FreeAgent

FreeAgent is a accounting & payroll product operated by FreeAgent Central Limited. This 2026 review covers operator background, the current tier ladder and the practical decision points before subscribing. The service competes in the accounting & payroll category against regional and global alternatives, and the choice usually comes down to feature mix, regional availability and renewal economics rather than headline price alone.

Quick facts

• Operator: FreeAgent Central Limited
• Headquarters: Edinburgh, United Kingdom
• Public-market status: wholly owned by NatWest Group plc (LSE: NWG) since 2018
• Founded: 2007
• Category: accounting & payroll
• Current tiers: Sole trader / Partnership/LLP / Limited Company
• Anchor price (2026): GBP 19-33/month (free for NatWest, Royal Bank of Scotland and Mettle business banking customers)

What is FreeAgent?

FreeAgent is a SaaS product that delivers its core workflow through a web app with per-seat billing and enterprise upgrades. Its product surface covers web app for the operator's core workflow alongside API and integrations with common business tools, with the recurring subscription paid through direct billing on the operator's site or App Store / Google Play / partner-billing surfaces. Customers buy a tier matching their usage profile; the entry tier suits testing the product and higher tiers add features such as mobile companion app.

Why choose FreeAgent

Operator and ecosystem context

FreeAgent is run by FreeAgent Central Limited out of Edinburgh, United Kingdom, established 2007. That matters because the accounting & payroll category is increasingly consolidated and the operator's ownership structure shapes how aggressively the product is supported and how stable the subscription terms are over multi-year renewals.

Plan structure and pricing tiers

The tier ladder splits across Sole trader for testing the service, Partnership/LLP for everyday use, and Limited Company for power users or households. Anchor pricing for 2026: GBP 19-33/month (free for NatWest, Royal Bank of Scotland and Mettle business banking customers). Consult Subger's true-price tracker for FreeAgent for all-in renewal costs after taxes and FX conversion.

Product capabilities and integrations

Beyond the headline features, the 2025-2026 development focus for FreeAgent is 2024-2025 continued integration with NatWest digital business banking; bundled free with all NatWest business accounts. That signals a credible roadmap for the year ahead and distinguishes the operator from competitors running their accounting & payroll product on autopilot.

FreeAgent features that matter in 2026

Highlights of the current feature set:

• web app for the operator's core workflow
• API and integrations with common business tools
• mobile companion app
• team or workspace seats with role-based access
• audit log and admin controls on higher tiers
• standard support channels (email, in-app chat)

Buyers should treat this list as a baseline for FreeAgent in the accounting & payroll category — confirm specific feature availability for your region on the operator's site, since some features and tier names vary between countries.

FreeAgent pricing in 2026

Reference pricing for FreeAgent in 2026: GBP 19-33/month (free for NatWest, Royal Bank of Scotland and Mettle business banking customers). The tier ladder typically looks like:

Subger pairs the public price with the actual all-in cost (taxes, FX conversion, promotional first-period anchors that step up at renewal):

FreeAgent apps and platform support

Surface availability for FreeAgent can vary by region and tier — confirm current app availability and supported devices on the operator's site before subscribing.

Who FreeAgent fits

FreeAgent is most likely a good match for the following buyers:

• Teams who want a focused web app for the operator's category rather than building the workflow in-house — the core target audience for the product.
• The category-focused subscriber who specifically wants web app for the operator's core workflow from a accounting & payroll operator rather than a generalist platform.
• The household subscriber evaluating the tier ladder (Sole trader / Partnership/LLP / Limited Company) and willing to pay up for API and integrations with common business tools.
• The cross-device user who needs apps across the surfaces listed above plus a credible upgrade path as new devices are added.
• The price-sensitive shopper who wants to track promotional anchors via Subger's true-price tracker and deals page before committing to annual billing.

Frequently asked questions

What is FreeAgent and who runs it?

FreeAgent is a accounting & payroll product operated by FreeAgent Central Limited headquartered in Edinburgh, United Kingdom, founded 2007. It is sold via direct subscription on the operator's website and apps, with payments processed through the operator's billing surfaces.

How much does FreeAgent cost in 2026?

Current tiers are Sole trader, Partnership/LLP, Limited Company. Anchor reference pricing for 2026: GBP 19-33/month (free for NatWest, Royal Bank of Scotland and Mettle business banking customers). Confirm the live regional price on the operator's site before committing, since promotional cycles and FX conversion can shift the all-in renewal cost.

Is there a free tier or free trial for FreeAgent?

There is no perpetual free tier listed publicly for the standard FreeAgent subscription; the operator may run introductory trials periodically. Check the live signup page for current trial promotions.

Where is FreeAgent available?

Availability follows the operator's licensing and service footprint anchored on Edinburgh, United Kingdom. Confirm regional availability on the official site before subscribing, especially for products that have country-specific catalog or pricing rules.

What 2025-2026 developments set FreeAgent apart right now?

The current 2025-2026 development focus is 2024-2025 continued integration with NatWest digital business banking; bundled free with all NatWest business accounts. Together with the headline features listed above, that gives buyers a concrete signal that the subscription is being actively developed rather than coasting on a legacy catalog.

Which devices and platforms does FreeAgent support?

Coverage spans the surfaces shown in the platform table above. The current mobile, web and (where applicable) Smart TV apps are the recommended way to consume the service; older devices may be deprecated in successive releases as the operator focuses engineering effort on supported platforms.

How do I cancel FreeAgent?

Cancel through the account or subscription settings on the surface where you bought the plan: the operator's website for direct subscriptions, the App Store or Google Play for in-app purchases, or the partner billing portal for bundled subscriptions. Subger's cancellation guide for FreeAgent walks through each route step-by-step.

Does FreeAgent offer a family or multi-user plan?

Family or multi-account structures depend on the tier. The Limited Company tier commonly adds multi-profile or multi-device support; the entry Sole trader tier may restrict simultaneous usage. Confirm the per-tier seat limit on the live pricing page before committing to annual billing.

Is FreeAgent worth it compared to accounting & payroll alternatives?

Value depends on three factors: the specific feature mix you'll use (see the features list above), the regional price after taxes (Subger's true-price tracker for FreeAgent reconciles the headline price with the actual all-in renewal cost), and the credibility of the operator's 2025-2026 roadmap. Weigh these together rather than relying on headline price alone.

How can I track price changes for FreeAgent?

Subger's renewal tracker for FreeAgent records list-price changes plus promotional anchors over time. Pair it with the deals page for current discount codes and the promo codes page for stackable savings at signup.

Get started with FreeAgent

Confirm the current regional price on the operator's site (GBP 19-33/month (free for NatWest, Royal Bank of Scotland and Mettle business banking customers)), choose the tier that matches your usage (Sole trader, Partnership/LLP are the most common starting points), and check Subger's deals page for FreeAgent for promotional anchors before completing checkout. Track the subscription's true renewal cost with the true-price tracker once you're signed up.

Related Subger guides

• Cancel FreeAgent guide
• Latest FreeAgent deals
• FreeAgent promo codes
• FreeAgent true price and renewal tracker
• Browse the accounting & payroll category hub
• All services on Subger