Is Credit Karma free?

Yes. Credit Karma is entirely free and makes money from recommendations.

Will deleting affect my credit score?

No. Credit Karma only monitors your score; deleting the account does not affect it.

Can I still check my credit without Credit Karma?

Yes. Use AnnualCreditReport.com for free reports or other monitoring services.

How to Cancel Credit Karma (2026)

Credit Karma plans start from $0.00/month. Follow our 4-step guide to cancel your subscription in about 5 minutes — with tips to avoid retention offers.

Updated: April 2026

Easy

Visit Website

Estimated Time:5 minutes

Cancel Method:Website

Log in to Credit Karma

Visit creditkarma.com and sign in.

Go to Settings

Navigate to 'Settings' then 'Account'.

Delete account

Select 'Delete your Credit Karma account'.

Confirm

Verify your identity and confirm deletion. Data is permanently removed.

Retention Tips

Credit Karma is free and helps you monitor your credit. Consider keeping it for alerts.

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