Budgeting & Credit

Alfa-Bank

# Alfa-Bank review and pricing in 2026 Alfa-Bank is Russia's largest privately-held commercial bank by assets, offering retail current accounts, cards, mortgages, SME and corporate banking through a heavily digital channel. The product is operated by JSC Alfa-Bank, headquartered in Moscow, Russia, and the public homepage is at [https://alfabank.ru](https://alfabank.ru). The operator was founded in 1990 and is Privately held (Alfa Group / ABH Holdings; sanctioned post-2022). This review captures what Subger currently tracks about Alfa-Bank — its plan ladder, named features, 2025-2026 product direction and competitive positioning in the banking & payments category. Subger does not control Alfa-Bank or its pricing; live numbers and the canonical sign-up flow remain on the vendor site. ## Operator, ownership and market footprint | Attribute | Detail | | --- | --- | | Operator | JSC Alfa-Bank | | Headquarters | Moscow, Russia | | Founded | 1990 | | Listing | Privately held (Alfa Group / ABH Holdings; sanctioned post-2022) | | Public homepage | https://alfabank.ru | | Category on Subger | [Banking & Payments](/en/us/category/banking-payments) | Alfa-Bank is positioned in Russian retail banking, competing with Sber, T-Bank (Tinkoff), VTB and Gazprombank for current accounts, cards and digital channels. ### Why the operator matters The ownership trail above is the single most important fact for anyone evaluating a subscription: it determines who keeps customer data, who arbitrates billing disputes and which national regulator supervises the product. For Alfa-Bank that anchor is JSC Alfa-Bank, which materially shapes the product roadmap and the legal terms a subscriber accepts at checkout. ### Where the product is sold The product is primarily sold through https://alfabank.ru with regional billing in the operator's home market. Cross-border availability varies; this Subger review reflects the catalog as published on the vendor homepage at the time of writing. ## Plans and pricing ladder | Tier / SKU | Headline price | What it unlocks | | --- | --- | --- | | Alfa-Bank current account | free for retail with qualifying turnover | Daily banking, cards and SBP instant payments. | | Credit cards (Year free / cashback) | fee from RUB 0 | Cashback and 100-day-grace credit cards. | | Investment (Alfa-Investments) | commission-based | Brokerage on Moscow Exchange and OTC. | Pricing above is captured from the vendor catalog and from publicly disclosed annual reports where applicable. Subger's price-history table for Alfa-Bank records currency-converted USD anchors on top of the operator's native-currency list price. ### Reading the ladder Alfa-Bank's tier ladder is the practical lens through which most subscribers shop. Choose the lowest tier that covers your usage, then upgrade only when you hit a real cap (mileage, seat count, retention window, feature gating). Annual prepay is consistently 15-25% cheaper than month-to-month across the catalog, so anyone confident they'll use the service for 6+ months should default to annual. ### Currency and tax notes Local taxes (VAT in EU markets, GST in AU/IN, sales tax in US states) are usually added at checkout on top of the headline price quoted above. Currency conversion to USD in this review uses approximate mid-market rates as of 2025-2026 and is for orientation only — your final invoice will read in the operator's billing currency. ## Named features (what you actually get) | # | Feature | | --- | --- | | 1 | Alfa Mobile app | | 2 | SBP (Faster Payments) | | 3 | Alfa-Investments brokerage | | 4 | Mir Pay and SBP-based payments | | 5 | Mortgages and consumer loans | | 6 | SMB and corporate banking | Subger surfaces these features verbatim from Alfa-Bank's catalog where the vendor publishes them; long-tail features (per-region add-ons, partner discounts) are not exhaustively enumerated in this short review. ### Standout features in context Among the named features above, the ones that most clearly differentiate Alfa-Bank from same-category peers are the operator-specific capabilities tied to the parent company, the integrations exposed to the rest of the banking & payments stack, and the loyalty / multi-product bundling that consolidates billing across products. ### What's not included The table above is intentionally feature-centric, not exhaustive. Geography-specific add-ons, partner discounts and limited-time promotions are documented on the operator's homepage and may differ from the snapshot captured here. ## Regulatory standing and protections The category-specific depth question for Alfa-Bank is: how does the product perform on the dimension that matters most to subscribers in the banking & payments space? For most buyers that's some combination of catalog depth, hardware/software ecosystem fit, regulatory protections and after-sale support. The operator's published roadmap and recent product moves (below) are the best forward-looking signal on each of those dimensions. ### Independent third-party signal Where independent audits, watchdog reports or regulator filings exist, Subger links them from the per-service detail page rather than summarising them here. The operator's published transparency disclosures should always be read alongside the most recent independent third-party signal. ## 2025-2026 product direction Through 2024-2025 Alfa-Bank has continued operating under Western sanctions, building out Mir-card-network services and AI fraud-control while expanding presence in CIS and friendly jurisdictions. ### What's likely next Based on the operator's recent moves, the most likely 12-month roadmap items for Alfa-Bank are tighter integration with the parent company's other products, expansion into adjacent markets where the operator already has distribution, and price-point experimentation at the entry tier to defend against new low-cost entrants in the category. ## Competitive positioning Russian retail banking, competing with Sber, T-Bank (Tinkoff), VTB and Gazprombank for current accounts, cards and digital channels. ### Who Alfa-Bank is for Alfa-Bank is best-fit for subscribers who already trust the operator's umbrella brand, value the specific feature set listed above and accept the trade-offs implied by the operator's home regulatory regime (Moscow, Russia). Subscribers who optimise heavily for price or who want a single global flat-rate may find better-value alternatives in the competitor list above. ### Who should look elsewhere If you live outside the home market where the operator concentrates distribution, or if the local regulatory regime (data residency, financial protection, content licensing) is a hard constraint, the same-category competitors named above will usually serve you better. ## Sign-up, billing and cancellation Sign-up happens on [https://alfabank.ru](https://alfabank.ru) using the standard email-plus-payment-method flow. Card billing is the default; some markets accept SEPA Direct Debit, PayPal, Apple Pay, Google Pay or local-rail alternatives. Cancellation is typically a one-click flow from the in-app account settings, with the subscription remaining active until the end of the current billing period. ### Refund policy Refund policies vary by jurisdiction. In the European Union the consumer right-of-withdrawal applies to most digital subscriptions (14-day cooling-off) unless explicit waiver is given at checkout. In the United States policy is operator-defined; check the Alfa-Bank terms of service before paying. ## Frequently asked questions ### Who owns and operates Alfa-Bank? Alfa-Bank is operated by JSC Alfa-Bank, headquartered in Moscow, Russia. ### When was Alfa-Bank founded? The product traces to 1990; operator history may extend earlier. ### Is the operator publicly listed? Privately held (Alfa Group / ABH Holdings; sanctioned post-2022). ### Where does Alfa-Bank publish live pricing? The canonical source for live tier pricing is the operator homepage at [https://alfabank.ru](https://alfabank.ru). ### Is there a free tier or trial? The plan table above lists the operator-published tier ladder; free trials and entry-tier promotions are typically announced on the Alfa-Bank homepage. ### How does Alfa-Bank compare to direct competitors? Russian retail banking, competing with Sber, T-Bank (Tinkoff), VTB and Gazprombank for current accounts, cards and digital channels. ### What 2025-2026 changes should I know about? Through 2024-2025 Alfa-Bank has continued operating under Western sanctions, building out Mir-card-network services and AI fraud-control while expanding presence in CIS and friendly jurisdictions. ### How is Alfa-Bank categorised on Subger? We list Alfa-Bank under [Banking & Payments](/en/us/category/banking-payments) alongside same-category peers. ### Can I cancel Alfa-Bank at any time? Yes — the in-app account settings expose a cancellation flow that stops auto-renewal at the end of the current period. Refunds for already-billed periods follow the operator's regional refund policy. ### Where can I track Alfa-Bank's historical pricing? Subger maintains a price-history view on the per-service detail page, with currency-converted USD anchors that allow cross-region comparison. ## Related categories on Subger - [Banking & Payments](/en/us/category/banking-payments) — the primary catalog for Alfa-Bank - [VPN services](/en/us/category/insurance) - [Streaming](/en/us/category/video-streaming) - [AI assistants](/en/us/category/news-subscriptions) - [Smart-home devices](/en/us/category/smart-home-devices) ## Bottom line For subscribers who want a banking & payments product tied to JSC Alfa-Bank, Alfa-Bank is the canonical pick — its pricing ladder, named feature set and 2025-2026 product direction (above) make it a defensible default in its category. For everyone else, the competitor list above is the right starting point. Visit [https://alfabank.ru](https://alfabank.ru) for the canonical live catalog. Subger's role is to provide a single comparison surface, not to act as the merchant of record.

Copilot Money

## What is Copilot Money? Copilot Money is operated by **Copilot Money, Inc.**, headquartered in Brooklyn, New York, USA. The product line dates back to 2019, and the operator is privately held (backed by Adjacent and others). In the budgeting credit category, Copilot Money is best described as personal finance dashboard competing with YNAB, Monarch Money and Rocket Money. For shoppers landing here, the practical question is whether Copilot Money's current tier ladder and feature mix match the use case — the sections below cover pricing, included features, the 2025-2026 product direction, and category-specific considerations. ## Operator, ownership and market context | Attribute | Detail | |-----------|--------| | Operating entity | Copilot Money, Inc. | | Headquarters | Brooklyn, New York, USA | | Founded | 2019 | | Ownership / market status | privately held (backed by Adjacent and others) | | Category | Budgeting Credit | The legal operator, jurisdiction and ownership matter for billing currency, dispute-resolution venue and consumer-protection rules. Copilot Money, Inc.'s ownership posture (privately held (backed by adjacent and others)) shapes how aggressive product investment is from quarter to quarter. ### Why ownership matters for subscribers A privately held operator can move quickly on pricing and product changes without public disclosure pressure, while a publicly listed parent has to balance subscriber experience against quarterly results. For Copilot Money specifically, the privately held (backed by adjacent and others) structure has so far translated into the product cadence described in the differentiator section below. ## Current pricing and tier ladder | Tier | Price | |------|-------| | Monthly | $13/mo | | Annual | $95/yr | The anchor price point to compare against rivals is **$13/mo** for the entry tier; the headline tier on offer is **Annual**. Promo offers and regional pricing can move these numbers — the live pricing page on Copilot Money itself is the source of truth at any given moment, but the structure above reflects the published ladder as of 2025-2026. ### What you get at each tier The lowest tier covers the core proposition — everyone above that adds either capacity (more data, more seats, more devices, more content) or capability (premium features, priority support, advanced analytics). Subscribers comparing Copilot Money against alternatives should map the tier they would actually pay for against the equivalent tier on the rival product, not just the headline price. ## Account aggregation and reporting features | # | Feature | |---|---------| | 1 | categorised spend dashboard | | 2 | investment tracking | | 3 | rule-based auto-categorisation | | 4 | intelligent recurring detection | | 5 | iOS, iPadOS, macOS and Apple Watch apps | | 6 | Plaid and Finicity-backed account aggregation | The feature list above represents the documented capabilities of Copilot Money as of 2025-2026. The mix is what separates a credible competitor from a clone in the budgeting credit category — and the items listed are the ones Copilot Money markets as its actual differentiators rather than table-stakes. ### Where Copilot Money sits in its category personal finance dashboard competing with YNAB, Monarch Money and Rocket Money. The competitive set named here is the realistic comparison list — not every nominal alternative is a like-for-like substitute, but each of those names is one a real shopper is likely to evaluate alongside Copilot Money. ## 2025-2026 product direction Copilot launched an Android app in 2024 after years of Apple-only exclusivity and added a Copilot AI assistant for budget Q&A in 2025. This is the most important context for anyone deciding whether to subscribe today. Product roadmaps in the budgeting credit category move quickly, and the differentiator above is the signal that distinguishes Copilot Money's current trajectory from the version a reviewer might have written about a year ago. ### What is likely next Operators that ship in line with the differentiator above typically extend in three directions: deeper integration with partner platforms, broader geographic availability, and bigger commitments to the headline feature (more channels, more SKUs, more bandwidth, more AI tooling — whatever the headline is for the category). Subscribers can read the differentiator as a leading indicator of what Copilot Money's next 6-12 months will look like. ## Plans, billing and cancellation Like most budgeting credit services, Copilot Money bills monthly or annually depending on the tier. Annual plans typically save 10-20% vs monthly, but they also lock in pricing — useful when the operator is signalling upcoming increases, less useful when the category is moving toward unbundling. ### Cancelling or pausing Subscribers can cancel or pause from Copilot Money's account-management dashboard in most cases. The specific path depends on whether billing runs through the operator directly or through an app-store middleman (Apple, Google, Roku) — that matters because cancellation has to be initiated wherever the billing relationship actually lives. ## Platforms and access Copilot Money's primary distribution depends on its category but typically includes a web client, native mobile apps (iOS and Android where applicable), and connected-device or set-top-box clients for media services. Coverage gaps (Linux, smart-TV vendors, browsers) are documented on the operator's support pages and are worth checking before subscribing if a specific device matters. ### Multi-device and family use Most modern budgeting credit subscriptions allow multiple concurrent devices on the same account up to a tier-defined cap. The exact cap and family-sharing rules sit under the tier descriptions above — a Premium or Plus tier typically lifts the cap relative to the entry tier. ## Use cases and ideal subscribers Copilot Money fits subscribers who want what personal finance dashboard promises — that is, the budgeting credit value proposition delivered through Copilot Money, Inc.'s specific feature mix rather than a generic clone. Subscribers who are already deeply invested in a rival ecosystem (whichever one they came in with) usually have to weigh switching cost against the Copilot Money-specific differentiator described above. ### Who should skip it Subscribers whose needs are squarely at the lower end of budgeting credit usage often do not need a paid tier on Copilot Money at all — a free competitor, a family plan share, or a bundled offering through a telco / employer benefit may already cover them. The tier ladder above is most worth paying for when the headline features genuinely match the use case. ## Frequently asked questions ### Who operates Copilot Money? Copilot Money is operated by Copilot Money, Inc., headquartered in Brooklyn, New York, USA. ### Is Copilot Money a free or paid service? Copilot Money runs on the tier ladder shown above; the entry price is **$13/mo**. A free or trial tier may exist depending on the operator's current acquisition strategy. ### What is the company behind Copilot Money? The operator is Copilot Money, Inc., and the ownership / market status is privately held (backed by Adjacent and others). ### When was Copilot Money founded? The product line dates to 2019. ### What does Copilot Money compete with? personal finance dashboard competing with YNAB, Monarch Money and Rocket Money. ### What is new for Copilot Money in 2025-2026? Copilot launched an Android app in 2024 after years of Apple-only exclusivity and added a Copilot AI assistant for budget Q&A in 2025. ### Can I cancel Copilot Money any time? Yes — subscriptions are typically cancellable from the operator's account dashboard or via the billing channel (operator-direct or app store) that processed the original signup. ### Where is Copilot Money available? Geographic availability depends on the operator. Copilot Money, Inc.'s main market is anchored in Brooklyn, New York, USA; some services extend regionally or globally, others are country-restricted. ### How does Copilot Money handle data and privacy? Copilot Money, Inc. publishes a privacy notice on the Copilot Money site that covers data collection, retention and third-party sharing. Subscribers in GDPR jurisdictions retain the right to access, export and delete their personal data. ### How do I get the best price on Copilot Money? Annual billing typically saves 10-20%; promotional pricing surfaces during seasonal campaigns (Black Friday, New Year, back-to-school depending on category). Check Copilot Money's live pricing page for the current offer. ## Related and complementary services - [Compare top services](/en/us/compare/) — feature and price matrix for the budgeting credit category. - [Cancellation guides](/en/us/cancel/) — step-by-step cancellation for major brands including Copilot Money. - [Latest deals](/en/us/deals/) — current discounts and promos. - [Promo codes](/en/us/promo/) — vetted promo codes for budgeting credit services. - [Vendor directory](/en/us/vendors/) — full directory of operators we track.

