Do I lose my financial data?

Your data is preserved but you lose access to premium features like connected accounts and investment tracking.

Can I export my data?

Yes, export your transactions and data from the settings before cancelling.

Is there a free tier?

Monarch Money does not offer a free tier. Cancellation ends all access.

How to Cancel Monarch Money (2026)

Monarch Money plans start from $14.99/month. Follow our 4-step guide to cancel your subscription in about 3 minutes — with tips to avoid retention offers.

Updated: March 2026

from $14.99/month

EasyYou save $99.99/year by cancelling

Estimated Time:3 minutes

Cancel Method:Website

Sign in to Monarch Money

Go to app.monarchmoney.com and sign in.

Go to Settings

Click the gear icon or navigate to 'Settings'.

Click Subscription

Select 'Subscription' from the settings menu.

Click Cancel Subscription

Click 'Cancel' and confirm your cancellation.

Retention Tips

Monarch may highlight your financial tracking history and connected accounts you'll lose access to.

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