How to Cancel Monzo (2026)
Monzo plans start from $0.00/month. Follow our 5-step guide to cancel your subscription in about 3 minutes — with tips to avoid retention offers.
Updated: April 2026
from $0.00/month
(≈ CA$0.00)
Open the Monzo app
Launch the Monzo app on your smartphone and ensure you are logged in.
Go to the Account tab
Tap the 'Account' tab at the bottom of the screen to view your account details.
Tap on Monzo Plus or Premium
Find the 'Monzo Plus' or 'Monzo Premium' section and tap on it to manage your subscription.
Downgrade to the free plan
Tap 'Downgrade' or 'Cancel subscription' and select the free Monzo plan. Your paid benefits will remain active until the end of the current billing period.
Confirm downgrade
Review the features you'll lose and confirm the downgrade. Monzo will send you a confirmation notification in the app.
Retention Tips
Before you go, it's worth knowing that downgrading to the free Monzo plan still gives you the full current account experience — instant notifications, spending analytics, savings pots, and your Monzo card. You'll only lose the premium extras. If the monthly cost is the issue, the free plan is a great way to stay with Monzo at no charge. Would you like to switch to the free plan instead?
FAQ
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