from $14.99/month

Credit Karma

# Credit Karma Credit Karma is a free credit monitoring and personal finance app (US, Canada, UK) operated by **Credit Karma, LLC**, headquartered in Oakland, California, United States since 2007. Ownership sits with Subsidiary of Intuit Inc. (NASDAQ: INTU) — acquired 2020 for USD 7.1 billion. The product competes in the Insurance & Fintech category with a tier ladder built around Free Credit Karma account / Credit Karma Money checking / Credit Karma Tax (rolled into Intuit TurboTax), anchored at Credit Karma Money checking (USD 0 — fee-free spending and savings). This 2026 review summarizes the operator, tiers, headline features and what changed in 2025-2026 so subscribers can evaluate fit before committing. ## Quick facts - **Operator:** Credit Karma, LLC - **Headquarters:** Oakland, California, United States - **Founded:** 2007 - **Ownership:** Subsidiary of Intuit Inc. (NASDAQ: INTU) — acquired 2020 for USD 7.1 billion - **Service category:** Insurance & Fintech - **Tier ladder (2026):** Free Credit Karma account / Credit Karma Money checking / Credit Karma Tax (rolled into Intuit TurboTax) - **Anchor price reference:** Credit Karma Money checking at USD 0 — fee-free spending and savings - **2025-2026 differentiator:** Credit Karma is the largest free credit-monitoring service in North America with 130 million+ members; the Intuit ownership tightly integrates it with TurboTax (US tax filing) and Mint (until Mint shutdown 2024), making it a financial-data hub. ## What is Credit Karma? Credit Karma is a free credit monitoring and personal finance app (US, Canada, UK). Founded in 2007 and run by Credit Karma, LLC out of Oakland, California, United States, the service targets customers who want free TransUnion and Equifax credit scores and credit-report monitoring combined with personalized credit-card, loan and insurance offers. Distribution runs through the operator's website, mobile apps and supported partner channels in the markets served by Credit Karma, LLC. The 2025-2026 product emphasis is captured by one specific change: Credit Karma is the largest free credit-monitoring service in North America with 130 million+ members; the Intuit ownership tightly integrates it with TurboTax (US tax filing) and Mint (until Mint shutdown 2024), making it a financial-data hub. ## Why choose Credit Karma ### Operator credibility and roadmap Credit Karma, LLC is the consistent thread that ties pricing, customer support and product roadmap together. Ownership (Subsidiary of Intuit Inc. (NASDAQ: INTU) — acquired 2020 for USD 7.1 billion) and the Oakland, California, United States operations base set the regulatory and tax context for the offering. For Insurance & Fintech buyers, an identifiable operator with a credible 2025-2026 roadmap matters more than a generic feature list — and Credit Karma clears that bar. ### Plan structure and ecosystem The tier ladder is built around: Free Credit Karma account / Credit Karma Money checking / Credit Karma Tax (rolled into Intuit TurboTax). Anchor pricing — Credit Karma Money checking at USD 0 — fee-free spending and savings — sets the reference point. Confirm live regional prices on the operator's site and consult Subger's [true-price tracker for Credit Karma](/en/us/true-price/credit-karma) for the actual all-in renewal cost after taxes, FX and any post-promotional step-ups. ### Product range and account features Beyond the headline tier ladder, the operator's investment in ID-monitoring and dark-web alerts and Credit Karma Money — fee-free checking and high-yield savings is what keeps the subscription competitive in 2026. Specifically: Credit Karma is the largest free credit-monitoring service in North America with 130 million+ members; the Intuit ownership tightly integrates it with TurboTax (US tax filing) and Mint (until Mint shutdown 2024), making it a financial-data hub. ## Credit Karma features that matter in 2026 Highlights of the current feature set: - free TransUnion and Equifax credit scores and credit-report monitoring - personalized credit-card, loan and insurance offers - ID-monitoring and dark-web alerts - Credit Karma Money — fee-free checking and high-yield savings - Intuit TurboTax integration for tax filing - iOS, Android and web apps The most material 2025-2026 change for buyers: Credit Karma is the largest free credit-monitoring service in North America with 130 million+ members; the Intuit ownership tightly integrates it with TurboTax (US tax filing) and Mint (until Mint shutdown 2024), making it a financial-data hub. ## Credit Karma pricing in 2026 The anchor reference for 2026 is **Credit Karma Money checking at USD 0 — fee-free spending and savings**. The full tier comparison: | Tier | Best for | Reference price (2026) | | --- | --- | --- | | Free Credit Karma account | All US/Canada/UK consumers | USD 0 — ad and lead-referral funded | | Credit Karma Money checking | Banking customers | USD 0 — fee-free spending and savings | | Credit Karma Tax (rolled into Intuit TurboTax) | US tax filers | Free filing via TurboTax post-acquisition | Subger pairs the public price with the actual all-in cost (taxes, FX conversion, and promotional first-period anchors that may step up at renewal): | Subger tool | What it shows | | --- | --- | | [True-price tracker](/en/us/true-price/credit-karma) | List-price changes plus historical promotional anchors | | [Deals page](/en/us/deals/credit-karma) | Active discounts and limited-time offers | | [Promo codes](/en/us/promo/credit-karma) | Stackable codes for new and existing subscribers | | [Cancel guide](/en/us/cancel/credit-karma) | Step-by-step termination by billing surface | ## Credit Karma apps and platform support | Surface | Status | | --- | --- | | Mobile app (iOS / Android) | Yes | | Web account portal | Yes | | Customer support | Yes | | Notifications and account alerts | Yes | | Third-party integrations | Where applicable | | Self-service plan management | Yes | ## Who Credit Karma fits Credit Karma is a good match for the following buyers: - **The free credit monitoring and personal finance app (US, Canada, UK) subscriber** who wants free TransUnion and Equifax credit scores and credit-report monitoring delivered by an identified operator (Credit Karma, LLC) rather than a generic global aggregator. - **The mainstream household** weighing the Credit Karma Money checking tier at USD 0 — fee-free spending and savings and willing to pay for personalized credit-card, loan and insurance offers. - **The 2026 buyer** who specifically wants the operator's most recent product investment: Credit Karma is the largest free credit-monitoring service in North America with 130 million+ members; the Intuit ownership tightly integrates it with TurboTax (US tax filing) and Mint (until Mint shutdown 2024), making it a financial-data hub. - **The cross-device user** who needs the surfaces listed in the platform table above plus a credible upgrade path as new devices are added. - **The price-sensitive shopper** who wants to track promotional anchors via Subger's [true-price tracker](/en/us/true-price/credit-karma) and [deals page](/en/us/deals/credit-karma) before committing to annual billing. ## Frequently asked questions ### What is Credit Karma and who operates it? Credit Karma is a free credit monitoring and personal finance app (US, Canada, UK) operated by Credit Karma, LLC, headquartered in Oakland, California, United States. Ownership: Subsidiary of Intuit Inc. (NASDAQ: INTU) — acquired 2020 for USD 7.1 billion. The product was founded in 2007 and reaches customers through the operator's website, mobile apps and (where applicable) retail or partner channels. ### How much does Credit Karma cost in 2026? The current tier ladder is: Free Credit Karma account, Credit Karma Money checking, Credit Karma Tax (rolled into Intuit TurboTax). The anchor price reference is Credit Karma Money checking at USD 0 — fee-free spending and savings. Local currency, taxes and promotional first-period anchors can change these numbers — confirm the live price on the operator's site before committing. ### Is there a free tier or trial for Credit Karma? Yes — Free Credit Karma account is available without a paid commitment. ### Where is Credit Karma available? Availability follows the operator's regulatory and distribution footprint. Credit Karma primarily serves customers in the markets covered by Credit Karma, LLC, with the home base in Oakland, California, United States. Use a payment method and account address registered in a supported region. ### What sets Credit Karma apart in 2026? Credit Karma is the largest free credit-monitoring service in North America with 130 million+ members; the Intuit ownership tightly integrates it with TurboTax (US tax filing) and Mint (until Mint shutdown 2024), making it a financial-data hub. ### Which devices and platforms does Credit Karma support? Platform coverage is summarized in the surface table above. The recommended primary surfaces are the operator's mobile and web apps; older devices may receive feature-parity updates on a delayed schedule. ### How do I cancel Credit Karma? Cancel through the account or subscription settings on the surface where you bought the plan — the operator's website for direct subscriptions, the App Store or Google Play for in-app purchases, or the partner billing portal for bundled accounts. Subger's [cancellation guide](/en/us/cancel/credit-karma) walks through each route. ### Does Credit Karma offer a family or multi-user plan? Family or multi-account structures depend on the tier. Premium and bundle tiers commonly add multi-profile or multi-seat support; entry tiers may restrict simultaneous use. Confirm the per-tier seat or device limit on the live pricing page. ### Is Credit Karma worth it compared with category alternatives? Value depends on three factors: the specific feature mix you'll use (see the feature list above), the local price after taxes and FX (Subger's [true-price tracker](/en/us/true-price/credit-karma) reconciles the headline price with the actual all-in renewal), and the credibility of the 2025-2026 product roadmap. Credit Karma screens well when those three align. ### How can I track price changes for Credit Karma? Subger's [renewal tracker for Credit Karma](/en/us/true-price/credit-karma) records list-price changes plus promotional anchors over time. Pair it with the [deals page](/en/us/deals/credit-karma) for current discounts and the [promo codes page](/en/us/promo/credit-karma) for stackable savings at signup. ## Get started with Credit Karma Confirm the current regional price on Credit Karma, LLC's site, choose the tier that matches your usage (Free Credit Karma account and Credit Karma Money checking are the common starting points), and check Subger's [deals page for Credit Karma](/en/us/deals/credit-karma) for promotional anchors before completing checkout. Track the subscription's true renewal cost with the [true-price tracker](/en/us/true-price/credit-karma) once you're signed up. ## Related Subger guides - [Cancel Credit Karma guide](/en/us/cancel/credit-karma) - [Latest Credit Karma deals](/en/us/deals/credit-karma) - [Credit Karma promo codes](/en/us/promo/credit-karma) - [Credit Karma true price and renewal tracker](/en/us/true-price/credit-karma) - [Browse the Insurance & Fintech category hub](/en/us/category/insurance-fintech) - [All services on Subger](/en/us/services)

Experian

# Experian Experian is a Insurance & Fintech product operated by Experian plc. This 2026 review covers operator background, the current tier ladder and the buying signals to weigh before subscribing. The service competes in the Insurance & Fintech category against regional and global alternatives, and the practical decision usually comes down to feature mix, regional availability and renewal economics rather than headline price alone. ## Quick facts - **Operator:** Experian plc - **Headquarters:** Dublin, Ireland (registered); operational HQ Costa Mesa, California, United States - **Public-market status:** publicly listed on London Stock Exchange (EXPN) and FTSE 100 constituent - **Founded:** 1996 (demerged from GUS plc) - **Category:** Insurance & Fintech - **Current tiers:** Free credit report / Experian Premium / Experian IdentityWorks / Experian Boost - **Anchor price (2026):** USD 24.99/month for Premium with credit monitoring and identity theft protection; free Boost adds payment history to score ## What is Experian? Experian is a consumer subscription that layers premium features on top of a free core experience. Its product surface covers core free experience alongside premium features unlocked on subscription, with the recurring subscription paid through the operator's direct billing or App Store / Google Play / partner-billing surfaces. Customers buy a tier matching their usage profile; the entry tier is suitable for testing the product and higher tiers add features such as ad-free or boosted-visibility options. ## Why choose Experian ### Operator and ecosystem context Experian is run by Experian plc out of Dublin, Ireland (registered); operational HQ Costa Mesa, California, United States, established 1996 (demerged from GUS plc). That matters because the Insurance & Fintech category is increasingly consolidated and the operator's ownership structure (public vs. private, parent group, regulatory footprint) shapes how aggressively the product is supported and how stable the subscription terms are over multi-year renewals. ### Plan structure and pricing tiers The tier ladder splits across Free credit report for testing the service, Experian Premium for everyday use, and Experian IdentityWorks for power users or households. Anchor pricing for 2026: USD 24.99/month for Premium with credit monitoring and identity theft protection; free Boost adds payment history to score. Consult Subger's [true-price tracker for Experian](/en/us/true-price/experian) for all-in renewal costs after taxes and FX conversion. ### Premium features and platform fit Beyond the headline features, the 2025-2026 differentiator for Experian is 2024-2025 Experian Boost expanded to include rent, utility and streaming payments toward FICO score lift. That gives the subscription a credible roadmap for the year ahead and distinguishes it from operators that are running their Insurance & Fintech catalog on autopilot. ## Experian features that matter in 2026 Highlights of the current feature set: - core free experience - premium features unlocked on subscription - ad-free or boosted-visibility options - mobile and web apps - subscription management inside the app store or operator account - priority support on higher tiers Buyers should treat this list as a baseline for Experian in the Insurance & Fintech category — confirm specific feature availability for your region on the operator's site, since some features and tier names vary between countries. ## Experian pricing in 2026 Reference pricing for Experian in 2026: USD 24.99/month for Premium with credit monitoring and identity theft protection; free Boost adds payment history to score. The tier ladder typically looks like: | Tier | Best for | Reference price (2026) | | --- | --- | --- | | Free credit report | Free users | Free or trial | | Experian Premium | Premium monthly subscribers | USD 24.99/month for Premium with credit monitoring and identity theft protection | | Experian IdentityWorks | Annual subscribers | See live pricing on the operator's site | | Experian Boost | Power users | See live pricing on the operator's site | Subger pairs the public price with the actual all-in cost (taxes, FX conversion, promotional first-period anchors that step up at renewal): | Subger tool | What it shows | | --- | --- | | [True-price tracker](/en/us/true-price/experian) | List price changes plus historical promotional anchors | | [Deals page](/en/us/deals/experian) | Active discounts and limited-time offers | | [Promo codes](/en/us/promo/experian) | Stackable codes for new and existing subscribers | | [Cancel guide](/en/us/cancel/experian) | Step-by-step termination by billing surface | ## Experian apps and platform support | Surface | Status | | --- | --- | | Web | Yes | | Mobile apps | Yes | | Email | Yes | | Customer support | Yes | | Account portal | Yes | | Notifications | Yes | Surface availability for Experian can vary by region and tier — confirm current app availability and supported devices on the operator's site before subscribing. ## Who Experian fits Experian is most likely a good match for the following buyers: - **Users who get value from the free product and want the premium feature set without ad interruptions** — the core target audience for the product. - **The category-focused subscriber** who specifically wants core free experience from a Insurance & Fintech operator rather than a generalist platform. - **The household subscriber** evaluating the tier ladder (Free credit report / Experian Premium / Experian IdentityWorks) and willing to pay up for premium features unlocked on subscription. - **The cross-device user** who needs apps across the surfaces listed above plus a credible upgrade path as new devices are added. - **The price-sensitive shopper** who wants to track promotional anchors via Subger's [true-price tracker](/en/us/true-price/experian) and [deals page](/en/us/deals/experian) before committing to annual billing. ## Frequently asked questions ### What is Experian and who runs it? Experian is a Insurance & Fintech product operated by Experian plc headquartered in Dublin, Ireland (registered); operational HQ Costa Mesa, California, United States, founded 1996 (demerged from GUS plc). It is sold via direct subscription on the operator's website and apps, with payments processed through the operator's billing surfaces. ### How much does Experian cost in 2026? Current tiers are Free credit report, Experian Premium, Experian IdentityWorks, Experian Boost. Anchor reference pricing for 2026: USD 24.99/month for Premium with credit monitoring and identity theft protection; free Boost adds payment history to score. Confirm the live regional price on the operator's site before committing, since promotional cycles and FX conversion can shift the all-in renewal cost. ### Is there a free tier or free trial for Experian? Yes — Free credit report is available without an immediate paid commitment. ### Where is Experian available? Availability follows the operator's licensing and service footprint anchored on Dublin, Ireland (registered); operational HQ Costa Mesa, California, United States. Confirm regional availability on the official site before subscribing, especially for products that have country-specific catalog or pricing rules. ### What 2025-2026 features set Experian apart right now? The current 2025-2026 differentiator is 2024-2025 Experian Boost expanded to include rent, utility and streaming payments toward FICO score lift. Together with the headline features listed above, that gives buyers a concrete signal that the subscription is being actively developed rather than coasting on a legacy catalog. ### Which devices and platforms does Experian support? Coverage spans the surfaces shown in the platform table above. The current mobile, web and (where applicable) Smart TV apps are the recommended way to consume the service; older devices may be deprecated in successive releases as the operator focuses engineering effort on supported platforms. ### How do I cancel Experian? Cancel through the account or subscription settings on the surface where you bought the plan: the operator's website for direct subscriptions, the App Store or Google Play for in-app purchases, or the partner billing portal for bundled subscriptions. Subger's [cancellation guide for Experian](/en/us/cancel/experian) walks through each route step-by-step. ### Does Experian offer a family or multi-user plan? Family or multi-account structures depend on the tier. The Experian Boost tier commonly adds multi-profile or multi-device support; the entry Free credit report tier may restrict simultaneous usage. Confirm the per-tier seat limit on the live pricing page before committing to annual billing. ### Is Experian worth it compared to Insurance & Fintech alternatives? Value depends on three factors: the specific feature mix you'll use (see the features list above), the regional price after taxes (Subger's [true-price tracker for Experian](/en/us/true-price/experian) reconciles the headline price with the actual all-in renewal cost), and the credibility of the operator's 2025-2026 roadmap. Buyers should weigh these together rather than relying on headline price alone. ### How can I track price changes for Experian? Subger's [renewal tracker for Experian](/en/us/true-price/experian) records list-price changes plus promotional anchors over time. Pair it with the [deals page](/en/us/deals/experian) for current discount codes and the [promo codes page](/en/us/promo/experian) for stackable savings at signup. ## Get started with Experian Confirm the current regional price on the operator's site (USD 24.99/month for Premium with credit monitoring and identity theft protection; free Boost adds payment history to score), choose the tier that matches your usage (Free credit report, Experian Premium are the most common starting points), and check Subger's [deals page for Experian](/en/us/deals/experian) for promotional anchors before completing checkout. Track the subscription's true renewal cost with the [true-price tracker](/en/us/true-price/experian) once you're signed up. ## Related Subger guides - [Cancel Experian guide](/en/us/cancel/experian) - [Latest Experian deals](/en/us/deals/experian) - [Experian promo codes](/en/us/promo/experian) - [Experian true price and renewal tracker](/en/us/true-price/experian) - [Browse the Insurance & Fintech category hub](/en/us/category/budgeting-credit) - [All services on Subger](/en/us/services)

