Neon

Neon is a banking & payments product operated by Neon Switzerland AG. This 2026 review covers operator background, the current tier ladder and the buying signals to weigh before subscribing. The service competes in the banking & payments category against regional and global alternatives, and the practical decision usually comes down to feature mix, regional availability and renewal economics rather than headline price alone.

Quick facts

• Operator: Neon Switzerland AG
• Headquarters: Zurich, Switzerland
• Public-market status: privately held; backed by TX Group, BackBone Ventures, and Hansainvest; banking license via Hypothekarbank Lenzburg (HBL)
• Founded: 2017 (founded by Jörg Sandrock, Julius Kirscheneder, Adrian Sieber, Michael Noorlander)
• Category: banking & payments
• Current tiers: neon free / neon green / neon metal
• Anchor price (2026): neon free CHF 0/month; neon green CHF 5/month with sustainability features; neon metal CHF 15/month with metal card

What is Neon?

Neon is a digital banking and payments product that combines mobile-first account access with money-movement tooling under a regulated operator. Its product surface covers mobile-first checking and savings dashboards alongside bill-pay and instant peer transfers, with the recurring subscription paid through the operator's direct billing or App Store / Google Play / partner-billing surfaces. Customers buy a tier matching their usage profile; the entry tier is suitable for testing the product and higher tiers add features such as card management and freeze/unfreeze controls.

Why choose Neon

Operator and ecosystem context

Neon is run by Neon Switzerland AG out of Zurich, Switzerland, established 2017 (founded by Jörg Sandrock, Julius Kirscheneder, Adrian Sieber, Michael Noorlander). That matters because the banking & payments category is increasingly consolidated and the operator's ownership structure (public vs. private, parent group, regulatory footprint) shapes how aggressively the product is supported and how stable the subscription terms are over multi-year renewals.

Plan structure and pricing tiers

The tier ladder splits across neon free for testing the service, neon green for everyday use, and neon metal for power users or households. Anchor pricing for 2026: neon free CHF 0/month; neon green CHF 5/month with sustainability features; neon metal CHF 15/month with metal card. Consult Subger's true-price tracker for Neon for all-in renewal costs after taxes and FX conversion.

Banking and payment features

Beyond the headline features, the 2025-2026 differentiator for Neon is 2024-2025 continued neon's position as Switzerland's leading mobile-only neobank with over 200K customers; new Apple Pay, Google Pay, and crypto integration. That gives the subscription a credible roadmap for the year ahead and distinguishes it from operators that are running their banking & payments catalog on autopilot.

Neon features that matter in 2026

Highlights of the current feature set:

• mobile-first checking and savings dashboards
• bill-pay and instant peer transfers
• card management and freeze/unfreeze controls
• savings goals and round-up features
• biometric login (Face ID, fingerprint) and device PIN
• depositor protection where the operator partners with a regulated bank

Buyers should treat this list as a baseline for Neon in the banking & payments category — confirm specific feature availability for your region on the operator's site, since some features and tier names vary between countries.

Neon pricing in 2026

Reference pricing for Neon in 2026: neon free CHF 0/month; neon green CHF 5/month with sustainability features; neon metal CHF 15/month with metal card. The tier ladder typically looks like:

Subger pairs the public price with the actual all-in cost (taxes, FX conversion, promotional first-period anchors that step up at renewal):

Neon apps and platform support

Surface availability for Neon can vary by region and tier — confirm current app availability and supported devices on the operator's site before subscribing.

Who Neon fits

Neon is most likely a good match for the following buyers:

• Customers who want everyday banking and payment workflows handled inside a single mobile app — the core target audience for the product.
• The category-focused subscriber who specifically wants mobile-first checking and savings dashboards from a banking & payments operator rather than a generalist platform.
• The household subscriber evaluating the tier ladder (neon free / neon green / neon metal) and willing to pay up for bill-pay and instant peer transfers.
• The cross-device user who needs apps across the surfaces listed above plus a credible upgrade path as new devices are added.
• The price-sensitive shopper who wants to track promotional anchors via Subger's true-price tracker and deals page before committing to annual billing.

Frequently asked questions

What is Neon and who runs it?

Neon is a banking & payments product operated by Neon Switzerland AG headquartered in Zurich, Switzerland, founded 2017 (founded by Jörg Sandrock, Julius Kirscheneder, Adrian Sieber, Michael Noorlander). It is sold via direct subscription on the operator's website and apps, with payments processed through the operator's billing surfaces.

How much does Neon cost in 2026?

Current tiers are neon free, neon green, neon metal. Anchor reference pricing for 2026: neon free CHF 0/month; neon green CHF 5/month with sustainability features; neon metal CHF 15/month with metal card. Confirm the live regional price on the operator's site before committing, since promotional cycles and FX conversion can shift the all-in renewal cost.

Is there a free tier or free trial for Neon?

Yes — neon free is available without an immediate paid commitment.

Where is Neon available?

Availability follows the operator's licensing and service footprint anchored on Zurich, Switzerland. Confirm regional availability on the official site before subscribing, especially for products that have country-specific catalog or pricing rules.

What 2025-2026 features set Neon apart right now?

The current 2025-2026 differentiator is 2024-2025 continued neon's position as Switzerland's leading mobile-only neobank with over 200K customers; new Apple Pay, Google Pay, and crypto integration. Together with the headline features listed above, that gives buyers a concrete signal that the subscription is being actively developed rather than coasting on a legacy catalog.

Which devices and platforms does Neon support?

Coverage spans the surfaces shown in the platform table above. The current mobile, web and (where applicable) Smart TV apps are the recommended way to consume the service; older devices may be deprecated in successive releases as the operator focuses engineering effort on supported platforms.

How do I cancel Neon?

Cancel through the account or subscription settings on the surface where you bought the plan: the operator's website for direct subscriptions, the App Store or Google Play for in-app purchases, or the partner billing portal for bundled subscriptions. Subger's cancellation guide for Neon walks through each route step-by-step.

Does Neon offer a family or multi-user plan?

Family or multi-account structures depend on the tier. The neon metal tier commonly adds multi-profile or multi-device support; the entry neon free tier may restrict simultaneous usage. Confirm the per-tier seat limit on the live pricing page before committing to annual billing.

Is Neon worth it compared to banking & payments alternatives?

Value depends on three factors: the specific feature mix you'll use (see the features list above), the regional price after taxes (Subger's true-price tracker for Neon reconciles the headline price with the actual all-in renewal cost), and the credibility of the operator's 2025-2026 roadmap. Buyers should weigh these together rather than relying on headline price alone.

How can I track price changes for Neon?

Subger's renewal tracker for Neon records list-price changes plus promotional anchors over time. Pair it with the deals page for current discount codes and the promo codes page for stackable savings at signup.

Get started with Neon

Confirm the current regional price on the operator's site (neon free CHF 0/month; neon green CHF 5/month with sustainability features; neon metal CHF 15/month with metal card), choose the tier that matches your usage (neon free, neon green are the most common starting points), and check Subger's deals page for Neon for promotional anchors before completing checkout. Track the subscription's true renewal cost with the true-price tracker once you're signed up.

Related Subger guides

• Cancel Neon guide
• Latest Neon deals
• Neon promo codes
• Neon true price and renewal tracker
• Browse the banking & payments category hub
• All services on Subger