get started with Oscar Health

To sign up, head to the live pricing table at the top of this page. Pick the tier that matches your needs - Bronze ACA plan (monthly premium varies by state and subsidy) for evaluation, Silver ACA plan (monthly premium varies) for production use, or Medicare Advantage (USD 0-50/month plus Medicare Part B) for the broadest feature set. Once you've subscribed, bookmark this page to monitor renewal pricing and catch any tier or anchor-price changes from Oscar Health, Inc..

Related Subger guides

• Cancel Oscar Health - step-by-step cancellation guide for the current portal
• Oscar Health deals and promo codes - live promotional offers tracked across the year
• Oscar Health true price tracker - renewal price history and post-trial cost watch
• Oscar Health promo codes - coupon and code archive with expiration tracking
• Browse the full insurance provider category on Subger