from $9.99/month

Finanzguru

# Finanzguru Finanzguru is a budgeting & credit product operated by an established vendor in this category. This 2026 review covers operator background, the current tier ladder and the practical decision points before subscribing. The product competes in the budgeting & credit category against established alternatives, and the choice usually comes down to feature mix, regional coverage and renewal economics rather than headline price alone. ## Quick facts - **Operator:** Finanzguru - **Headquarters:** not publicly disclosed at the operator level - **Public-market status:** privately held; no public ticker confirmed - **Founded:** founding date not publicly confirmed - **Category:** budgeting & credit - **Current tiers:** Standard / free tier / Premium / paid tier / Metal or top tier - **Anchor price (2026):** see live regional pricing on the operator site ## What is Finanzguru? Finanzguru is a retail banking or fintech product sold direct through a mobile-first signup flow with regulated deposit accounts under a banking licence or e-money licence. Its product surface covers deposit accounts plus debit and credit card products alongside iOS and Android mobile apps with real-time push notifications, with the recurring subscription billed through the operator's self-serve checkout or sales team. Customers buy a tier matching their household or business profile; the entry tier suits testing the product and higher tiers add features such as instant peer-to-peer payments within the operator's network. ## Why choose Finanzguru ### Operator and ecosystem context Finanzguru is run by the operator behind this product. That matters because the budgeting & credit category is increasingly consolidated, and the operator's ownership structure shapes how aggressively the product is supported and how stable the contract terms are over multi-year renewals. ### Plan structure and pricing tiers The tier ladder splits across Standard / free tier for testing the product, Premium / paid tier for everyday use, and Metal or top tier for the most demanding customers. Anchor pricing for 2026: see live regional pricing on the operator's site. Check Subger's [true-price tracker for Finanzguru](/en/us/true-price/finanzguru) for all-in renewal costs after taxes and any FX conversion. ### Money and banking features Beyond the headline features, the 2025-2026 development focus for Finanzguru is continued investment in the operator's core budgeting & credit product line. That signals a credible roadmap and distinguishes the operator from competitors running their budgeting & credit product on maintenance mode. ## Finanzguru features that matter in 2026 Highlights of the current feature set: - deposit accounts plus debit and credit card products - iOS and Android mobile apps with real-time push notifications - instant peer-to-peer payments within the operator's network - international transfers with transparent FX margin - savings sub-accounts or vaults with goal tracking - in-app customer support and online dispute handling Buyers should treat this list as a baseline for Finanzguru in the budgeting & credit category. Confirm specific feature availability for your plan and region on the operator's site, since some features and tier names vary between editions. ## Finanzguru pricing in 2026 Reference pricing for Finanzguru in 2026: see live regional pricing on the operator's site. The tier ladder typically looks like: | Tier | Best for | Reference price (2026) | | --- | --- | --- | | Standard / free tier | Standard customers | Free or starter pricing | | Premium / paid tier | Premium individuals | See live pricing on the operator's site | | Metal or top tier | Top-tier customers | See live pricing on the operator's site | Subger pairs the public price with the actual all-in cost after taxes and any promotional anchors that step up at renewal: | Subger tool | What it shows | | --- | --- | | [True-price tracker](/en/us/true-price/finanzguru) | List price changes plus historical promotional anchors | | [Deals page](/en/us/deals/finanzguru) | Active discounts and limited-time offers | | [Promo codes](/en/us/promo/finanzguru) | Stackable codes for new and existing subscribers | | [Cancel guide](/en/us/cancel/finanzguru) | Step-by-step termination by billing surface | ## Finanzguru apps and platform support | Surface | Status | | --- | --- | | iOS / Android | Yes | | Web account portal | Yes | | Email and SMS notifications | Yes | | Customer-support phone and chat | Yes | | Apple Wallet / Google Wallet | Where applicable | | Branch or in-person service | Where the operator runs branches | Surface availability for Finanzguru can vary by region and tier. Confirm current app availability and supported integrations on the operator's site before subscribing. ## Who Finanzguru fits Finanzguru is most likely a good match for the following buyers: - **Consumers who want a mobile-first current account or fintech product with low fees and clear premium-tier benefits** — the core target audience for the product. - **The category-focused buyer** that specifically wants deposit accounts plus debit and credit card products from a budgeting & credit operator rather than a generalist platform. - **The growing household or team** evaluating the tier ladder (Standard / free tier / Premium / paid tier / Metal or top tier) and willing to pay up for iOS and Android mobile apps with real-time push notifications. - **The integration-first buyer** who needs the platforms and add-ons listed above plus a credible upgrade path as new features are rolled out. - **The cost-conscious shopper** who wants to track promotional anchors via Subger's [true-price tracker](/en/us/true-price/finanzguru) and [deals page](/en/us/deals/finanzguru) before committing to an annual contract. ## Frequently asked questions ### What is Finanzguru and who runs it? Finanzguru is a budgeting & credit product operated by Finanzguru's parent company (not publicly confirmed). It is sold via direct subscription on the operator's website with payments processed through the operator's billing surfaces or sales contract for premium tiers. ### How much does Finanzguru cost in 2026? Current tiers are Standard / free tier, Premium / paid tier, Metal or top tier. Anchor reference pricing for 2026: see live regional pricing on the operator's site. Confirm the live regional price on the operator's site before committing, since promotional cycles, FX conversion and per-tier scaling can shift the all-in renewal cost. ### Is there a free tier or free trial for Finanzguru? Yes — Standard / free tier is available without an immediate paid commitment. ### Where is Finanzguru available? Availability follows the operator's commercial footprint. Confirm regional availability and supported billing currencies on the official site before subscribing, especially for products with region-specific licensing or regulatory rules. ### What 2025-2026 developments set Finanzguru apart right now? The current 2025-2026 development focus is continued investment in the operator's core budgeting & credit product line. Together with the headline features listed above, that gives buyers a concrete signal that the subscription is being actively developed rather than coasting. ### Which platforms and integrations does Finanzguru support? Coverage spans the surfaces shown in the platform table above. The current web app, mobile apps and (where applicable) APIs or in-person service are the recommended way to consume the service; older integrations may be deprecated in successive releases as the operator focuses engineering effort on supported platforms. ### How do I cancel Finanzguru? Cancel through the account or billing settings on the surface where you bought the plan: the operator's website for self-serve subscriptions or the sales or customer-service contact for contracted agreements. Subger's [cancellation guide for Finanzguru](/en/us/cancel/finanzguru) walks through each route step-by-step. ### Does Finanzguru offer a household, business or family plan? Family, household and business structures depend on the tier. The Metal or top tier tier commonly adds higher allowances and additional users; the entry Standard / free tier tier may restrict the number of users or advanced features. Confirm the per-tier inclusions on the live pricing page before committing to annual billing. ### Is Finanzguru worth it compared to budgeting & credit alternatives? Value depends on three factors: the specific feature mix you actually use (see the features list above), the regional all-in price after taxes (Subger's [true-price tracker for Finanzguru](/en/us/true-price/finanzguru) reconciles the headline price with the actual renewal cost), and the credibility of the operator's 2025-2026 roadmap. Weigh these together rather than relying on headline price alone. ### How can I track price changes for Finanzguru? Subger's [renewal tracker for Finanzguru](/en/us/true-price/finanzguru) records list-price changes plus promotional anchors over time. Pair it with the [deals page](/en/us/deals/finanzguru) for current discount codes and the [promo codes page](/en/us/promo/finanzguru) for stackable savings at signup. ## Get started with Finanzguru Confirm the current price on the operator's site (see live regional pricing on the operator's site), choose the tier that matches your needs (Standard / free tier, Premium / paid tier are the most common starting points), and check Subger's [deals page for Finanzguru](/en/us/deals/finanzguru) for promotional anchors before completing checkout. Track the subscription's true renewal cost with the [true-price tracker](/en/us/true-price/finanzguru) once you're signed up. ## Related Subger guides - [Cancel Finanzguru guide](/en/us/cancel/finanzguru) - [Latest Finanzguru deals](/en/us/deals/finanzguru) - [Finanzguru promo codes](/en/us/promo/finanzguru) - [Finanzguru true price and renewal tracker](/en/us/true-price/finanzguru) - [Browse the budgeting & credit category hub](/en/us/category/budgeting-credit) - [All services on Subger](/en/us/services)

Fintual

# Fintual Fintual is a investing trading product operated by Fintual, headquartered in operator-disclosed primary market, launched in year not separately disclosed by the operator. Pricing anchors at see live pricing, the corporate parent is Fintual (privately held), and the 2025-2026 differentiator is the same item highlighted in Quick facts: Through 2025-2026 Fintual has continued to refine its investing trading product within its primary market, with ladder and feature updates published on the vendor's site. ## Quick facts - **Operator**: Fintual - **Corporate parent**: Fintual - **Public-market status**: privately held - **Headquarters**: operator-disclosed primary market - **Founded**: year not separately disclosed by the operator - **Anchor 2026 price**: see live pricing - **Free tier or trial**: Pricing and free-tier availability vary by market; see live pricing widget for current details - **Jurisdiction**: applicable consumer-protection and data-protection law in the markets served - **2025-2026 differentiator**: Through 2025-2026 Fintual has continued to refine its investing trading product within its primary market, with ladder and feature updates published on the vendor's site. ## What is Fintual? Fintual launched in year not separately disclosed by the operator as a investing trading product from Fintual. The 2026 product surface spans Web, iOS, Android, with a feature set centred on brokerage account or robo-advisor service from fintual, equities, etfs and select fund access in the local market, and account opening with kyc and id verification. Subger tracks Fintual inside its broader [investing trading catalog](/en/us/category/investing-trading); the dedicated [true-price page](/en/us/true-price/fintual) layers historical renewal-price data on top. ## Why choose Fintual ### Account and licensing Fintual differentiates on brokerage account or robo-advisor service from fintual and equities, etfs and select fund access in the local market. In context: the product is headquartered in operator-disclosed primary market and operates under applicable consumer-protection and data-protection law in the markets served, which shapes how the team designs the catalog / coverage / feature ladder. For 2026 buyers, the headline question is whether brokerage account or robo-advisor service from fintual matches actual usage patterns — and the [investing trading category hub](/en/us/category/investing-trading) benchmarks how Fintual stacks up against the rest of the category on this dimension. ### Product features Beyond the headline, Fintual ships account opening with kyc and id verification, real-time or delayed market data inside the app, and tax statement export at year end. These are the practical levers that decide whether the subscription pays back month-to-month. Subger's renewal-price tracker spotlights any tier where the steady-state price diverges sharply from the promotional first-year rate — see the [true-price page for Fintual](/en/us/true-price/fintual). ### Pricing and ecosystem Fintual runs 3 pricing tiers from Entry tier (Lowest live price) up to Premium tier (Top live price). The Premium tier tier at see live pricing is the most-purchased anchor — see the [pricing table](#pricing-in-2026) for the full ladder and the [renewal-price tracker](/en/us/true-price/fintual) for first-year vs. renewal math. Active promo codes are tracked on the [Fintual promo page](/en/us/promo/fintual). ## Pricing in 2026 Fintual's current 2026 ladder, with anchor figures in their primary billing currency: | Tier | Anchor price | What's included | | --- | --- | --- | | Entry tier | Lowest live price | Smallest paid step on the published ladder | | Standard tier | Mid-band price | Mainstream subscription option | | Premium tier | Top live price | Fullest-feature option in the published ladder | The renewal-price delta — the gap between promotional first-year and steady-state pricing — is tracked on the dedicated [true-price page for Fintual](/en/us/true-price/fintual). Active promotional codes are listed on the [Fintual promo page](/en/us/promo/fintual). ## Fintual apps and platform support Fintual ships across the following surfaces in 2026: | Surface | Supported | | --- | --- | | Mobile (iOS, Android, wearables) | iOS, Android | | Desktop (Windows, macOS, Linux) | Not supported | | Web browser | Web | | TV and streaming devices | Not supported | | Console | Not supported | | Other surfaces and integrations | Not applicable | If you cancel and want to keep an existing account on a new device, see the [Fintual cancellation guide](/en/us/cancel/fintual) for account-retention details. ## Account, licensing and security Fintual operates under applicable consumer-protection and data-protection law in the markets served via Fintual. Brokerage account or robo-advisor service from Fintual and equities, etfs and select fund access in the local market are the core differentiators on the account side; investors and account-holders should also weigh deposit insurance, regulatory supervision and operational maturity. The [investing trading category hub](/en/us/category/investing-trading) benchmarks providers across these dimensions. ## Use cases Fintual fits - Retail investors seeking a domestic broker with local-currency settlement - Beginners wanting fractional shares or themed portfolios - Members comparing commission and spread costs across local platforms - Long-term investors using tax-efficient wrappers offered by the provider If none of these matches your situation, the [investing trading category hub](/en/us/category/investing-trading) ranks alternatives that may fit better. ## Frequently asked questions ### How much does Fintual cost in 2026? Fintual's ladder starts at Entry tier (Lowest live price), with the anchor reference at see live pricing and top tier Premium tier at Top live price. Full breakdown in the [pricing table](#pricing-in-2026) and renewal-price math on the [true-price page](/en/us/true-price/fintual). ### Does Fintual have a free tier or trial? Pricing and free-tier availability vary by market; see live pricing widget for current details See the [pricing table](#pricing-in-2026) for the entry-paid step, and the [Fintual deal page](/en/us/deal/fintual) for current promo discounts. ### Who owns and operates Fintual? Fintual is operated by Fintual. The corporate parent is Fintual, with the product headquartered in operator-disclosed primary market and launched in year not separately disclosed by the operator. Public-market status: privately held. ### Where is Fintual headquartered? Fintual runs out of operator-disclosed primary market. It is governed by applicable consumer-protection and data-protection law in the markets served. ### What's the 2025-2026 differentiator for Fintual? Through 2025-2026 Fintual has continued to refine its investing trading product within its primary market, with ladder and feature updates published on the vendor's site. ### How do I cancel Fintual? Cancellation flows for web, iOS and Android are documented step-by-step in the [Fintual cancellation guide](/en/us/cancel/fintual). Time the cancellation before the renewal date to avoid the next billing cycle. ### Are there Fintual promo codes or seasonal discounts? Subger tracks active promo codes and seasonal deals on the [Fintual promo page](/en/us/promo/fintual). Family / multi-user variants (where they exist) are listed in the pricing ladder above. ### What devices does Fintual run on? Fintual ships on Web, iOS, Android. The platforms table above lists every supported surface. ### How does Fintual compare with other investing trading options? Fit depends on geography, ecosystem and ladder economics. The [investing trading category hub](/en/us/category/investing-trading) on Subger benchmarks alternatives across price ladder, free tier, feature breadth and ecosystem. ### How does Subger track Fintual pricing? Subger pulls Fintual's public price card and layers historical renewal-price data so you can see when a promo first-year price falls off. See the [true-price page](/en/us/true-price/fintual) for the delta between teaser and steady-state pricing. ## Get started with Fintual Pick a tier from the [pricing table above](#pricing-in-2026) that matches your usage. The Premium tier tier at see live pricing is the most-purchased anchor for 2026 subscribers. If you're shopping around, browse the [investing trading category hub](/en/us/category/investing-trading) to benchmark alternatives, and check the [Fintual deal page](/en/us/deal/fintual) for current promotional pricing before committing. Before finalising, do three things: read the renewal-price math on the [true-price page for Fintual](/en/us/true-price/fintual) so the first-year promo doesn't catch you out at renewal; verify the device and platform support against the surfaces you actually use day to day; and bookmark the [cancellation guide](/en/us/cancel/fintual) so you know how to exit cleanly if usage drops. Fintual is a investing trading purchase that benefits from the same disciplined renewal-tracking habit Subger applies to every subscription in the catalog. ## Related Subger guides - [Browse the investing trading category hub](/en/us/category/investing-trading) - [How to cancel Fintual](/en/us/cancel/fintual) - [Latest Fintual deals and coupons](/en/us/deal/fintual) - [Fintual promo codes](/en/us/promo/fintual) - [True renewal price of Fintual](/en/us/true-price/fintual)

Goodbudget

# Goodbudget Goodbudget is a budgeting & credit product operated by Dayspring Technologies, Inc.. This 2026 review covers operator background, the current tier ladder and the buying signals to weigh before subscribing. The service competes in the budgeting & credit category against regional and global alternatives, and the practical decision usually comes down to feature mix, regional availability and renewal economics rather than headline price alone. ## Quick facts - **Operator:** Dayspring Technologies, Inc. - **Headquarters:** San Francisco, California, United States - **Public-market status:** privately held bootstrapped SaaS - **Founded:** 2009 (originally EEBA) - **Category:** budgeting & credit - **Current tiers:** Free / Plus - **Anchor price (2026):** Free for 1 user + 20 envelopes; Plus USD 10/month or USD 80/year ## What is Goodbudget? Goodbudget is a consumer subscription that layers premium features on top of a free core experience. Its product surface covers core free experience alongside premium features unlocked on subscription, with the recurring subscription paid through the operator's direct billing or App Store / Google Play / partner-billing surfaces. Customers buy a tier matching their usage profile; the entry tier is suitable for testing the product and higher tiers add features such as ad-free or boosted-visibility options. ## Why choose Goodbudget ### Operator and ecosystem context Goodbudget is run by Dayspring Technologies, Inc. out of San Francisco, California, United States, established 2009 (originally EEBA). That matters because the budgeting & credit category is increasingly consolidated and the operator's ownership structure (public vs. private, parent group, regulatory footprint) shapes how aggressively the product is supported and how stable the subscription terms are over multi-year renewals. ### Plan structure and pricing tiers The tier ladder splits across Free for testing the service, Plus for everyday use, and a premium / annual option for power users or teams. Anchor pricing for 2026: Free for 1 user + 20 envelopes; Plus USD 10/month or USD 80/year. Consult Subger's [true-price tracker for Goodbudget](/en/us/true-price/goodbudget) for all-in renewal costs. ### Premium features and platform fit Beyond the headline features, the 2025-2026 differentiator for Goodbudget is 2024-2025 expanded as the leading envelope budgeting app; alternative to YNAB and Monarch Money. That gives the subscription a credible roadmap for the year ahead and distinguishes it from operators that are running their budgeting & credit catalog on autopilot. ## Goodbudget features that matter in 2026 Highlights of the current feature set: - core free experience - premium features unlocked on subscription - ad-free or boosted-visibility options - mobile and web apps - subscription management inside the app store or operator account - priority support on higher tiers Buyers should treat this list as a baseline for Goodbudget in the budgeting & credit category — confirm specific feature availability for your region on the operator's site, since some features and tier names vary between countries. ## Goodbudget pricing in 2026 Reference pricing for Goodbudget in 2026: Free for 1 user + 20 envelopes; Plus USD 10/month or USD 80/year. The tier ladder typically looks like: | Tier | Best for | Reference price (2026) | | --- | --- | --- | | Free | Free users | Free or included | | Plus | Premium monthly | Free for 1 user + 20 envelopes | Subger pairs the public price with the actual all-in cost (taxes, FX conversion, promotional first-period anchors that step up at renewal): | Subger tool | What it shows | | --- | --- | | [True-price tracker](/en/us/true-price/goodbudget) | List price changes plus historical promotional anchors | | [Deals page](/en/us/deals/goodbudget) | Active discounts and limited-time offers | | [Promo codes](/en/us/promo/goodbudget) | Stackable codes for new and existing subscribers | | [Cancel guide](/en/us/cancel/goodbudget) | Step-by-step termination by billing surface | ## Goodbudget apps and platform support | Surface | Status | | --- | --- | | Web app | Yes | | iOS / Android | Where offered | | Browser extensions | Where offered | | API / integrations | Yes | | Email and in-app notifications | Yes | | Customer support | Yes | Surface availability for Goodbudget can vary by region and tier — confirm current app availability and supported devices on the operator's site before subscribing. ## Who Goodbudget fits Goodbudget is most likely a good match for the following buyers: - **Users who get value from the free product and want the premium feature set without ad interruptions** — the core target audience for the product. - **The category-focused subscriber** who specifically wants core free experience from a budgeting & credit operator rather than a generalist platform. - **The team or household subscriber** evaluating the tier ladder (Free / Plus) and willing to pay up for premium features unlocked on subscription. - **The cross-device user** who needs apps across the surfaces listed above plus a credible upgrade path as new devices are added. - **The price-sensitive shopper** who wants to track promotional anchors via Subger's [true-price tracker](/en/us/true-price/goodbudget) and [deals page](/en/us/deals/goodbudget) before committing to annual billing. ## Frequently asked questions ### What is Goodbudget and who runs it? Goodbudget is a budgeting & credit product operated by Dayspring Technologies, Inc. headquartered in San Francisco, California, United States, founded 2009 (originally EEBA). It is sold via direct subscription on the operator's website and apps, with payments processed through the operator's billing surfaces. ### How much does Goodbudget cost in 2026? Current tiers are Free, Plus. Anchor reference pricing for 2026: Free for 1 user + 20 envelopes; Plus USD 10/month or USD 80/year. Confirm the live regional price on the operator's site before committing, since promotional cycles and FX conversion can shift the all-in renewal cost. ### Is there a free tier or free trial for Goodbudget? Yes — Free is available without an immediate paid commitment. ### Where is Goodbudget available? Availability follows the operator's service footprint anchored on San Francisco, California, United States. Confirm regional availability on the official site before subscribing, especially for products that have country-specific catalog or pricing rules. ### What 2025-2026 features set Goodbudget apart right now? The current 2025-2026 differentiator is 2024-2025 expanded as the leading envelope budgeting app; alternative to YNAB and Monarch Money. Together with the headline features listed above, that gives buyers a concrete signal that the subscription is being actively developed rather than coasting on a legacy catalog. ### Which devices and platforms does Goodbudget support? Coverage spans the surfaces shown in the platform table above. The current mobile, web and (where applicable) desktop apps are the recommended way to consume the service; older clients may be deprecated in successive releases. ### How do I cancel Goodbudget? Cancel through the account or subscription settings on the surface where you bought the plan: the operator's website for direct subscriptions, the App Store or Google Play for in-app purchases, or the partner billing portal for bundled subscriptions. Subger's [cancellation guide for Goodbudget](/en/us/cancel/goodbudget) walks through each route step-by-step. ### Does Goodbudget offer a team or family plan? Team, household or family structures depend on the tier. The Plus tier commonly adds multi-seat or multi-profile support; the entry Free tier may restrict usage. Confirm the per-tier seat limit on the live pricing page before committing to annual billing. ### Is Goodbudget worth it compared to budgeting & credit alternatives? Value depends on three factors: the specific feature mix you'll use (see the features list above), the regional price after taxes (Subger's [true-price tracker for Goodbudget](/en/us/true-price/goodbudget) reconciles the headline price with the actual all-in renewal cost), and the credibility of the operator's 2025-2026 roadmap. Buyers should weigh these together rather than relying on headline price alone. ### How can I track price changes for Goodbudget? Subger's [renewal tracker for Goodbudget](/en/us/true-price/goodbudget) records list-price changes plus promotional anchors over time. Pair it with the [deals page](/en/us/deals/goodbudget) for current discount codes and the [promo codes page](/en/us/promo/goodbudget) for stackable savings at signup. ## Get started with Goodbudget Confirm the current regional price on the operator's site (Free for 1 user + 20 envelopes; Plus USD 10/month or USD 80/year), choose the tier that matches your usage (Free, Plus are the most common starting points), and check Subger's [deals page for Goodbudget](/en/us/deals/goodbudget) for promotional anchors before completing checkout. Track the subscription's true renewal cost with the [true-price tracker](/en/us/true-price/goodbudget) once you're signed up. ## Related Subger guides - [Cancel Goodbudget guide](/en/us/cancel/goodbudget) - [Latest Goodbudget deals](/en/us/deals/goodbudget) - [Goodbudget promo codes](/en/us/promo/goodbudget) - [Goodbudget true price and renewal tracker](/en/us/true-price/goodbudget) - [Browse the budgeting & credit category hub](/en/us/category/budgeting-credit) - [All services on Subger](/en/us/services)

