Can I cancel my If insurance at any time?

It depends on the policy type. Personal insurance (life, health, accident, child insurance) can be cancelled at any time. Home, car, and pet insurance can generally only be cancelled at the annual renewal date ('årsförfallodagen'). You can submit your cancellation request at any point during the year and it will take effect at the next renewal date.

Will I receive a refund if I cancel?

If you cancel at your annual renewal date, no refund is typically due as there is no overpayment. If you cancel personal insurance mid-term, or any policy within the withdrawal period (14 days for most policies, 30 days for life insurance), you receive a pro-rata refund minus the days coverage was active. Refunds are processed within 3–5 business days for invoice customers with a registered bank account, or at the next monthly direct debit cycle for autogiro customers.

How long does coverage last after I cancel?

Your coverage continues until the cancellation date you selected — typically the annual renewal date. The policy will remain visible in your Mina sidor account for approximately one month after termination, marked as 'avslutad' (terminated).

Can I reactivate my cancelled If insurance?

There is no documented reactivation option. If you want to reinstate coverage, you would need to purchase a new policy. Contact If customer service on 0771-655 655 (Mon–Thu 08:00–19:00, Fri 08:00–17:30, weekends 09:00–16:00) to discuss your specific situation.

What if I don't have BankID to log in to Mina sidor?

If you cannot log in via BankID, you can cancel by filling in the online cancellation form at if.se/privat/kundservice/mejla-oss/uppsagning-av-forsakring (requires your policy number, name, and contact details), by calling 0771-655 655, or by sending a written cancellation request by post to: If, 106 80 Stockholm.

What should I do before cancelling pet insurance?

If warns that you should secure approval from your new insurer before cancelling your If pet insurance. Pre-existing health conditions may result in exclusions or rejection by a new provider, leaving your pet uninsured. Only cancel once your new policy is confirmed and active.

How to Cancel If Försäkring (2026)

If Försäkring plans start from $0.00/month. Follow our 7-step guide to cancel your subscription in about 5 minutes — with tips to avoid retention offers.

Updated: April 2026

Easy

Visit Website

Estimated Time:5 minutes

Cancel Method:Website

Log in to Mina sidor

Go to minasidor.if.se/inloggning and log in using BankID or Mobile BankID. This is the only login method available — no username/password alternative exists.

Open your insurance policies

After logging in, click 'Försäkringar' (Insurance) in the main navigation menu to see all your active policies.

Select the policy to cancel

Click on the specific insurance policy you want to cancel (e.g. home, car, pet, personal insurance).

Click 'Hantera försäkringen'

On the policy detail page, click the 'Hantera försäkringen' (Manage the insurance) button.

Select 'Säg upp försäkringen'

From the management options, choose 'Säg upp försäkringen' (Cancel the insurance).

Choose your cancellation date

Select your desired end date. Note: home, car, and pet insurance can typically only be cancelled at the annual renewal date ('årsförfallodagen'). Personal insurance (health, life, accident, child) can be cancelled at any time.

Confirm the cancellation

Review the details and confirm. A confirmation email will be sent to you. The policy remains visible in Mina sidor until the cancellation date, then for about one month afterward marked as 'avslutad' (terminated).

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