Does CRED charge a subscription fee?

No — CRED is a completely free app. There are no monthly subscription fees. Deactivating your account simply removes your access to CRED's rewards and credit card management features.

What happens to my CRED coins and rewards when I deactivate?

Deactivating your CRED account will result in the forfeiture of any unused CRED coins and unredeemed rewards. Consider redeeming your coins before deactivating your account.

Will deactivating CRED affect my credit cards?

No — deactivating CRED only removes the app's access to view and manage your credit card bills. Your credit cards remain active and unaffected. You will need to pay your bills directly through your bank's portal.

How to Cancel CRED

from $0.00/month

(≈ CZK 0.00)

Easy

Estimated Time:5 minutes

Cancel Method:App

Open the CRED app

Launch the CRED app on your smartphone and log in to your account.

Go to your Profile

Tap the profile icon or your name in the top-left corner to access your account settings.

Navigate to Account

Tap 'Account' or 'Settings' to find account management options.

Select Deactivate account

Scroll down to find 'Deactivate account' and tap it. CRED will inform you about what will happen to your CRED coins, rewards, and linked credit cards upon deactivation.

Confirm deactivation

Confirm your decision to deactivate your account. You'll receive a confirmation notification. Note that deactivating CRED does not affect your credit cards — it only removes CRED's access to manage them.

Retention Tips

We're sorry to hear you're thinking of deactivating your CRED account. CRED is completely free and makes it easy to manage all your credit card bills in one place, while earning rewards on every payment. If you deactivate now, you'll lose any CRED coins you've accumulated. Consider redeeming your coins first, or simply leave the app installed — there's no cost and no obligation to use it regularly. Are you sure you want to deactivate?