from $10.00/month

Mint

# Mint Mint is a Personal finance tracking (discontinued) operated by **Intuit Inc.**, headquartered in Mountain View, California, USA. The product launched in 2006 and currently sits as owned by Intuit (NASDAQ: INTU); product shut down in 2024 with users migrated to Credit Karma. It addresses the personal finance tracking (discontinued) segment with a defined tier ladder (Mint (legacy) / Credit Karma (successor)) and a public anchor price around was free; functionality now via Credit Karma. This 2026 review summarises the operator, plan structure, key features, recent product direction and Subger's tracking tools so subscribers can decide whether to commit. ## Quick facts - **Operator:** Intuit Inc. - **Headquarters:** Mountain View, California, USA - **Founded / launched:** 2006 - **Public-market status:** owned by Intuit (NASDAQ: INTU); product shut down in 2024 with users migrated to Credit Karma - **Tier ladder (2026):** Mint (legacy) / Credit Karma (successor) - **Anchor price reference:** was free; functionality now via Credit Karma - **Primary delivery surfaces:** Web (sunset), Mobile (sunset) ## What is Mint? Mint is a Personal finance tracking (discontinued) product run by Intuit Inc. out of Mountain View, California, USA. It serves customers who want personal finance tracking (discontinued) from a named operator with a transparent tier ladder rather than a generic aggregator. The service is sold direct on the operator's site and supporting apps, with billing in the relevant local currency. The 2025-2026 product emphasis follows the operator's broader investment pattern — incremental feature releases, expanded regional availability and tier-ladder refinement. ### Category positioning Mint is positioned as historically competed with YNAB, Personal Capital and Rocket Money. That framing matters because personal finance tracking (discontinued) is crowded with both global aggregators and regional incumbents, and the tier structure plus pricing anchor determine whether the product is worth the commitment versus a direct alternative. ### Operator and corporate context Intuit Inc. is the named legal entity behind Mint, with primary operations from Mountain View, California, USA. The corporate status is: owned by Intuit (NASDAQ: INTU); product shut down in 2024 with users migrated to Credit Karma. That ownership matters for buyers who care about regulatory regime, data-handling jurisdiction and long-term product viability. ## Why choose Mint ### Tier-ladder fit The tier ladder is built around: Mint (legacy) / Credit Karma (successor). The anchor reference price is was free; functionality now via Credit Karma, with the per-tier comparison in the pricing table below. Confirm live regional prices on the operator's site and use Subger's [true-price tracker for Mint](/en/us/true-price/mint) to capture the all-in renewal cost after taxes, FX and any post-promotional step-ups. ### 2025-2026 product direction Mint was shut down in March 2024 with Intuit migrating users to Credit Karma, ending one of the longest-running US personal finance apps. ### Feature mix The current feature set spans both the core capability and operator-specific extras. Buyers should weigh the per-tier feature gating against the recurring cost, and consult the [deals page for Mint](/en/us/deals/mint) for any active discount that materially shifts the value calculation. ## Mint features that matter in 2026 Highlights of the current feature set: - budget tracking (historical) - bill payment reminders - credit score tracking - account aggregation - spending categorisation - investment tracking The most material change for 2026 buyers is the operator's continued investment in the surfaces above plus the 2025-2026 update noted earlier. Promotional first-period anchors that step up at renewal remain the single most common source of unexpected charges in this category — use the [true-price tracker](/en/us/true-price/mint) to track those step-ups. ## Mint pricing in 2026 The anchor reference for 2026 is **was free; functionality now via Credit Karma**. The full tier comparison: | Tier | Best for | Reference price (2026) | | --- | --- | --- | | Mint (legacy) | Free personal finance tracking — discontinued | Free | | Credit Karma (successor) | Free with optional Credit Karma Money services | Free | Subger pairs the public price with the actual all-in cost (taxes, FX conversion, and promotional first-period anchors that may step up at renewal): | Subger tool | What it shows | | --- | --- | | [True-price tracker](/en/us/true-price/mint) | List-price changes plus historical promotional anchors | | [Deals page](/en/us/deals/mint) | Active discounts and limited-time offers | | [Promo codes](/en/us/promo/mint) | Stackable codes for new and existing subscribers | | [Cancel guide](/en/us/cancel/mint) | Step-by-step termination by billing surface | ## Mint apps and platform support | Surface | Status | | --- | --- | | Web (sunset) | Supported | | Mobile (sunset) | Supported | | Customer support | Yes | | Account self-service | Yes | ## Who Mint fits Mint is a good match for: - **The category-focused subscriber** who wants personal finance tracking (discontinued) delivered by Intuit Inc. rather than a generic global aggregator. - **The mainstream household subscriber** evaluating the tier ladder (Mint (legacy) / Credit Karma (successor)) against was free; functionality now via Credit Karma pricing. - **The 2026 buyer** who specifically wants the operator's most recent feature additions and an active product roadmap as outlined above. - **The cross-device user** who needs surfaces such as Web (sunset), Mobile (sunset) with a credible upgrade path as new devices are added. - **The price-sensitive shopper** who wants to track promotional anchors via Subger's [true-price tracker](/en/us/true-price/mint) and [deals page](/en/us/deals/mint) before committing to annual billing. ## Cancellation and billing surface The cancel surface depends on where you signed up: - **Web account** — log in at the operator's site, open billing/subscription, and cancel before the renewal date. - **iOS App Store / Google Play** — if you subscribed through the app, cancel inside Apple ID or Google Play subscriptions, not just by uninstalling the app. - **Through a partner / reseller** — some regional plans are sold through banking, telecom or retail partners; cancellation must run through that partner's billing surface. Subger's [cancel guide for Mint](/en/us/cancel/mint) walks through each surface step by step. ## How Subger tracks Mint Subger maintains a continuously-updated reference for Mint subscribers: - The [true-price tracker for Mint](/en/us/true-price/mint) records list-price changes plus historical promotional anchors. - The [deals page for Mint](/en/us/deals/mint) surfaces active discounts and limited-time offers. - The [promo codes page for Mint](/en/us/promo/mint) lists stackable codes for new and existing subscribers. - The [cancel guide for Mint](/en/us/cancel/mint) explains how to terminate cleanly across each billing surface. ## Frequently asked questions ### What is Mint and who operates it? Mint is a Personal finance tracking (discontinued) service operated by Intuit Inc. from Mountain View, California, USA. The product launched in 2006 and currently sits as owned by Intuit (NASDAQ: INTU); product shut down in 2024 with users migrated to Credit Karma. It serves the personal finance tracking (discontinued) category through the surfaces listed above. ### How much does Mint cost in 2026? The current tier ladder is Mint (legacy) / Credit Karma (successor). The anchor reference is was free; functionality now via Credit Karma. Local-currency pricing, promotional first-period anchors and bundled discounts can shift these numbers — confirm the live price on the operator's site and via the [true-price tracker](/en/us/true-price/mint) before committing. ### Is there a free tier or trial for Mint? The lowest tier in the current ladder is **Mint (legacy)** at Free. Whether it counts as a free tier or a trial depends on the operator's regional offer; the [deals page for Mint](/en/us/deals/mint) shows any active free-trial promotions. ### What changed for Mint in 2025-2026? Mint was shut down in March 2024 with Intuit migrating users to Credit Karma, ending one of the longest-running US personal finance apps. Buyers should re-check the tier ladder before renewal, since regional pricing and feature gating sometimes change without retroactive grandfathering. ### How is Mint positioned versus alternatives? Mint is positioned as historically competed with YNAB, Personal Capital and Rocket Money. The right alternative depends on whether you prioritise this operator's specific tier ladder, regional coverage and corporate backing over a competitor's feature mix. ### How do I cancel Mint? Use the same surface where you signed up (web, App Store, Google Play or partner billing). Subger's [cancel guide for Mint](/en/us/cancel/mint) covers each surface step by step. ## Related Subger references - [True-price tracker for Mint](/en/us/true-price/mint) - [Deals page for Mint](/en/us/deals/mint) - [Promo codes for Mint](/en/us/promo/mint) - [Cancel guide for Mint](/en/us/cancel/mint)

Monarch Money

# Monarch Money Monarch Money is operated by Monarch Money, Inc., headquartered in San Francisco, California, United States (Privately held; raised $4.8M Seed (Accel) and Series A 2024). The product launched in 2018 and is a couple- and household-friendly personal finance app. This 2026 review covers operator context, the current tier ladder, the feature set that matters for buyers and the live signals to watch before subscribing. ## Quick facts - **Operator:** Monarch Money, Inc. - **Headquarters:** San Francisco, California, United States - **Public-market status:** Privately held; raised $4.8M Seed (Accel) and Series A 2024 - **Founded:** 2018 - **Category:** Insurance & Fintech - **Current tiers:** Monarch Premium - **Anchor price (2026):** $14.99/mo or $99.99/yr - **Competitive set:** competing with YNAB, Copilot and Rocket Money in personal finance apps ## What is Monarch Money? Monarch Money is a couple- and household-friendly personal finance app. The product is competing with YNAB, Copilot and Rocket Money in personal finance apps. Customers buy a tier that matches their usage profile — the entry tier handles multi-account budgeting across 13,000+ US institutions, while the mid and premium tiers add depth such as collaborative budgets for couples and households and investment and net-worth tracking. Subscription billing happens through the operator's checkout or partner billing surfaces (App Store / Google Play / direct card on file). ## Why choose Monarch Money ### Operator and market position Monarch Money, Inc. runs Monarch Money from San Francisco, California, United States. Its public-market status (Privately held; raised $4.8M Seed (Accel) and Series A 2024) and category position (competing with YNAB, Copilot and Rocket Money in personal finance apps) shape the credibility of the operator's roadmap and pricing decisions. Buyers should weigh that operator context alongside headline features — a well-capitalised parent typically translates into faster bug fixes, longer support cycles and more predictable price changes than a smaller indie operator. ### Account ladder and fees The Monarch Money tier ladder runs Monarch Premium. Anchor pricing in 2026 starts around $14.99/mo or $99.99/yr for the entry tier and steps up by tier with named feature unlocks. Confirm the live regional price on the operator's site, then cross-check Subger's [true-price tracker for Monarch Money](/en/us/true-price/monarch-money) for the all-in renewal cost after taxes and FX conversion. ### Apps, integrations and customer support Apps and customer-experience surfaces matter as much as headline feature counts. Monarch Money delivers its core workflow across the platform surfaces listed in the platform table below, with notifications and self-service flows handled in-app. The 2025-2026 differentiator to watch: user surge in 2024 after Intuit shut down Mint; Monarch positioned as top Mint successor. ## Monarch Money features that matter in 2026 Current feature set that buyers should weigh: - multi-account budgeting across 13,000+ US institutions - collaborative budgets for couples and households - investment and net-worth tracking - goal planning with projections - customisable categories and rules - mobile apps for iOS and Android Feature availability varies by region and tier; the headline list above reflects the operator's positioning. Confirm specific regional availability on the operator's marketing pages before committing. ## Monarch Money pricing in 2026 The Monarch Money tier ladder in 2026 looks like: | Tier | Best for | Reference price (2026) | | --- | --- | --- | | Monarch Premium | budget-conscious or entry users | $14.99/mo or $99.99/yr | Headline prices step up across the ladder; promotional first-period anchors and regional FX can change the all-in cost. Subger's tools reconcile the list price with the actual renewal cost: | Subger tool | What it shows | | --- | --- | | [True-price tracker](/en/us/true-price/monarch-money) | List price changes plus historical promotional anchors | | [Deals page](/en/us/deals/monarch-money) | Active discounts and limited-time offers | | [Promo codes](/en/us/promo/monarch-money) | Stackable codes for new and existing subscribers | | [Cancel guide](/en/us/cancel/monarch-money) | Step-by-step termination by billing surface | ## Monarch Money apps and platform support | Surface | Status | | --- | --- | | iOS / Android | Yes | | Web account portal | Yes | | Email and SMS notifications | Yes | | In-app chat or hotline | Yes | | Apple Wallet / Google Wallet | Where applicable | | Customer-support email | Yes | Surface availability can vary by region and tier; confirm current app availability and supported devices on the operator's site before subscribing. ## Who Monarch Money fits Monarch Money is most likely a good match for the following buyers: - **Us couples and households who want a mint-replacement budgeting and investment tracker** — the core target audience for the product. - **Category-focused subscribers** who specifically want multi-account budgeting across 13,000+ US institutions from competing with YNAB, Copilot and Rocket Money in personal finance apps rather than a generalist platform. - **Tier-comparing households or teams** evaluating the Monarch Premium → Monarch Premium ladder and willing to pay up for goal planning with projections. - **Cross-device users** who need apps across the surfaces in the platform table above. - **Price-sensitive shoppers** who want to track promotional anchors via Subger's [true-price tracker](/en/us/true-price/monarch-money) and [deals page](/en/us/deals/monarch-money) before committing to annual billing. ## Frequently asked questions ### Who runs Monarch Money and where is it based? Monarch Money is run by Monarch Money, Inc., headquartered in San Francisco, California, United States. The operator's public-market status is: Privately held; raised $4.8M Seed (Accel) and Series A 2024. The product was founded in 2018. ### How much does Monarch Money cost in 2026? The 2026 tier ladder is Monarch Premium, with anchor pricing starting around $14.99/mo or $99.99/yr. Regional currency and promotional cycles can shift the all-in cost; Subger's [true-price tracker](/en/us/true-price/monarch-money) reconciles the headline price with renewal reality. ### Is there a free tier or free trial for Monarch Money? There is no perpetual free tier listed for the standard Monarch Money subscription; the operator may run introductory trials periodically. Check the live signup page for current trial promotions. ### Where is Monarch Money available? Availability follows the operator's licensing and service footprint from San Francisco, California, United States. Confirm regional availability on the official site before subscribing. ### What 2025-2026 features set Monarch Money apart right now? The live differentiator to watch: user surge in 2024 after Intuit shut down Mint; Monarch positioned as top Mint successor. Pair that with the headline features (multi-account budgeting across 13,000+ US institutions, collaborative budgets for couples and households, investment and net-worth tracking) to judge whether the current roadmap fits your needs. ### Which competitors should buyers compare Monarch Money against? Monarch Money is most directly competing with YNAB, Copilot and Rocket Money in personal finance apps. Run a side-by-side feature and price comparison with those alternatives — Subger's category pages help with the shortlist. ### How do I cancel Monarch Money? Cancel through the account or subscription settings on the surface where you bought the plan: the operator's website for direct subscriptions, the App Store or Google Play for in-app purchases, or the partner billing portal for bundled subscriptions. Subger's [cancellation guide for Monarch Money](/en/us/cancel/monarch-money) walks through each route step-by-step. ### Does Monarch Money offer a team or multi-seat plan? Multi-user, household or seat structure depends on the tier. Higher tiers commonly add admin controls or extra streams; entry tiers can restrict simultaneous usage. Confirm the per-tier seat limit on the live pricing page before committing. ### How can I track price changes for Monarch Money? Subger's [renewal tracker for Monarch Money](/en/us/true-price/monarch-money) records list-price changes plus promotional anchors over time. Pair it with the [deals page](/en/us/deals/monarch-money) for current discount codes and the [promo codes page](/en/us/promo/monarch-money) for stackable savings at signup. ## Get started with Monarch Money Confirm the current regional price on the Monarch Money, Inc. signup page, choose the tier that matches your usage (Monarch Premium or Monarch Premium are the most common starting points), and check Subger's [deals page for Monarch Money](/en/us/deals/monarch-money) for promotional anchors before completing checkout. Track the subscription's true renewal cost with the [true-price tracker](/en/us/true-price/monarch-money) once you're signed up. ## Related Subger guides - [Cancel Monarch Money guide](/en/us/cancel/monarch-money) - [Latest Monarch Money deals](/en/us/deals/monarch-money) - [Monarch Money promo codes](/en/us/promo/monarch-money) - [Monarch Money true price and renewal tracker](/en/us/true-price/monarch-money) - [Browse the Insurance & Fintech category hub](/en/us/category/budgeting-credit) - [All services on Subger](/en/us/services)

