Wiener Städtische Extra — Free Service Overview
Wiener Städtische Extra is a free Insurance service. Browse features, available discounts, and alternatives below.
Updated: May 2026
About Wiener Städtische Extra
Wiener Städtische Extra
Wiener Städtische Extra is a general and life insurance operated by Wiener Städtische Versicherung AG (Vienna Insurance Group), headquartered in Vienna, Austria. Launched in 1824, it is parent Vienna Insurance Group AG Wiener Versicherung Gruppe trades Vienna Stock Exchange: VIG. The current customer offer spans Auto Plus / Eigenheim / Eigenheim Plus / Lebensversicherung / Pflege, with an anchor price of from EUR 30/month (around USD 30-90 per month). The 2026 development emphasis is: continued integration with the Vienna Insurance Group portfolio across CEE and the Mein VIG app rollout through 2025-2026.
Quick facts
- Operator: Wiener Städtische Versicherung AG (Vienna Insurance Group)
- Headquarters: Vienna, Austria
- Public-market status: parent Vienna Insurance Group AG Wiener Versicherung Gruppe trades Vienna Stock Exchange: VIG
- Founded: 1824
- Current tiers: Auto Plus / Eigenheim / Eigenheim Plus / Lebensversicherung / Pflege
- Anchor price (2026): from EUR 30/month (around USD 30-90 per month)
- Regulator: FMA
- 2025-2026 differentiator: continued integration with the Vienna Insurance Group portfolio across CEE and the Mein VIG app rollout through 2025-2026
What is Wiener Städtische Extra?
Wiener Städtische Extra is a general and life insurance sold to customers in Austria by Wiener Städtische Versicherung AG (Vienna Insurance Group). The product surface covers the core capabilities listed below, billed in EUR through the operator's website, mobile app and (where applicable) retail partners. Wiener Städtische Extra sits in the general and life insurance category — concretely, largest Austrian general insurer competing with UNIQA and Generali Austria, anchor of the Vienna Insurance Group. The 2025-2026 product roadmap centres on: continued integration with the Vienna Insurance Group portfolio across CEE and the Mein VIG app rollout through 2025-2026.
Why choose Wiener Städtische Extra
Operator credibility and footprint
Wiener Städtische Versicherung AG (Vienna Insurance Group) is the company that owns and runs the service. The fact that it is parent Vienna Insurance Group AG Wiener Versicherung Gruppe trades Vienna Stock Exchange: VIG and based in Vienna, Austria matters because customers in Austria can pursue contract enforcement, complaints and regulatory escalation in their own jurisdiction. Largest austrian general insurer competing with uniqa and generali austria, anchor of the vienna insurance group.
Concrete product breadth
Wiener Städtische Extra's product surface is built around: Motor third-party liability; Comprehensive home cover; Health and travel cover; Online claim filing; Multi-policy household discount. The mix is wider than a single-feature point product and narrower than an everything-app — it targets the general and life insurance buyer who wants depth on the named capabilities rather than a generic catch-all.
2025-2026 momentum
The differentiator worth weighing for a new subscription in 2026 is concrete and dated: continued integration with the Vienna Insurance Group portfolio across CEE and the Mein VIG app rollout through 2025-2026. That gives subscribers a forward signal beyond the static catalogue and tier list — i.e. capability the operator is actively investing in this year.
Pricing and tier ladder
Wiener Städtische Extra sells through 5 named tiers — Auto Plus / Eigenheim / Eigenheim Plus / Lebensversicherung / Pflege. Pricing on the operator's site is denominated in EUR; the anchor price for entry-level access is from EUR 30/month (around USD 30-90 per month). The tier ladder is structured around feature breadth rather than usage caps alone, so higher tiers add named capabilities (not just larger buckets).
| Tier | Position in ladder | Typical buyer |
|---|---|---|
| Auto Plus | entry | Single user or first-time subscriber |
| Eigenheim | middle | Regular users on the core product surface |
| Eigenheim Plus | middle | Heavy users wanting full feature parity |
| Lebensversicherung | middle | Households needing multi-user access |
| Pflege | top | Power users on top-tier capability |
Live list pricing rotates by promotion window — for canonical numbers, check the operator's pricing page for the current campaign before committing.
What's included — named features
- Motor third-party liability — compulsory TPL cover with optional comprehensive (kasko) add-ons.
- Comprehensive home cover — buildings and contents cover with personal liability.
- Health and travel cover — top-up health, travel medical and trip cancellation lines.
- Online claim filing — digital claim notification via the customer portal and mobile app.
- Multi-policy household discount — bundling multiple policies in one household earns a multi-line discount.
- No-claims bonus tracking — no-claims discount earned for claim-free years on motor cover.
- 24/7 emergency assistance — emergency claim hotline operating around the clock.
Where you can use it
Wiener Städtische Extra is sold and delivered inside Austria. The customer journey runs through Wiener's website and (where applicable) iOS and Android apps. Activation, billing and customer support are handled in EUR and the local language of Austria. Cross-border use is governed by the operator's terms; some features such as roaming, geo-restricted content or DTH satellite footprint may be limited outside the home country.