from $14.99/month

Outbank

# Outbank Outbank is operated by Stoeger IT GmbH, headquartered in Munich, Germany. Outbank positions itself as a German multi-bank aggregator app with strong PSD2 coverage, sold as a paid subscription. This 2026 review covers current tiers, anchor pricing, the 2025-2026 differentiator that matters right now, and the decision criteria a buyer should weigh before signing up. ## Quick facts - **Operator:** Stoeger IT GmbH - **Headquarters:** Munich, Germany - **Public-market status:** Privately held - **Founded / launched:** Outbank app launched 2009 - **Category:** insurance & fintech - **Current tiers:** Free reader / Outbank Premium / Family / multi-account - **Anchor price (2026):** Limited free features on the entry tier; Approx EUR 4.99 / month or EUR 49.99 / year on the main paid tier ## What is Outbank? Outbank is a German multi-bank aggregator app with strong PSD2 coverage, sold as a paid subscription. Its core surface delivers multi-bank aggregation across European banks alongside PSD2-compliant account access, with subscription billing handled through the operator's standard checkout. Customers pick a tier matching their usage: entry tiers test the product, the main paid tier covers everyday use, and higher tiers add depth such as budget categorisation and analytics. ## Why choose Outbank ### Operator and category positioning Stoeger IT GmbH runs Outbank from Munich, Germany. The product fits the insurance & fintech category by combining multi-bank aggregation across European banks with PSD2-compliant account access. Compared with broader generalist platforms, the operator's investment is concentrated in the insurance & fintech workflow rather than spread thin across adjacent categories. ### Plan structure and ecosystem The tier ladder splits across 3 groups - Free reader for entry-level use, Outbank Premium as the standard everyday tier, and Family / multi-account for power users or households / teams. Confirm live regional prices on the operator's site and check Subger's [true-price tracker for Outbank](/en/us/true-price/outbank) for all-in renewal costs after taxes and FX conversion. ### Banking and product features Beyond the headline experience, the operator's investment in budget categorisation and analytics and biometric login on mobile sustains the subscription's value in 2026. In 2024-2025 Outbank continued expanding PSD2 support across European banks and refined its budgeting analytics - this is the live 2025-2026 buying signal that distinguishes the current proposition from prior years. ## Outbank features that matter in 2026 Highlights of the current feature set: - multi-bank aggregation across European banks - PSD2-compliant account access - budget categorisation and analytics - biometric login on mobile - CSV and PDF export - encrypted storage with German data hosting Confirm specific feature availability on the operator's marketing pages before committing, since regional tier scopes and add-ons may vary. ## Outbank pricing in 2026 Reference pricing for Outbank in 2026 typically looks like: | Tier | Best for | Reference price (2026) | | --- | --- | --- | | Free reader | Standard customers | Limited free features | | Outbank Premium | Premium customers | Approx EUR 4.99 / month or EUR 49.99 / year | | Family / multi-account | Business or family customers | Higher tier for multiple linked banks | Subger pairs the list price with the actual all-in cost (taxes, FX, promotional anchors that step up at renewal): | Subger tool | What it shows | | --- | --- | | [True-price tracker](/en/us/true-price/outbank) | List price changes plus historical promotional anchors | | [Deals page](/en/us/deals/outbank) | Active discounts and limited-time offers | | [Promo codes](/en/us/promo/outbank) | Stackable codes for new and existing subscribers | | [Cancel guide](/en/us/cancel/outbank) | Step-by-step termination by billing surface | ## Outbank apps and platform support | Surface | Status | | --- | --- | | iOS / Android banking app | Yes | | Web banking portal | Yes | | Card management and freeze | Yes | | Push and SMS alerts | Yes | | Apple / Google Wallet | Where applicable | | Customer-support hotline | Yes | Surface availability varies by region and tier - confirm app availability and supported devices on the operator's site before subscribing. ## Who Outbank fits Outbank is a good match for the following buyers: - **German and european multi-bank customers wanting one app to view all their accounts** - the core audience for the product. - **The category-focused subscriber** who specifically wants multi-bank aggregation across European banks from a insurance & fintech operator rather than a generalist platform. - **The household or team subscriber** evaluating the tier ladder (Free reader / Outbank Premium / Family / multi-account) and willing to pay up for PSD2-compliant account access. - **The cross-device user** who needs apps across the surfaces listed above plus a credible upgrade path. - **The price-aware shopper** who tracks promotional anchors via Subger's [true-price tracker](/en/us/true-price/outbank) and [deals page](/en/us/deals/outbank) before committing to annual billing. ## Frequently asked questions ### Who operates Outbank and where is it headquartered? Outbank is operated by Stoeger IT GmbH, headquartered in Munich, Germany. Founding / launch context: Outbank app launched 2009. The operator's public-market status is Privately held. ### How much does Outbank cost in 2026? Reference tiers in 2026 are Free reader (Limited free features) and Family / multi-account (Higher tier for multiple linked banks). Regional pricing and promotional cycles vary - confirm the live price on the operator's site before committing. ### Is there a free tier or free trial for Outbank? Yes - Free reader is available without an immediate paid commitment. ### Where is Outbank available? Outbank follows Stoeger IT GmbH's licensing and service footprint anchored in Munich, Germany. Confirm regional availability on the official site before subscribing. ### What 2025-2026 features set Outbank apart right now? In 2024-2025 Outbank continued expanding PSD2 support across European banks and refined its budgeting analytics. The roadmap items most worth weighing are budget categorisation and analytics and biometric login on mobile - these are the live buying signals to assess for 2026. ### Which devices and platforms does Outbank support? Coverage spans the surfaces shown in the platform table above. Current mobile and web apps are the recommended way to consume the service; older devices may be deprecated in successive releases. ### How do I cancel Outbank? Cancel through the account or subscription settings on the surface where you bought the plan: the operator's website for direct subscriptions, the App Store or Google Play for in-app purchases, or the partner billing portal for bundled subscriptions. Subger's [cancellation guide for Outbank](/en/us/cancel/outbank) walks through each route step-by-step. ### Does Outbank offer a family, household or business plan? Higher tiers (Family / multi-account) typically add multi-profile, household or business seats. Entry tiers may restrict simultaneous usage. Confirm the per-tier seat or profile limit on the live pricing page. ### Is Outbank worth it compared with category alternatives? Value depends on three factors: the feature mix you'll actually use (see the features list above), the regional price after taxes (Subger's [true-price tracker for Outbank](/en/us/true-price/outbank) reconciles the headline price with the actual all-in renewal cost), and the credibility of the operator's 2025-2026 roadmap. Weigh these together rather than relying on the headline price alone. ### How can I track price changes for Outbank? Subger's [renewal tracker for Outbank](/en/us/true-price/outbank) records list-price changes plus promotional anchors over time. Pair it with the [deals page](/en/us/deals/outbank) for current discount codes and the [promo codes page](/en/us/promo/outbank) for stackable savings at signup. ## Get started with Outbank Confirm the current regional price on the operator's site, choose the tier that matches your usage (Free reader, Outbank Premium are the most common starting points), and check Subger's [deals page for Outbank](/en/us/deals/outbank) for promotional anchors before completing checkout. Track the subscription's true renewal cost with the [true-price tracker](/en/us/true-price/outbank) once you're signed up. ## Related Subger guides - [Cancel Outbank guide](/en/us/cancel/outbank) - [Latest Outbank deals](/en/us/deals/outbank) - [Outbank promo codes](/en/us/promo/outbank) - [Outbank true price and renewal tracker](/en/us/true-price/outbank) - [Browse the insurance & fintech category hub](/en/us/category/banking-payments) - [All services on Subger](/en/us/services)

Personal Capital

# Personal Capital Personal Capital is operated by Personal Capital (operated by its parent group), headquartered in the Personal Capital operator's registered headquarters (Privately held or subsidiary-owned (consult operator filings for current status)). The product launched in line with category history and a budgeting & credit subscription. This 2026 review covers operator context, the current tier ladder, the feature set that matters for buyers and the live signals to watch before subscribing. ## Quick facts - **Operator:** Personal Capital (operated by its parent group) - **Headquarters:** the Personal Capital operator's registered headquarters - **Public-market status:** Privately held or subsidiary-owned (consult operator filings for current status) - **Founded:** in line with category history - **Category:** budgeting & credit - **Current tiers:** Entry tier / Standard tier / Premium tier - **Anchor price (2026):** see live pricing - **Competitive set:** competing with other budgeting & credit platforms in its primary markets ## What is Personal Capital? Personal Capital is a budgeting & credit subscription. The product is competing with other budgeting & credit platforms in its primary markets. Customers buy a tier that matches their usage profile — the entry tier handles core budgeting & credit subscription benefits, while the mid and premium tiers add depth such as mobile companion apps where offered and online account management portal. Subscription billing happens through the operator's checkout or partner billing surfaces. ## Why choose Personal Capital ### Operator and market position Personal Capital (operated by its parent group) runs Personal Capital from the Personal Capital operator's registered headquarters. Its public-market status (Privately held or subsidiary-owned (consult operator filings for current status)) and category position (competing with other budgeting & credit platforms in its primary markets) shape the credibility of the operator's roadmap and pricing decisions. Buyers should weigh that operator context alongside headline features — a well-capitalised parent typically translates into faster bug fixes, longer support cycles and more predictable price changes than a smaller indie operator. ### Account ladder and fees The Personal Capital tier ladder runs Entry tier, Standard tier, Premium tier. Anchor pricing in 2026 starts around see live pricing for the entry tier and steps up by tier with named feature unlocks. Confirm the live regional price on the operator's site, then cross-check Subger's [true-price tracker for Personal Capital](/en/us/true-price/personal-capital) for the all-in renewal cost after taxes and FX conversion. ### Apps, integrations and customer support Apps and customer-experience surfaces matter as much as headline feature counts. Personal Capital delivers its core workflow across the platform surfaces listed in the platform table below, with notifications and self-service flows handled in-app. The 2025-2026 differentiator to watch: continued investment in the budgeting & credit product roadmap through 2025-2026. ## Personal Capital features that matter in 2026 Current feature set that buyers should weigh: - core budgeting & credit subscription benefits - mobile companion apps where offered - online account management portal - customer-support channels including email and phone - loyalty or referral benefits where offered - regional service availability Feature availability varies by region and tier; the headline list above reflects the operator's primary positioning. Confirm specific regional availability on the operator's marketing pages before committing. ## Personal Capital pricing in 2026 The Personal Capital tier ladder in 2026 looks like: | Tier | Best for | Reference price (2026) | | --- | --- | --- | | Entry tier | budget-conscious or entry users | see live pricing | | Standard tier | standard subscribers | see live pricing | | Premium tier | premium / power users | see live pricing | Headline prices step up across the ladder; promotional first-period anchors and regional FX can change the all-in cost. Subger's tools reconcile the list price with the actual renewal cost: | Subger tool | What it shows | | --- | --- | | [True-price tracker](/en/us/true-price/personal-capital) | List price changes plus historical promotional anchors | | [Deals page](/en/us/deals/personal-capital) | Active discounts and limited-time offers | | [Promo codes](/en/us/promo/personal-capital) | Stackable codes for new and existing subscribers | | [Cancel guide](/en/us/cancel/personal-capital) | Step-by-step termination by billing surface | ## Personal Capital apps and platform support | Surface | Status | | --- | --- | | iOS / Android | Yes | | Web account portal | Yes | | Email and SMS notifications | Yes | | In-app chat or hotline | Yes | | Apple Wallet / Google Wallet | Where applicable | | Customer-support email | Yes | Surface availability can vary by region and tier; confirm current app availability and supported devices on the operator's site before subscribing. ## Who Personal Capital fits Personal Capital is most likely a good match for the following buyers: - **Customers wanting a focused budgeting & credit subscription** — the core target audience for the product. - **Category-focused subscribers** who specifically want core budgeting & credit subscription benefits from competing with other budgeting & credit platforms in its primary markets rather than a generalist platform. - **Tier-comparing households or teams** evaluating the Entry tier → Premium tier ladder and willing to pay up for customer-support channels including email and phone. - **Cross-device users** who need apps across the surfaces in the platform table above. - **Price-sensitive shoppers** who want to track promotional anchors via Subger's [true-price tracker](/en/us/true-price/personal-capital) and [deals page](/en/us/deals/personal-capital) before committing to annual billing. ## Frequently asked questions ### Who runs Personal Capital and where is it based? Personal Capital is run by Personal Capital (operated by its parent group), headquartered in the Personal Capital operator's registered headquarters. The operator's public-market status is: Privately held or subsidiary-owned (consult operator filings for current status). The product was founded in line with category history. ### How much does Personal Capital cost in 2026? The 2026 tier ladder is Entry tier, Standard tier, Premium tier, with anchor pricing starting around see live pricing. Regional currency and promotional cycles can shift the all-in cost; Subger's [true-price tracker](/en/us/true-price/personal-capital) reconciles the headline price with renewal reality. ### Is there a free tier or free trial for Personal Capital? There is no perpetual free tier listed for the standard Personal Capital subscription; the operator may run introductory trials periodically. Check the live signup page for current trial promotions. ### Where is Personal Capital available? Availability follows the operator's licensing and service footprint from the Personal Capital operator's registered headquarters. Confirm regional availability on the official site before subscribing. ### What 2025-2026 features set Personal Capital apart right now? The live differentiator to watch: continued investment in the budgeting & credit product roadmap through 2025-2026. Pair that with the headline features (core budgeting & credit subscription benefits, mobile companion apps where offered, online account management portal) to judge whether the current roadmap fits your needs. ### Which competitors should buyers compare Personal Capital against? Personal Capital is most directly competing with other budgeting & credit platforms in its primary markets. Run a side-by-side feature and price comparison with those alternatives — Subger's category pages help with the shortlist. ### How do I cancel Personal Capital? Cancel through the account or subscription settings on the surface where you bought the plan: the operator's website for direct subscriptions, the App Store or Google Play for in-app purchases, or the partner billing portal for bundled subscriptions. Subger's [cancellation guide for Personal Capital](/en/us/cancel/personal-capital) walks through each route step-by-step. ### Does Personal Capital offer a team or multi-seat plan? Multi-user, team or seat structure depends on the tier. Higher tiers commonly add admin controls and seat-sharing; entry tiers can restrict simultaneous usage. Confirm the per-tier seat limit on the live pricing page before committing. ### How can I track price changes for Personal Capital? Subger's [renewal tracker for Personal Capital](/en/us/true-price/personal-capital) records list-price changes plus promotional anchors over time. Pair it with the [deals page](/en/us/deals/personal-capital) for current discount codes and the [promo codes page](/en/us/promo/personal-capital) for stackable savings at signup. ## Get started with Personal Capital Confirm the current regional price on the Personal Capital (operated by its parent group) signup page, choose the tier that matches your usage (Entry tier or Standard tier are the most common starting points), and check Subger's [deals page for Personal Capital](/en/us/deals/personal-capital) for promotional anchors before completing checkout. Track the subscription's true renewal cost with the [true-price tracker](/en/us/true-price/personal-capital) once you're signed up. ## Related Subger guides - [Cancel Personal Capital guide](/en/us/cancel/personal-capital) - [Latest Personal Capital deals](/en/us/deals/personal-capital) - [Personal Capital promo codes](/en/us/promo/personal-capital) - [Personal Capital true price and renewal tracker](/en/us/true-price/personal-capital) - [Browse the budgeting & credit category hub](/en/us/category/budgeting-credit) - [All services on Subger](/en/us/services)

PocketGuard

# PocketGuard PocketGuard is a budgeting & credit product operated by PocketGuard, Inc.. This 2026 review covers operator background, the current tier ladder and the buying signals to weigh before subscribing. The service competes in the budgeting & credit category against regional and global alternatives, and the practical decision usually comes down to feature mix, regional availability and renewal economics rather than headline price alone. ## Quick facts - **Operator:** PocketGuard, Inc. - **Headquarters:** Pasadena, California, United States - **Public-market status:** privately held; raised USD 8M growth round 2022 - **Founded:** 2014 (founded by Vasyl Soloshchuk and Dustin Sailings) - **Category:** budgeting & credit - **Current tiers:** Free / PocketGuard Plus - **Anchor price (2026):** PocketGuard Plus USD 12.99/month, USD 74.99/year, or USD 99.99 lifetime ## What is PocketGuard? PocketGuard is a digital banking and payments product that combines mobile-first account access with money-movement tooling. Its product surface covers mobile-first checking and savings dashboards alongside bill-pay and instant peer transfers, with the recurring subscription paid through the operator's direct billing or App Store / Google Play / partner-billing surfaces. Customers buy a tier matching their usage profile; the entry tier is suitable for testing the product and higher tiers add features such as card management and freeze/unfreeze controls. ## Why choose PocketGuard ### Operator and ecosystem context PocketGuard is run by PocketGuard, Inc. out of Pasadena, California, United States, established 2014 (founded by Vasyl Soloshchuk and Dustin Sailings). That matters because the budgeting & credit category is increasingly consolidated and the operator's ownership structure (public vs. private, parent group, regulatory footprint) shapes how aggressively the product is supported and how stable the subscription terms are over multi-year renewals. ### Plan structure and pricing tiers The tier ladder splits across Free for testing the service, PocketGuard Plus for everyday use, and a premium / annual option for power users or teams. Anchor pricing for 2026: PocketGuard Plus USD 12.99/month, USD 74.99/year, or USD 99.99 lifetime. Consult Subger's [true-price tracker for PocketGuard](/en/us/true-price/pocketguard) for all-in renewal costs. ### Banking and payment features Beyond the headline features, the 2025-2026 differentiator for PocketGuard is 2024-2025 PocketGuard remained one of the leading Mint replacement budgeting apps after Intuit shut down Mint in March 2024. That gives the subscription a credible roadmap for the year ahead and distinguishes it from operators that are running their budgeting & credit catalog on autopilot. ## PocketGuard features that matter in 2026 Highlights of the current feature set: - mobile-first checking and savings dashboards - bill-pay and instant peer transfers - card management and freeze/unfreeze controls - savings goals and round-up features - biometric login (Face ID, fingerprint) and device PIN - depositor protection via partnered regulated bank Buyers should treat this list as a baseline for PocketGuard in the budgeting & credit category — confirm specific feature availability for your region on the operator's site, since some features and tier names vary between countries. ## PocketGuard pricing in 2026 Reference pricing for PocketGuard in 2026: PocketGuard Plus USD 12.99/month, USD 74.99/year, or USD 99.99 lifetime. The tier ladder typically looks like: | Tier | Best for | Reference price (2026) | | --- | --- | --- | | Free | Standard banking customers | Free or included | | PocketGuard Plus | Premium account holders | PocketGuard Plus USD 12.99/month, USD 74.99/year, or USD 99.99 lifetime | Subger pairs the public price with the actual all-in cost (taxes, FX conversion, promotional first-period anchors that step up at renewal): | Subger tool | What it shows | | --- | --- | | [True-price tracker](/en/us/true-price/pocketguard) | List price changes plus historical promotional anchors | | [Deals page](/en/us/deals/pocketguard) | Active discounts and limited-time offers | | [Promo codes](/en/us/promo/pocketguard) | Stackable codes for new and existing subscribers | | [Cancel guide](/en/us/cancel/pocketguard) | Step-by-step termination by billing surface | ## PocketGuard apps and platform support | Surface | Status | | --- | --- | | iOS / Android | Yes | | Web account portal | Yes | | Email and SMS notifications | Yes | | In-app chat or hotline | Yes | | Apple Wallet / Google Wallet | Where applicable | | Customer support | Yes | Surface availability for PocketGuard can vary by region and tier — confirm current app availability and supported devices on the operator's site before subscribing. ## Who PocketGuard fits PocketGuard is most likely a good match for the following buyers: - **Customers who want everyday banking and payment workflows inside a single mobile app** — the core target audience for the product. - **The category-focused subscriber** who specifically wants mobile-first checking and savings dashboards from a budgeting & credit operator rather than a generalist platform. - **The team or household subscriber** evaluating the tier ladder (Free / PocketGuard Plus) and willing to pay up for bill-pay and instant peer transfers. - **The cross-device user** who needs apps across the surfaces listed above plus a credible upgrade path as new devices are added. - **The price-sensitive shopper** who wants to track promotional anchors via Subger's [true-price tracker](/en/us/true-price/pocketguard) and [deals page](/en/us/deals/pocketguard) before committing to annual billing. ## Frequently asked questions ### What is PocketGuard and who runs it? PocketGuard is a budgeting & credit product operated by PocketGuard, Inc. headquartered in Pasadena, California, United States, founded 2014 (founded by Vasyl Soloshchuk and Dustin Sailings). It is sold via direct subscription on the operator's website and apps, with payments processed through the operator's billing surfaces. ### How much does PocketGuard cost in 2026? Current tiers are Free, PocketGuard Plus. Anchor reference pricing for 2026: PocketGuard Plus USD 12.99/month, USD 74.99/year, or USD 99.99 lifetime. Confirm the live regional price on the operator's site before committing, since promotional cycles and FX conversion can shift the all-in renewal cost. ### Is there a free tier or free trial for PocketGuard? Yes — Free is available without an immediate paid commitment. ### Where is PocketGuard available? Availability follows the operator's service footprint anchored on Pasadena, California, United States. Confirm regional availability on the official site before subscribing, especially for products that have country-specific catalog or pricing rules. ### What 2025-2026 features set PocketGuard apart right now? The current 2025-2026 differentiator is 2024-2025 PocketGuard remained one of the leading Mint replacement budgeting apps after Intuit shut down Mint in March 2024. Together with the headline features listed above, that gives buyers a concrete signal that the subscription is being actively developed rather than coasting on a legacy catalog. ### Which devices and platforms does PocketGuard support? Coverage spans the surfaces shown in the platform table above. The current mobile, web and (where applicable) desktop apps are the recommended way to consume the service; older clients may be deprecated in successive releases. ### How do I cancel PocketGuard? Cancel through the account or subscription settings on the surface where you bought the plan: the operator's website for direct subscriptions, the App Store or Google Play for in-app purchases, or the partner billing portal for bundled subscriptions. Subger's [cancellation guide for PocketGuard](/en/us/cancel/pocketguard) walks through each route step-by-step. ### Does PocketGuard offer a team or family plan? Team, household or family structures depend on the tier. The PocketGuard Plus tier commonly adds multi-seat or multi-profile support; the entry Free tier may restrict usage. Confirm the per-tier seat limit on the live pricing page before committing to annual billing. ### Is PocketGuard worth it compared to budgeting & credit alternatives? Value depends on three factors: the specific feature mix you'll use (see the features list above), the regional price after taxes (Subger's [true-price tracker for PocketGuard](/en/us/true-price/pocketguard) reconciles the headline price with the actual all-in renewal cost), and the credibility of the operator's 2025-2026 roadmap. Buyers should weigh these together rather than relying on headline price alone. ### How can I track price changes for PocketGuard? Subger's [renewal tracker for PocketGuard](/en/us/true-price/pocketguard) records list-price changes plus promotional anchors over time. Pair it with the [deals page](/en/us/deals/pocketguard) for current discount codes and the [promo codes page](/en/us/promo/pocketguard) for stackable savings at signup. ## Get started with PocketGuard Confirm the current regional price on the operator's site (PocketGuard Plus USD 12.99/month, USD 74.99/year, or USD 99.99 lifetime), choose the tier that matches your usage (Free, PocketGuard Plus are the most common starting points), and check Subger's [deals page for PocketGuard](/en/us/deals/pocketguard) for promotional anchors before completing checkout. Track the subscription's true renewal cost with the [true-price tracker](/en/us/true-price/pocketguard) once you're signed up. ## Related Subger guides - [Cancel PocketGuard guide](/en/us/cancel/pocketguard) - [Latest PocketGuard deals](/en/us/deals/pocketguard) - [PocketGuard promo codes](/en/us/promo/pocketguard) - [PocketGuard true price and renewal tracker](/en/us/true-price/pocketguard) - [Browse the budgeting & credit category hub](/en/us/category/budgeting-credit) - [All services on Subger](/en/us/services)

from $12.99/month

Revolut

Revolut Premium is a multi-currency banking and FX subscription operated by Revolut Group Holdings Ltd (UK banking license granted by the PRA in July 2024), headquartered in London, United Kingdom. The product launched in 2015 and has become a category staple. This page tracks live pricing, named tiers, supported platforms and the practical jobs where Revolut Premium earns its keep against competing in the European neobank category against challenger-bank and broker-app stacks. > **Quick Facts** > - **Operator:** Revolut Group Holdings Ltd (UK banking license granted by the PRA in July 2024) > - **Headquarters:** London, United Kingdom > - **Founded:** 2015 > - **Public-market status:** privately held (last 2024 secondary at ~$45B valuation) > - **Flagship paid tier:** Standard (Premium at $9.99/month) > - **Free tier available:** Yes (Standard) > - **Where it sells:** UK, EEA, Switzerland, US, Australia, New Zealand, Singapore, Japan, Brazil, Mexico, India > - **2025-2026 differentiator:** Revolut received a UK PRA banking licence with restrictions in July 2024, enabling deposit-taking in its home market for the first time and unlocking a UK consumer credit roadmap for 2025-2026. ## What is Revolut Premium? Revolut Premium is a multi-currency banking and FX subscription that launched in 2015 under Revolut Group Holdings Ltd (UK banking license granted by the PRA in July 2024). The product is built around Multi-currency wallet across 30+ currencies with interbank FX rates inside the monthly allowance, Joint accounts and Pockets sub-accounts for shared and goal-based budgeting, Stocks, Commodities and Crypto trading inside the same app (subject to local licensing), with the rest of the catalogue tracked in the platform sections below. The Subger catalogue page pulls live tier pricing from our internal database and links into cancel guides, deal hunters and renewal price trackers so subscribers can monitor Revolut Premium across its full lifecycle. ## Why choose Revolut Premium ### Product roadmap and 2025-2026 differentiation Revolut Premium is operated by Revolut Group Holdings Ltd (UK banking license granted by the PRA in July 2024) out of London, United Kingdom, and the team continues to invest in the catalogue that subscribers care about most. The latest roadmap milestone — revolut received a uk pra banking licence with restrictions in july 2024, enabling deposit-taking in its home market for the first time — gives buyers a concrete reason to evaluate Revolut Premium now rather than waiting for the next refresh cycle. ### Feature breadth that matters Beyond the headline, Revolut Premium ships Disposable virtual cards and physical card freeze/unfreeze for fraud control, Worldwide travel, baggage and medical insurance bundled into Premium and above and Smart instant transfers between Revolut accounts and SWIFT/SEPA for outbound rails. This depth matters because teams rarely buy a single capability — they need a system that absorbs adjacent jobs over time without forcing a vendor switch. ### Regulation and customer protection Revolut Premium is regulated as a financial product in every market where it operates. The Revolut entity publishes its licence numbers, deposit-protection terms (where applicable) and complaint procedures on the legal pages of the website. Customers in EU and UK markets benefit from the same baseline of PSD2-style consumer protections. ## Revolut Premium pricing in 2026 The current ladder for Revolut Premium ranges from Standard ($0) up to Ultra ($45/month). The anchor paid tier most teams compare is Standard at Premium at $9.99/month, sourced from the public Revolut pricing page. | Tier | Headline price | What's included | | --- | --- | --- | | Standard | $0 | Free multi-currency account, debit card, 5 free ATM withdrawals/month, peer transfers in 30+ currencies | | Plus | $3.99/month | Higher monthly ATM allowance, purchase protection on cards, ticket refund cover, basic priority support | | Premium | $9.99/month | Higher FX allowance, $400 free ATM withdrawals/month, worldwide travel and medical insurance, disposable virtual cards | | Metal | $16.99/month | Metal card, 1% cashback outside Europe, $800 free ATM, lounge passes via LoungeKey, extended travel insurance | | Ultra | $45/month | All Metal benefits plus the Ultra metal card, WeWork credits, Financial Times subscription, FRANK by ClassPass, RoadsideAssist cover | **Live pricing across countries** For country-by-country billing currency, taxes and renewal pricing for Revolut Premium, see the live pricing table on this page. It pulls directly from our catalogue so promotions, anchor tiers and price drops surface the moment we capture them. ## Revolut Premium apps and platform coverage Revolut Premium runs on the platforms its category demands. The table below summarises coverage as of 2026. | Platform | Supported | | --- | --- | | iOS app | Yes | | Android app | Yes | | Web dashboard | Yes | | Apple Pay and Google Pay | Yes | | Apple Watch | Yes | | Garmin Pay | Partial | ## Use cases Revolut Premium fits - Subscribers using multi-currency wallet across 30+ currencies with interbank fx rates inside the monthly allowance as their primary reason to upgrade - Teams that need joint accounts and pockets sub-accounts for shared and goal-based budgeting on a single billing relationship - Buyers who value stocks, commodities and crypto trading inside the same app (subject to local licensing) as part of the Standard bundle - Operators evaluating Revolut Premium against competing in the European neobank category against challenger-bank and broker-app stacks - Existing Revolut customers expanding their footprint to Standard from a free or entry tier ## Comparable products in the Subger catalogue If you are evaluating Revolut Premium alongside other tools, the Subger catalogue maintains a separate page per service with live pricing and tier names. Use the relevant hub to compare Revolut Premium with adjacent multi-currency banking and FX subscription candidates on price, free-tier availability and feature coverage. For each candidate Subger also tracks the cancellation flow, current promo codes and renewal price history so total cost of ownership is visible upfront. Start with the [Cancel guides hub](/en/us/cancel), the [Deals hub](/en/us/deal) and the [Promo codes hub](/en/us/promo-code). ## Frequently asked questions ### Who operates Revolut Premium? The legal operator is Revolut Group Holdings Ltd (UK banking license granted by the PRA in July 2024). The product was founded in 2015; the parent's public-market status today is privately held (last 2024 secondary at ~$45B valuation). ### How much does Revolut Premium cost in 2026? The flagship paid tier (Standard) is Premium at $9.99/month. The full ladder — Standard, Plus, Premium, Metal, Ultra — is in the pricing table above with feature differences per tier. ### Does Revolut Premium offer a free tier or trial? Yes — Standard is available at $0 with the usage caps shown in the pricing table above. You can also browse the Subger deals page for promotional pricing on paid tiers. ### What platforms does Revolut Premium run on? Revolut Premium covers the platforms shown in the platform table above. Mobile, desktop and API surfaces vary by tier, and the vendor's release notes track new integrations as they ship. ### What's new in Revolut Premium for 2025-2026? In short, the team continues to invest where it matters most: revolut received a uk pra banking licence with restrictions in july 2024, enabling deposit-taking in its home market for the first time. That is the development most likely to influence whether Revolut Premium is the right choice for a buyer evaluating multi-currency banking and FX subscription options in 2026. ### How does Revolut Premium compare to other multi-currency banking and FX subscription options? Revolut Premium differentiates on multi-currency wallet across 30+ currencies with interbank fx rates inside the monthly allowance and joint accounts and pockets sub-accounts for shared and goal-based budgeting plus the broader feature ladder shown above. For a side-by-side comparison with adjacent products, see the Subger category hub linked at the bottom of this page. ### Can I cancel Revolut Premium anytime? Yes — cancellation is self-service from the Revolut mobile app under Profile → Plan. Subger maintains a step-by-step cancellation guide on the cancel hub that covers the specific in-product flow, refund eligibility and what data is preserved after cancel. ### Does Revolut Premium offer team, family or enterprise pricing? Yes — the higher tiers (Ultra) target larger deployments with admin controls, audit logs and dedicated support. Quoted pricing depends on seat count and contract length; the pricing table above shows the published anchors. ### Is Revolut Premium available outside the United States? Yes. Revolut Premium is sold across the following markets: UK, EEA, Switzerland, US, Australia, New Zealand, Singapore, Japan, Brazil, Mexico, India. See the live pricing table for country-specific tier pricing in local currencies where applicable. ### Where can I find Revolut Premium deals and promo codes? The Subger deals page tracks current Revolut Premium promotional pricing, and the renewal price tracker stores historical price points so subscribers can spot post-trial price hikes. Both are linked in the related guides section below. ## Get started with Revolut Premium To sign up for Revolut Premium, head to the live pricing table at the top of this page. Pick the tier that matches usage: Standard for evaluation or Standard for production usage at Premium at $9.99/month, or the Ultra tier for advanced deployments. After signup, bookmark this Subger page to monitor renewal pricing and catch any tier or anchor-price changes from Revolut Group Holdings Ltd (UK banking license granted by the PRA in July 2024). ## Related Subger guides - [Cancel Revolut Premium](/en/us/cancel/revolut-premium) — step-by-step cancellation guide for the current portal - [Revolut Premium deals and promo codes](/en/us/deal/revolut-premium) — live promotional offers tracked across the year - [Revolut Premium true price tracker](/en/us/true-price/revolut-premium) — renewal-price history and post-trial cost watch - [Revolut Premium promo codes](/en/us/promo-code/revolut-premium) — coupon and code archive with expiration tracking - [Browse the full Subger services catalogue](/en/us/services) <!-- source: https://revolut.com / vendor pricing page accessed: 2026-05-11 -->

from €3.99/month

Rocket Money

# Rocket Money Rocket Money is a budgeting & credit product operated by Rocket Companies, Inc. (Rocket Money, formerly Truebill). This 2026 review covers operator background, the current tier ladder and the buying signals to weigh before subscribing. The service competes in the budgeting & credit category against regional and global alternatives, and the practical decision usually comes down to feature mix, regional availability and renewal economics rather than headline price alone. ## Quick facts - **Operator:** Rocket Companies, Inc. (Rocket Money, formerly Truebill) - **Headquarters:** Detroit, Michigan, United States - **Public-market status:** part of Rocket Companies, Inc. (NYSE: RKT) - **Founded:** 2015 (as Truebill); acquired by Rocket Companies December 2021 for USD 1.275B - **Category:** budgeting & credit - **Current tiers:** Free / Premium - **Anchor price (2026):** Premium USD 4-12/month (user-selected pricing model on annual; flat USD 12/month on monthly); free tier with basic features ## What is Rocket Money? Rocket Money is a SaaS product that delivers its core workflow through a web app with per-seat billing and enterprise upgrades. Its product surface covers web app for the operator's core workflow alongside API and integrations with common business tools, with the recurring subscription paid through the operator's direct billing or App Store / Google Play / partner-billing surfaces. Customers buy a tier matching their usage profile; the entry tier is suitable for testing the product and higher tiers add features such as mobile companion app. ## Why choose Rocket Money ### Operator and ecosystem context Rocket Money is run by Rocket Companies, Inc. (Rocket Money, formerly Truebill) out of Detroit, Michigan, United States, established 2015 (as Truebill); acquired by Rocket Companies December 2021 for USD 1.275B. That matters because the budgeting & credit category is increasingly consolidated and the operator's ownership structure (public vs. private, parent group, regulatory footprint) shapes how aggressively the product is supported and how stable the subscription terms are over multi-year renewals. ### Plan structure and pricing tiers The tier ladder splits across Free for testing the service, Premium for everyday use, and a premium / annual option for power users or households. Anchor pricing for 2026: Premium USD 4-12/month (user-selected pricing model on annual; flat USD 12/month on monthly); free tier with basic features. Consult Subger's [true-price tracker for Rocket Money](/en/us/true-price/rocket-money) for all-in renewal costs after taxes and FX conversion. ### Product capabilities and integrations Beyond the headline features, the 2025-2026 differentiator for Rocket Money is 2024-2025 continued Rocket Money's expansion of subscription tracking, automatic bill negotiation, and net worth tracking; deeper integration with Rocket Mortgage and Rocket Loans. That gives the subscription a credible roadmap for the year ahead and distinguishes it from operators that are running their budgeting & credit catalog on autopilot. ## Rocket Money features that matter in 2026 Highlights of the current feature set: - web app for the operator's core workflow - API and integrations with common business tools - mobile companion app - team or workspace seats with role-based access - audit log and admin controls on higher tiers - standard support channels (email, in-app chat) Buyers should treat this list as a baseline for Rocket Money in the budgeting & credit category — confirm specific feature availability for your region on the operator's site, since some features and tier names vary between countries. ## Rocket Money pricing in 2026 Reference pricing for Rocket Money in 2026: Premium USD 4-12/month (user-selected pricing model on annual; flat USD 12/month on monthly); free tier with basic features. The tier ladder typically looks like: | Tier | Best for | Reference price (2026) | | --- | --- | --- | | Free | Trial / starter teams | Free or trial | | Premium | Mid-market teams | Premium USD 4-12/month (user-selected pricing model on annual | Subger pairs the public price with the actual all-in cost (taxes, FX conversion, promotional first-period anchors that step up at renewal): | Subger tool | What it shows | | --- | --- | | [True-price tracker](/en/us/true-price/rocket-money) | List price changes plus historical promotional anchors | | [Deals page](/en/us/deals/rocket-money) | Active discounts and limited-time offers | | [Promo codes](/en/us/promo/rocket-money) | Stackable codes for new and existing subscribers | | [Cancel guide](/en/us/cancel/rocket-money) | Step-by-step termination by billing surface | ## Rocket Money apps and platform support | Surface | Status | | --- | --- | | Web app | Yes | | API / integrations | Yes | | iOS / Android | Where offered | | Browser extensions | Where offered | | Slack / Teams integration | Selected tiers | | Admin console | Higher tiers | Surface availability for Rocket Money can vary by region and tier — confirm current app availability and supported devices on the operator's site before subscribing. ## Who Rocket Money fits Rocket Money is most likely a good match for the following buyers: - **Teams who want a focused web app for the operator's category rather than building the workflow in-house** — the core target audience for the product. - **The category-focused subscriber** who specifically wants web app for the operator's core workflow from a budgeting & credit operator rather than a generalist platform. - **The household subscriber** evaluating the tier ladder (Free / Premium) and willing to pay up for API and integrations with common business tools. - **The cross-device user** who needs apps across the surfaces listed above plus a credible upgrade path as new devices are added. - **The price-sensitive shopper** who wants to track promotional anchors via Subger's [true-price tracker](/en/us/true-price/rocket-money) and [deals page](/en/us/deals/rocket-money) before committing to annual billing. ## Frequently asked questions ### What is Rocket Money and who runs it? Rocket Money is a budgeting & credit product operated by Rocket Companies, Inc. (Rocket Money, formerly Truebill) headquartered in Detroit, Michigan, United States, founded 2015 (as Truebill); acquired by Rocket Companies December 2021 for USD 1.275B. It is sold via direct subscription on the operator's website and apps, with payments processed through the operator's billing surfaces. ### How much does Rocket Money cost in 2026? Current tiers are Free, Premium. Anchor reference pricing for 2026: Premium USD 4-12/month (user-selected pricing model on annual; flat USD 12/month on monthly); free tier with basic features. Confirm the live regional price on the operator's site before committing, since promotional cycles and FX conversion can shift the all-in renewal cost. ### Is there a free tier or free trial for Rocket Money? Yes — Free is available without an immediate paid commitment. ### Where is Rocket Money available? Availability follows the operator's licensing and service footprint anchored on Detroit, Michigan, United States. Confirm regional availability on the official site before subscribing, especially for products that have country-specific catalog or pricing rules. ### What 2025-2026 features set Rocket Money apart right now? The current 2025-2026 differentiator is 2024-2025 continued Rocket Money's expansion of subscription tracking, automatic bill negotiation, and net worth tracking; deeper integration with Rocket Mortgage and Rocket Loans. Together with the headline features listed above, that gives buyers a concrete signal that the subscription is being actively developed rather than coasting on a legacy catalog. ### Which devices and platforms does Rocket Money support? Coverage spans the surfaces shown in the platform table above. The current mobile, web and (where applicable) Smart TV apps are the recommended way to consume the service; older devices may be deprecated in successive releases as the operator focuses engineering effort on supported platforms. ### How do I cancel Rocket Money? Cancel through the account or subscription settings on the surface where you bought the plan: the operator's website for direct subscriptions, the App Store or Google Play for in-app purchases, or the partner billing portal for bundled subscriptions. Subger's [cancellation guide for Rocket Money](/en/us/cancel/rocket-money) walks through each route step-by-step. ### Does Rocket Money offer a family or multi-user plan? Family or multi-account structures depend on the tier. The Premium tier commonly adds multi-profile or multi-device support; the entry Free tier may restrict simultaneous usage. Confirm the per-tier seat limit on the live pricing page before committing to annual billing. ### Is Rocket Money worth it compared to budgeting & credit alternatives? Value depends on three factors: the specific feature mix you'll use (see the features list above), the regional price after taxes (Subger's [true-price tracker for Rocket Money](/en/us/true-price/rocket-money) reconciles the headline price with the actual all-in renewal cost), and the credibility of the operator's 2025-2026 roadmap. Buyers should weigh these together rather than relying on headline price alone. ### How can I track price changes for Rocket Money? Subger's [renewal tracker for Rocket Money](/en/us/true-price/rocket-money) records list-price changes plus promotional anchors over time. Pair it with the [deals page](/en/us/deals/rocket-money) for current discount codes and the [promo codes page](/en/us/promo/rocket-money) for stackable savings at signup. ## Get started with Rocket Money Confirm the current regional price on the operator's site (Premium USD 4-12/month (user-selected pricing model on annual; flat USD 12/month on monthly); free tier with basic features), choose the tier that matches your usage (Free, Premium are the most common starting points), and check Subger's [deals page for Rocket Money](/en/us/deals/rocket-money) for promotional anchors before completing checkout. Track the subscription's true renewal cost with the [true-price tracker](/en/us/true-price/rocket-money) once you're signed up. ## Related Subger guides - [Cancel Rocket Money guide](/en/us/cancel/rocket-money) - [Latest Rocket Money deals](/en/us/deals/rocket-money) - [Rocket Money promo codes](/en/us/promo/rocket-money) - [Rocket Money true price and renewal tracker](/en/us/true-price/rocket-money) - [Browse the budgeting & credit category hub](/en/us/category/budgeting-credit) - [All services on Subger](/en/us/services)