Regulation and consumer protection
The credible read on Wiener Städtische Extra in 2026 is that it operates inside Austria under sector regulation by FMA, with the operator publishing standard terms, privacy policy and complaints handling on its site. continued integration with the Vienna Insurance Group portfolio across CEE and the Mein VIG app rollout through 2025-2026.
How Wiener Städtische Extra compares within its bracket
Largest austrian general insurer competing with uniqa and generali austria, anchor of the vienna insurance group. The practical comparison points are tier price (where Wiener Städtische Extra anchors at from EUR 30/month), feature parity on the general and life insurance surface listed above, and the 2025-2026 trajectory called out in the differentiator. Customers shopping the general and life insurance bracket should weight those three together rather than the headline price alone.
Refunds, cancellation and cooling-off
Cancellation and refund handling follow the operator's published terms and the consumer law in Austria. For ongoing-service subscriptions the practical path is to cancel before the next billing cycle via the self-service portal; for fixed-term contracts (often used on telco and insurance lines) a cooling-off window applies under local consumer law.
Customer support channels
Support for Wiener Städtische Extra runs through the operator's mobile app, web help centre and a telephone hotline in business hours; some categories (insurance, telco) maintain 24/7 emergency lines. Response times and SLA levels vary by tier.
Who it suits
Wiener Städtische Extra is a credible fit for customers in Austria who want a general and life insurance subscription from a named operator rather than a foreign-only or pure-OTT product. Specifically:
- A resident in Austria buying the general and life insurance category for the first time and wanting a domestic invoice and customer-service language.
- An existing customer of an adjacent operator product looking to consolidate billing into one provider.
- A household wanting the named features in the tier ladder (Auto Plus through Pflege) rather than an everything-bundle.
- A buyer who values the 2025-2026 trajectory: continued integration with the Vienna Insurance Group portfolio across CEE and the Mein VIG app rollout through 2025-2026. It is less of a fit for customers outside Austria, for buyers who need feature parity not listed in the tier ladder, or for those who already have an equivalent bundled subscription from a competing operator.
Frequently asked questions
Who actually operates Wiener Städtische Extra?
Wiener Städtische Versicherung AG (Vienna Insurance Group), headquartered in Vienna, Austria. The legal-entity relationship and ownership chain is summarised in the Operator and Quick facts sections above.
Is Wiener Städtische Extra listed on a public stock exchange?
Parent vienna insurance group ag wiener versicherung gruppe trades vienna stock exchange: vig.
When was Wiener Städtische Extra founded?
How much does Wiener Städtische Extra cost?
The anchor price is from EUR 30/month (about around USD 30-90 per month). Tiers (Auto Plus / Eigenheim / Eigenheim Plus / Lebensversicherung / Pflege) trade off feature breadth and inclusions; check the operator's pricing page for the current campaign price.
What are the main Wiener Städtische Extra subscription tiers?
Auto Plus / Eigenheim / Eigenheim Plus / Lebensversicherung / Pflege. Tier choice depends on which named features in the list above the buyer needs.
Where is Wiener Städtische Extra available?
In Austria. Cross-border use of category-specific features is governed by the operator's terms.
Is Wiener Städtische Extra regulated?
Yes — by FMA in Austria, alongside general consumer-protection law.
What is Wiener Städtische Extra's 2025-2026 differentiator?
Continued integration with the vienna insurance group portfolio across cee and the mein vig app rollout through 2025-2026.
How do I cancel Wiener Städtische Extra?
Via the operator's self-service account portal or mobile app; cancellation takes effect at the end of the current billing cycle subject to the contract type and any in-term notice period.
How does Wiener Städtische Extra compare in its category?
Largest austrian general insurer competing with uniqa and generali austria, anchor of the vienna insurance group. Compare on tier price, named feature parity and 2025-2026 trajectory rather than headline price alone.
Get started with Wiener Städtische Extra
To subscribe to Wiener Städtische Extra, head to the operator's site in Austria. Anchor tier from EUR 30/month (around USD 30-90 per month); compare the full ladder against the named features above before committing.
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| Decision point | What to check | Where to look |
|---|---|---|
| Price anchor | from EUR 30/month (around USD 30-90 per month) | Operator pricing page |
| Tier choice | Auto Plus / Eigenheim / Eigenheim Plus / Lebensversicherung / Pflege | Comparison table on operator site |
| Coverage | Austria | Operator coverage map |
| Support language | Local language of Austria | Operator help centre |
| 2026 trajectory | concrete roadmap above | Operator press / blog |
Pricing
| Regional pricing | Reise |
|---|---|
| 🇦🇹AustriaEUR | €20.00≈ ZAR 387.48 |
Prices converted at current exchange rate
Sources
Subger is not affiliated with, endorsed by, or connected to Wiener Städtische Extra or its parent companies. All trademarks, service marks, and logos belong to their respective owners. Information on this page is provided for informational and comparison purposes only. Pricing and plan details are sourced from publicly available information and may not reflect current offerings — please verify with the official provider. If you are a representative of this service and believe any information is inaccurate, please contact us at info@subger.com.
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