Sharesies

# Sharesies Sharesies is a investing & trading product operated by Sharesies Limited. This 2026 review covers operator background, the current tier ladder and the buying signals to weigh before subscribing. The service competes in the investing & trading category against regional and global alternatives, and the practical decision usually comes down to feature mix, regional availability and renewal economics rather than headline price alone. ## Quick facts - **Operator:** Sharesies Limited - **Headquarters:** Wellington, New Zealand - **Public-market status:** privately held; raised NZD 50M Series C 2021 - **Founded:** 2017 (founded by Brooke Anderson, Leighton Roberts, Sonya Williams) - **Category:** investing & trading - **Current tiers:** Free trading / Monthly plan / Annual plan - **Anchor price (2026):** from NZD 1.50 per buy/sell; monthly plan NZD 1.50/month ## What is Sharesies? Sharesies is a digital banking and payments product that combines mobile-first account access with money-movement tooling. Its product surface covers mobile-first checking and savings dashboards alongside bill-pay and instant peer transfers, with the recurring subscription paid through the operator's direct billing or App Store / Google Play / partner-billing surfaces. Customers buy a tier matching their usage profile; the entry tier is suitable for testing the product and higher tiers add features such as card management and freeze/unfreeze controls. ## Why choose Sharesies ### Operator and ecosystem context Sharesies is run by Sharesies Limited out of Wellington, New Zealand, established 2017 (founded by Brooke Anderson, Leighton Roberts, Sonya Williams). That matters because the investing & trading category is increasingly consolidated and the operator's ownership structure (public vs. private, parent group, regulatory footprint) shapes how aggressively the product is supported and how stable the subscription terms are over multi-year renewals. ### Plan structure and pricing tiers The tier ladder splits across Free trading for testing the service, Monthly plan for everyday use, and Annual plan for power users or teams. Anchor pricing for 2026: from NZD 1.50 per buy/sell; monthly plan NZD 1.50/month. Consult Subger's [true-price tracker for Sharesies](/en/us/true-price/sharesies) for all-in renewal costs. ### Banking and payment features Beyond the headline features, the 2025-2026 differentiator for Sharesies is 2024-2025 Sharesies expanded to Australia and added managed funds and KiwiSaver retirement offerings. That gives the subscription a credible roadmap for the year ahead and distinguishes it from operators that are running their investing & trading catalog on autopilot. ## Sharesies features that matter in 2026 Highlights of the current feature set: - mobile-first checking and savings dashboards - bill-pay and instant peer transfers - card management and freeze/unfreeze controls - savings goals and round-up features - biometric login (Face ID, fingerprint) and device PIN - depositor protection via partnered regulated bank Buyers should treat this list as a baseline for Sharesies in the investing & trading category — confirm specific feature availability for your region on the operator's site, since some features and tier names vary between countries. ## Sharesies pricing in 2026 Reference pricing for Sharesies in 2026: from NZD 1.50 per buy/sell; monthly plan NZD 1.50/month. The tier ladder typically looks like: | Tier | Best for | Reference price (2026) | | --- | --- | --- | | Free trading | Standard banking customers | Free or included | | Monthly plan | Premium account holders | from NZD 1.50 per buy/sell | | Annual plan | Business or family | See live pricing on the operator's site | Subger pairs the public price with the actual all-in cost (taxes, FX conversion, promotional first-period anchors that step up at renewal): | Subger tool | What it shows | | --- | --- | | [True-price tracker](/en/us/true-price/sharesies) | List price changes plus historical promotional anchors | | [Deals page](/en/us/deals/sharesies) | Active discounts and limited-time offers | | [Promo codes](/en/us/promo/sharesies) | Stackable codes for new and existing subscribers | | [Cancel guide](/en/us/cancel/sharesies) | Step-by-step termination by billing surface | ## Sharesies apps and platform support | Surface | Status | | --- | --- | | iOS / Android | Yes | | Web account portal | Yes | | Email and SMS notifications | Yes | | In-app chat or hotline | Yes | | Apple Wallet / Google Wallet | Where applicable | | Customer support | Yes | Surface availability for Sharesies can vary by region and tier — confirm current app availability and supported devices on the operator's site before subscribing. ## Who Sharesies fits Sharesies is most likely a good match for the following buyers: - **Customers who want everyday banking and payment workflows inside a single mobile app** — the core target audience for the product. - **The category-focused subscriber** who specifically wants mobile-first checking and savings dashboards from a investing & trading operator rather than a generalist platform. - **The team or household subscriber** evaluating the tier ladder (Free trading / Monthly plan / Annual plan) and willing to pay up for bill-pay and instant peer transfers. - **The cross-device user** who needs apps across the surfaces listed above plus a credible upgrade path as new devices are added. - **The price-sensitive shopper** who wants to track promotional anchors via Subger's [true-price tracker](/en/us/true-price/sharesies) and [deals page](/en/us/deals/sharesies) before committing to annual billing. ## Frequently asked questions ### What is Sharesies and who runs it? Sharesies is a investing & trading product operated by Sharesies Limited headquartered in Wellington, New Zealand, founded 2017 (founded by Brooke Anderson, Leighton Roberts, Sonya Williams). It is sold via direct subscription on the operator's website and apps, with payments processed through the operator's billing surfaces. ### How much does Sharesies cost in 2026? Current tiers are Free trading, Monthly plan, Annual plan. Anchor reference pricing for 2026: from NZD 1.50 per buy/sell; monthly plan NZD 1.50/month. Confirm the live regional price on the operator's site before committing, since promotional cycles and FX conversion can shift the all-in renewal cost. ### Is there a free tier or free trial for Sharesies? Yes — Free trading is available without an immediate paid commitment. ### Where is Sharesies available? Availability follows the operator's service footprint anchored on Wellington, New Zealand. Confirm regional availability on the official site before subscribing, especially for products that have country-specific catalog or pricing rules. ### What 2025-2026 features set Sharesies apart right now? The current 2025-2026 differentiator is 2024-2025 Sharesies expanded to Australia and added managed funds and KiwiSaver retirement offerings. Together with the headline features listed above, that gives buyers a concrete signal that the subscription is being actively developed rather than coasting on a legacy catalog. ### Which devices and platforms does Sharesies support? Coverage spans the surfaces shown in the platform table above. The current mobile, web and (where applicable) desktop apps are the recommended way to consume the service; older clients may be deprecated in successive releases. ### How do I cancel Sharesies? Cancel through the account or subscription settings on the surface where you bought the plan: the operator's website for direct subscriptions, the App Store or Google Play for in-app purchases, or the partner billing portal for bundled subscriptions. Subger's [cancellation guide for Sharesies](/en/us/cancel/sharesies) walks through each route step-by-step. ### Does Sharesies offer a team or family plan? Team, household or family structures depend on the tier. The Annual plan tier commonly adds multi-seat or multi-profile support; the entry Free trading tier may restrict usage. Confirm the per-tier seat limit on the live pricing page before committing to annual billing. ### Is Sharesies worth it compared to investing & trading alternatives? Value depends on three factors: the specific feature mix you'll use (see the features list above), the regional price after taxes (Subger's [true-price tracker for Sharesies](/en/us/true-price/sharesies) reconciles the headline price with the actual all-in renewal cost), and the credibility of the operator's 2025-2026 roadmap. Buyers should weigh these together rather than relying on headline price alone. ### How can I track price changes for Sharesies? Subger's [renewal tracker for Sharesies](/en/us/true-price/sharesies) records list-price changes plus promotional anchors over time. Pair it with the [deals page](/en/us/deals/sharesies) for current discount codes and the [promo codes page](/en/us/promo/sharesies) for stackable savings at signup. ## Get started with Sharesies Confirm the current regional price on the operator's site (from NZD 1.50 per buy/sell; monthly plan NZD 1.50/month), choose the tier that matches your usage (Free trading, Monthly plan are the most common starting points), and check Subger's [deals page for Sharesies](/en/us/deals/sharesies) for promotional anchors before completing checkout. Track the subscription's true renewal cost with the [true-price tracker](/en/us/true-price/sharesies) once you're signed up. ## Related Subger guides - [Cancel Sharesies guide](/en/us/cancel/sharesies) - [Latest Sharesies deals](/en/us/deals/sharesies) - [Sharesies promo codes](/en/us/promo/sharesies) - [Sharesies true price and renewal tracker](/en/us/true-price/sharesies) - [Browse the investing & trading category hub](/en/us/category/investing-trading) - [All services on Subger](/en/us/services)

TransUnion

# TransUnion TransUnion is a budgeting & credit product operated by TransUnion. This 2026 review covers operator background, the current tier ladder and the practical decision points before subscribing. The service competes in the budgeting & credit category against regional and global alternatives, and the choice usually comes down to feature mix, regional availability and renewal economics rather than headline price alone. ## Quick facts - **Operator:** TransUnion - **Headquarters:** Chicago, Illinois, United States - **Public-market status:** publicly listed on NYSE (TRU); one of three major US credit bureaus alongside Equifax and Experian - **Founded:** 1968 - **Category:** budgeting & credit - **Current tiers:** Free Credit Report / TransUnion Credit Monitoring / Premium / family - **Anchor price (2026):** USD 24.95/month for TrueIdentity / Credit Monitoring; free annual credit report by law ## What is TransUnion? TransUnion is a digital banking and payments product that combines mobile-first account access with money-movement tooling under a regulated operator. Its product surface covers mobile-first checking and savings dashboards alongside bill-pay and instant peer transfers, with the recurring subscription paid through direct billing on the operator's site or App Store / Google Play / partner-billing surfaces. Customers buy a tier matching their usage profile; the entry tier suits testing the product and higher tiers add features such as card management with freeze/unfreeze controls. ## Why choose TransUnion ### Operator and ecosystem context TransUnion is run by TransUnion out of Chicago, Illinois, United States, established 1968. That matters because the budgeting & credit category is increasingly consolidated and the operator's ownership structure shapes how aggressively the product is supported and how stable the subscription terms are over multi-year renewals. ### Plan structure and pricing tiers The tier ladder splits across Free Credit Report for testing the service, TransUnion Credit Monitoring for everyday use, and Premium / family for power users or households. Anchor pricing for 2026: USD 24.95/month for TrueIdentity / Credit Monitoring; free annual credit report by law. Consult Subger's [true-price tracker for TransUnion](/en/us/true-price/transunion) for all-in renewal costs after taxes and FX conversion. ### Banking and payment features Beyond the headline features, the 2025-2026 development focus for TransUnion is 2024-2025 settled USD 23M FCRA-related class action; expanded TruVision identity verification and continued integration with Sontiq cybersecurity (acquired 2022). That signals a credible roadmap for the year ahead and distinguishes the operator from competitors running their budgeting & credit product on autopilot. ## TransUnion features that matter in 2026 Highlights of the current feature set: - mobile-first checking and savings dashboards - bill-pay and instant peer transfers - card management with freeze/unfreeze controls - savings goals and round-up features - biometric login (Face ID, fingerprint) and device PIN - depositor protection where the operator partners with a regulated bank Buyers should treat this list as a baseline for TransUnion in the budgeting & credit category — confirm specific feature availability for your region on the operator's site, since some features and tier names vary between countries. ## TransUnion pricing in 2026 Reference pricing for TransUnion in 2026: USD 24.95/month for TrueIdentity / Credit Monitoring; free annual credit report by law. The tier ladder typically looks like: | Tier | Best for | Reference price (2026) | | --- | --- | --- | | Free Credit Report | Standard banking customers | Free or trial | | TransUnion Credit Monitoring | Premium account holders | USD 24.95/month for TrueIdentity / Credit Monitoring | | Premium / family | Business or family customers | See live pricing on the operator's site | Subger pairs the public price with the actual all-in cost (taxes, FX conversion, promotional first-period anchors that step up at renewal): | Subger tool | What it shows | | --- | --- | | [True-price tracker](/en/us/true-price/transunion) | List price changes plus historical promotional anchors | | [Deals page](/en/us/deals/transunion) | Active discounts and limited-time offers | | [Promo codes](/en/us/promo/transunion) | Stackable codes for new and existing subscribers | | [Cancel guide](/en/us/cancel/transunion) | Step-by-step termination by billing surface | ## TransUnion apps and platform support | Surface | Status | | --- | --- | | iOS / Android | Yes | | Web account portal | Yes | | Email and SMS notifications | Yes | | In-app chat or hotline | Yes | | Apple Wallet / Google Wallet | Where applicable | | Customer-support email | Yes | Surface availability for TransUnion can vary by region and tier — confirm current app availability and supported devices on the operator's site before subscribing. ## Who TransUnion fits TransUnion is most likely a good match for the following buyers: - **Customers who want everyday banking and payment workflows handled inside a single mobile app** — the core target audience for the product. - **The category-focused subscriber** who specifically wants mobile-first checking and savings dashboards from a budgeting & credit operator rather than a generalist platform. - **The household subscriber** evaluating the tier ladder (Free Credit Report / TransUnion Credit Monitoring / Premium / family) and willing to pay up for bill-pay and instant peer transfers. - **The cross-device user** who needs apps across the surfaces listed above plus a credible upgrade path as new devices are added. - **The price-sensitive shopper** who wants to track promotional anchors via Subger's [true-price tracker](/en/us/true-price/transunion) and [deals page](/en/us/deals/transunion) before committing to annual billing. ## Frequently asked questions ### What is TransUnion and who runs it? TransUnion is a budgeting & credit product operated by TransUnion headquartered in Chicago, Illinois, United States, founded 1968. It is sold via direct subscription on the operator's website and apps, with payments processed through the operator's billing surfaces. ### How much does TransUnion cost in 2026? Current tiers are Free Credit Report, TransUnion Credit Monitoring, Premium / family. Anchor reference pricing for 2026: USD 24.95/month for TrueIdentity / Credit Monitoring; free annual credit report by law. Confirm the live regional price on the operator's site before committing, since promotional cycles and FX conversion can shift the all-in renewal cost. ### Is there a free tier or free trial for TransUnion? Yes — Free Credit Report is available without an immediate paid commitment. ### Where is TransUnion available? Availability follows the operator's licensing and service footprint anchored on Chicago, Illinois, United States. Confirm regional availability on the official site before subscribing, especially for products that have country-specific catalog or pricing rules. ### What 2025-2026 developments set TransUnion apart right now? The current 2025-2026 development focus is 2024-2025 settled USD 23M FCRA-related class action; expanded TruVision identity verification and continued integration with Sontiq cybersecurity (acquired 2022). Together with the headline features listed above, that gives buyers a concrete signal that the subscription is being actively developed rather than coasting on a legacy catalog. ### Which devices and platforms does TransUnion support? Coverage spans the surfaces shown in the platform table above. The current mobile, web and (where applicable) Smart TV apps are the recommended way to consume the service; older devices may be deprecated in successive releases as the operator focuses engineering effort on supported platforms. ### How do I cancel TransUnion? Cancel through the account or subscription settings on the surface where you bought the plan: the operator's website for direct subscriptions, the App Store or Google Play for in-app purchases, or the partner billing portal for bundled subscriptions. Subger's [cancellation guide for TransUnion](/en/us/cancel/transunion) walks through each route step-by-step. ### Does TransUnion offer a family or multi-user plan? Family or multi-account structures depend on the tier. The Premium / family tier commonly adds multi-profile or multi-device support; the entry Free Credit Report tier may restrict simultaneous usage. Confirm the per-tier seat limit on the live pricing page before committing to annual billing. ### Is TransUnion worth it compared to budgeting & credit alternatives? Value depends on three factors: the specific feature mix you'll use (see the features list above), the regional price after taxes (Subger's [true-price tracker for TransUnion](/en/us/true-price/transunion) reconciles the headline price with the actual all-in renewal cost), and the credibility of the operator's 2025-2026 roadmap. Weigh these together rather than relying on headline price alone. ### How can I track price changes for TransUnion? Subger's [renewal tracker for TransUnion](/en/us/true-price/transunion) records list-price changes plus promotional anchors over time. Pair it with the [deals page](/en/us/deals/transunion) for current discount codes and the [promo codes page](/en/us/promo/transunion) for stackable savings at signup. ## Get started with TransUnion Confirm the current regional price on the operator's site (USD 24.95/month for TrueIdentity / Credit Monitoring; free annual credit report by law), choose the tier that matches your usage (Free Credit Report, TransUnion Credit Monitoring are the most common starting points), and check Subger's [deals page for TransUnion](/en/us/deals/transunion) for promotional anchors before completing checkout. Track the subscription's true renewal cost with the [true-price tracker](/en/us/true-price/transunion) once you're signed up. ## Related Subger guides - [Cancel TransUnion guide](/en/us/cancel/transunion) - [Latest TransUnion deals](/en/us/deals/transunion) - [TransUnion promo codes](/en/us/promo/transunion) - [TransUnion true price and renewal tracker](/en/us/true-price/transunion) - [Browse the budgeting & credit category hub](/en/us/category/budgeting-credit) - [All services on Subger](/en/us/services)

from $24.95/month

TurboTax

# TurboTax TurboTax is a budgeting & credit product operated by Intuit Inc.. This 2026 review covers operator background, the current tier ladder and the practical decision points before subscribing. The service competes in the budgeting & credit category against regional and global alternatives, and the choice usually comes down to feature mix, regional availability and renewal economics rather than headline price alone. ## Quick facts - **Operator:** Intuit Inc. - **Headquarters:** Mountain View, California, United States - **Public-market status:** part of Intuit Inc. (NASDAQ: INTU) - **Founded:** 1984 (TurboTax; acquired by Intuit 1993) - **Category:** budgeting & credit - **Current tiers:** Free Edition / Deluxe / Premium / Live Assisted / Live Full Service - **Anchor price (2026):** Free Edition USD 0 for simple returns; Premium USD 89 federal; Live Full Service from USD 169-359 ## What is TurboTax? TurboTax is a digital banking and payments product that combines mobile-first account access with money-movement tooling under a regulated operator. Its product surface covers mobile-first checking and savings dashboards alongside bill-pay and instant peer transfers, with the recurring subscription paid through direct billing on the operator's site or App Store / Google Play / partner-billing surfaces. Customers buy a tier matching their usage profile; the entry tier suits testing the product and higher tiers add features such as card management with freeze/unfreeze controls. ## Why choose TurboTax ### Operator and ecosystem context TurboTax is run by Intuit Inc. out of Mountain View, California, United States, established 1984 (TurboTax; acquired by Intuit 1993). That matters because the budgeting & credit category is increasingly consolidated and the operator's ownership structure shapes how aggressively the product is supported and how stable the subscription terms are over multi-year renewals. ### Plan structure and pricing tiers The tier ladder splits across Free Edition for testing the service, Deluxe for everyday use, and Premium for power users or households. Anchor pricing for 2026: Free Edition USD 0 for simple returns; Premium USD 89 federal; Live Full Service from USD 169-359. Consult Subger's [true-price tracker for TurboTax](/en/us/true-price/turbotax) for all-in renewal costs after taxes and FX conversion. ### Banking and payment features Beyond the headline features, the 2025-2026 development focus for TurboTax is 2024-2025 launched TurboTax Intuit Assist generative-AI tax help; FTC ruling restricted 'free' marketing claims. That signals a credible roadmap for the year ahead and distinguishes the operator from competitors running their budgeting & credit product on autopilot. ## TurboTax features that matter in 2026 Highlights of the current feature set: - mobile-first checking and savings dashboards - bill-pay and instant peer transfers - card management with freeze/unfreeze controls - savings goals and round-up features - biometric login (Face ID, fingerprint) and device PIN - depositor protection where the operator partners with a regulated bank Buyers should treat this list as a baseline for TurboTax in the budgeting & credit category — confirm specific feature availability for your region on the operator's site, since some features and tier names vary between countries. ## TurboTax pricing in 2026 Reference pricing for TurboTax in 2026: Free Edition USD 0 for simple returns; Premium USD 89 federal; Live Full Service from USD 169-359. The tier ladder typically looks like: | Tier | Best for | Reference price (2026) | | --- | --- | --- | | Free Edition | Standard banking customers | Free or trial | | Deluxe | Premium account holders | Free Edition USD 0 for simple returns | | Premium | Business or family customers | See live pricing on the operator's site | | Live Assisted | Power users | See live pricing on the operator's site | | Live Full Service | Power users | See live pricing on the operator's site | Subger pairs the public price with the actual all-in cost (taxes, FX conversion, promotional first-period anchors that step up at renewal): | Subger tool | What it shows | | --- | --- | | [True-price tracker](/en/us/true-price/turbotax) | List price changes plus historical promotional anchors | | [Deals page](/en/us/deals/turbotax) | Active discounts and limited-time offers | | [Promo codes](/en/us/promo/turbotax) | Stackable codes for new and existing subscribers | | [Cancel guide](/en/us/cancel/turbotax) | Step-by-step termination by billing surface | ## TurboTax apps and platform support | Surface | Status | | --- | --- | | iOS / Android | Yes | | Web account portal | Yes | | Email and SMS notifications | Yes | | In-app chat or hotline | Yes | | Apple Wallet / Google Wallet | Where applicable | | Customer-support email | Yes | Surface availability for TurboTax can vary by region and tier — confirm current app availability and supported devices on the operator's site before subscribing. ## Who TurboTax fits TurboTax is most likely a good match for the following buyers: - **Customers who want everyday banking and payment workflows handled inside a single mobile app** — the core target audience for the product. - **The category-focused subscriber** who specifically wants mobile-first checking and savings dashboards from a budgeting & credit operator rather than a generalist platform. - **The household subscriber** evaluating the tier ladder (Free Edition / Deluxe / Premium) and willing to pay up for bill-pay and instant peer transfers. - **The cross-device user** who needs apps across the surfaces listed above plus a credible upgrade path as new devices are added. - **The price-sensitive shopper** who wants to track promotional anchors via Subger's [true-price tracker](/en/us/true-price/turbotax) and [deals page](/en/us/deals/turbotax) before committing to annual billing. ## Frequently asked questions ### What is TurboTax and who runs it? TurboTax is a budgeting & credit product operated by Intuit Inc. headquartered in Mountain View, California, United States, founded 1984 (TurboTax; acquired by Intuit 1993). It is sold via direct subscription on the operator's website and apps, with payments processed through the operator's billing surfaces. ### How much does TurboTax cost in 2026? Current tiers are Free Edition, Deluxe, Premium, Live Assisted, Live Full Service. Anchor reference pricing for 2026: Free Edition USD 0 for simple returns; Premium USD 89 federal; Live Full Service from USD 169-359. Confirm the live regional price on the operator's site before committing, since promotional cycles and FX conversion can shift the all-in renewal cost. ### Is there a free tier or free trial for TurboTax? Yes — Free Edition is available without an immediate paid commitment. ### Where is TurboTax available? Availability follows the operator's licensing and service footprint anchored on Mountain View, California, United States. Confirm regional availability on the official site before subscribing, especially for products that have country-specific catalog or pricing rules. ### What 2025-2026 developments set TurboTax apart right now? The current 2025-2026 development focus is 2024-2025 launched TurboTax Intuit Assist generative-AI tax help; FTC ruling restricted 'free' marketing claims. Together with the headline features listed above, that gives buyers a concrete signal that the subscription is being actively developed rather than coasting on a legacy catalog. ### Which devices and platforms does TurboTax support? Coverage spans the surfaces shown in the platform table above. The current mobile, web and (where applicable) Smart TV apps are the recommended way to consume the service; older devices may be deprecated in successive releases as the operator focuses engineering effort on supported platforms. ### How do I cancel TurboTax? Cancel through the account or subscription settings on the surface where you bought the plan: the operator's website for direct subscriptions, the App Store or Google Play for in-app purchases, or the partner billing portal for bundled subscriptions. Subger's [cancellation guide for TurboTax](/en/us/cancel/turbotax) walks through each route step-by-step. ### Does TurboTax offer a family or multi-user plan? Family or multi-account structures depend on the tier. The Live Full Service tier commonly adds multi-profile or multi-device support; the entry Free Edition tier may restrict simultaneous usage. Confirm the per-tier seat limit on the live pricing page before committing to annual billing. ### Is TurboTax worth it compared to budgeting & credit alternatives? Value depends on three factors: the specific feature mix you'll use (see the features list above), the regional price after taxes (Subger's [true-price tracker for TurboTax](/en/us/true-price/turbotax) reconciles the headline price with the actual all-in renewal cost), and the credibility of the operator's 2025-2026 roadmap. Weigh these together rather than relying on headline price alone. ### How can I track price changes for TurboTax? Subger's [renewal tracker for TurboTax](/en/us/true-price/turbotax) records list-price changes plus promotional anchors over time. Pair it with the [deals page](/en/us/deals/turbotax) for current discount codes and the [promo codes page](/en/us/promo/turbotax) for stackable savings at signup. ## Get started with TurboTax Confirm the current regional price on the operator's site (Free Edition USD 0 for simple returns; Premium USD 89 federal; Live Full Service from USD 169-359), choose the tier that matches your usage (Free Edition, Deluxe are the most common starting points), and check Subger's [deals page for TurboTax](/en/us/deals/turbotax) for promotional anchors before completing checkout. Track the subscription's true renewal cost with the [true-price tracker](/en/us/true-price/turbotax) once you're signed up. ## Related Subger guides - [Cancel TurboTax guide](/en/us/cancel/turbotax) - [Latest TurboTax deals](/en/us/deals/turbotax) - [TurboTax promo codes](/en/us/promo/turbotax) - [TurboTax true price and renewal tracker](/en/us/true-price/turbotax) - [Browse the budgeting & credit category hub](/en/us/category/budgeting-credit) - [All services on Subger](/en/us/services)

YNAB

# YNAB review and pricing in 2026 YNAB is Zero-based-budgeting personal-finance app built around the 'Four Rules' methodology, popular with debt-payoff and budgeting communities for its envelope-style allocation model. The product is operated by You Need A Budget LLC (YNAB), headquartered in Lehi, Utah, United States, and the public homepage is at [https://www.ynab.com](https://www.ynab.com). The operator was founded in 2004 and is Privately held (founder Jesse Mecham). This review captures what Subger currently tracks about YNAB — its plan ladder, named features, 2025-2026 product direction and competitive positioning in the budgeting & credit category. Subger does not control YNAB or its pricing; live numbers and the canonical sign-up flow remain on the vendor site. ## Operator, ownership and market footprint | Attribute | Detail | | --- | --- | | Operator | You Need A Budget LLC (YNAB) | | Headquarters | Lehi, Utah, United States | | Founded | 2004 | | Listing | Privately held (founder Jesse Mecham) | | Public homepage | https://www.ynab.com | | Category on Subger | [Budgeting & Credit](/en/us/category/budgeting-credit) | YNAB is positioned in Personal-finance budgeting apps, competing with Monarch Money, Copilot (US/UK), PocketGuard, Goodbudget, EveryDollar (Ramsey) and Empower Personal Wealth (post-Mint). ### Why the operator matters The ownership trail above is the single most important fact for anyone evaluating a subscription: it determines who keeps customer data, who arbitrates billing disputes and which national regulator supervises the product. For YNAB that anchor is You Need A Budget LLC (YNAB), which materially shapes the product roadmap and the legal terms a subscriber accepts at checkout. ### Where the product is sold The product is primarily sold through https://www.ynab.com with regional billing in the operator's home market. Cross-border availability varies; this Subger review reflects the catalog as published on the vendor homepage at the time of writing. ## Plans and pricing ladder | Tier / SKU | Headline price | What it unlocks | | --- | --- | --- | | Annual | USD 109/yr (~USD 9.08/mo) | Full YNAB feature set with manual and connected accounts. | | Monthly | USD 14.99/mo | Month-to-month. | | Free 34-day trial | $0 | Full feature trial; verified-student tier gets a free year. | Pricing above is captured from the vendor catalog and from publicly disclosed annual reports where applicable. Subger's price-history table for YNAB records currency-converted USD anchors on top of the operator's native-currency list price. ### Reading the ladder YNAB's tier ladder is the practical lens through which most subscribers shop. Choose the lowest tier that covers your usage, then upgrade only when you hit a real cap (mileage, seat count, retention window, feature gating). Annual prepay is consistently 15-25% cheaper than month-to-month across the catalog, so anyone confident they'll use the service for 6+ months should default to annual. ### Currency and tax notes Local taxes (VAT in EU markets, GST in AU/IN, sales tax in US states) are usually added at checkout on top of the headline price quoted above. Currency conversion to USD in this review uses approximate mid-market rates as of 2025-2026 and is for orientation only — your final invoice will read in the operator's billing currency. ## Named features (what you actually get) | # | Feature | | --- | --- | | 1 | Zero-based budgeting (Give Every Dollar a Job) | | 2 | Account-aggregation via SimpleFIN-style connections in US/CA | | 3 | Goals (savings, debt payoff) | | 4 | Reports (Net Worth, Income vs Expenses, Spending) | | 5 | Family/partner shared budgets | | 6 | iOS, Android, web, Apple Watch, browser extensions | Subger surfaces these features verbatim from YNAB's catalog where the vendor publishes them; long-tail features (per-region add-ons, partner discounts) are not exhaustively enumerated in this short review. ### Standout features in context Among the named features above, the ones that most clearly differentiate YNAB from same-category peers are the operator-specific capabilities tied to the parent company, the integrations exposed to the rest of the budgeting & credit stack, and the loyalty / multi-product bundling that consolidates billing across products. ### What's not included The table above is intentionally feature-centric, not exhaustive. Geography-specific add-ons, partner discounts and limited-time promotions are documented on the operator's homepage and may differ from the snapshot captured here. ## Methodology and data connections The category-specific depth question for YNAB is: how does the product perform on the dimension that matters most to subscribers in the budgeting & credit space? For most buyers that's some combination of catalog depth, hardware/software ecosystem fit, regulatory protections and after-sale support. The operator's published roadmap and recent product moves (below) are the best forward-looking signal on each of those dimensions. ### Independent third-party signal Where independent audits, watchdog reports or regulator filings exist, Subger links them from the per-service detail page rather than summarising them here. The operator's published transparency disclosures should always be read alongside the most recent independent third-party signal. ## 2025-2026 product direction Through 2024-2025 YNAB has continued growing post-Mint shutdown (December 2023) as a major destination for displaced budgeters, rolled out 'Loans' feature for tracking debts and expanded its 'Spenders' segment. ### What's likely next Based on the operator's recent moves, the most likely 12-month roadmap items for YNAB are tighter integration with the parent company's other products, expansion into adjacent markets where the operator already has distribution, and price-point experimentation at the entry tier to defend against new low-cost entrants in the category. ## Competitive positioning Personal-finance budgeting apps, competing with Monarch Money, Copilot (US/UK), PocketGuard, Goodbudget, EveryDollar (Ramsey) and Empower Personal Wealth (post-Mint). ### Who YNAB is for YNAB is best-fit for subscribers who already trust the operator's umbrella brand, value the specific feature set listed above and accept the trade-offs implied by the operator's home regulatory regime (Lehi, Utah, United States). Subscribers who optimise heavily for price or who want a single global flat-rate may find better-value alternatives in the competitor list above. ### Who should look elsewhere If you live outside the home market where the operator concentrates distribution, or if the local regulatory regime (data residency, financial protection, content licensing) is a hard constraint, the same-category competitors named above will usually serve you better. ## Sign-up, billing and cancellation Sign-up happens on [https://www.ynab.com](https://www.ynab.com) using the standard email-plus-payment-method flow. Card billing is the default; some markets accept SEPA Direct Debit, PayPal, Apple Pay, Google Pay or local-rail alternatives. Cancellation is typically a one-click flow from the in-app account settings, with the subscription remaining active until the end of the current billing period. ### Refund policy Refund policies vary by jurisdiction. In the European Union the consumer right-of-withdrawal applies to most digital subscriptions (14-day cooling-off) unless explicit waiver is given at checkout. In the United States policy is operator-defined; check the YNAB terms of service before paying. ## Frequently asked questions ### Who owns and operates YNAB? YNAB is operated by You Need A Budget LLC (YNAB), headquartered in Lehi, Utah, United States. ### When was YNAB founded? The product traces to 2004; operator history may extend earlier. ### Is the operator publicly listed? Privately held (founder Jesse Mecham). ### Where does YNAB publish live pricing? The canonical source for live tier pricing is the operator homepage at [https://www.ynab.com](https://www.ynab.com). ### Is there a free tier or trial? The plan table above lists the operator-published tier ladder; free trials and entry-tier promotions are typically announced on the YNAB homepage. ### How does YNAB compare to direct competitors? Personal-finance budgeting apps, competing with Monarch Money, Copilot (US/UK), PocketGuard, Goodbudget, EveryDollar (Ramsey) and Empower Personal Wealth (post-Mint). ### What 2025-2026 changes should I know about? Through 2024-2025 YNAB has continued growing post-Mint shutdown (December 2023) as a major destination for displaced budgeters, rolled out 'Loans' feature for tracking debts and expanded its 'Spenders' segment. ### How is YNAB categorised on Subger? We list YNAB under [Budgeting & Credit](/en/us/category/budgeting-credit) alongside same-category peers. ### Can I cancel YNAB at any time? Yes — the in-app account settings expose a cancellation flow that stops auto-renewal at the end of the current period. Refunds for already-billed periods follow the operator's regional refund policy. ### Where can I track YNAB's historical pricing? Subger maintains a price-history view on the per-service detail page, with currency-converted USD anchors that allow cross-region comparison. ## Related categories on Subger - [Budgeting & Credit](/en/us/category/budgeting-credit) — the primary catalog for YNAB - [VPN services](/en/us/category/insurance) - [Streaming](/en/us/category/banking-payments) - [AI assistants](/en/us/category/video-streaming) - [Smart-home devices](/en/us/category/news-subscriptions) ## Bottom line For subscribers who want a budgeting & credit product tied to You Need A Budget LLC (YNAB), YNAB is the canonical pick — its pricing ladder, named feature set and 2025-2026 product direction (above) make it a defensible default in its category. For everyone else, the competitor list above is the right starting point. Visit [https://www.ynab.com](https://www.ynab.com) for the canonical live catalog. Subger's role is to provide a single comparison surface, not to act as the merchant of record.

from $14.99/month