Revolut — Free Service Overview

Revolut is a digital banking and finance super-app subscription operated by Revolut Group Holdings Ltd (UK PRA banking licence granted July 2024), headquartered in London, United Kingdom. The product launched in 2015 and has become a category staple. This page tracks live pricing, named tiers, supported platforms and the practical jobs where Revolut earns its keep against competing in the European neobank super-app category against challenger-bank and broker-app stacks.

Quick Facts

• Operator: Revolut Group Holdings Ltd (UK PRA banking licence granted July 2024)
• Headquarters: London, United Kingdom
• Founded: 2015
• Public-market status: privately held (last 2024 secondary at ~$45B valuation)
• Flagship paid tier: Standard (Premium at $9.99/month)
• Free tier available: Yes (Standard)
• Where it sells: UK, EEA, Switzerland, US, Australia, New Zealand, Singapore, Japan, Brazil, Mexico, India
• 2025-2026 differentiator: The PRA granted Revolut a UK banking licence with restrictions in July 2024 and the company is rolling out deposit-taking, consumer credit and mortgages from 2025 through 2026 alongside the Revolut X crypto exchange.

What is Revolut?

Revolut is a digital banking and finance super-app subscription that launched in 2015 under Revolut Group Holdings Ltd (UK PRA banking licence granted July 2024). The product is built around Multi-currency wallet across 30+ currencies and 150+ payout corridors, Stocks, ETFs, Commodities and Crypto trading subject to local licensing, Joint Accounts and shared Pockets for budgeting between two people, with the rest of the catalogue tracked in the platform sections below. The Subger catalogue page pulls live tier pricing from our internal database and links into cancel guides, deal hunters and renewal price trackers so subscribers can monitor Revolut across its full lifecycle.

Why choose Revolut

Product roadmap and 2025-2026 differentiation

Revolut is operated by Revolut Group Holdings Ltd (UK PRA banking licence granted July 2024) out of London, United Kingdom, and the team continues to invest in the catalogue that subscribers care about most. The latest roadmap milestone — the pra granted revolut a uk banking licence with restrictions in july 2024 — gives buyers a concrete reason to evaluate Revolut now rather than waiting for the next refresh cycle.

Feature breadth that matters

Beyond the headline, Revolut ships Revolut Business companion apps for sole traders and SMEs, Disposable virtual cards and card freeze/unfreeze for fraud control and Smart instant transfers between Revolut accounts plus SWIFT and SEPA payment rails. This depth matters because teams rarely buy a single capability — they need a system that absorbs adjacent jobs over time without forcing a vendor switch.

Regulation and customer protection

Revolut is regulated as a financial product in every market where it operates. The Revolut entity publishes its licence numbers, deposit-protection terms (where applicable) and complaint procedures on the legal pages of the website. Customers in EU and UK markets benefit from the same baseline of PSD2-style consumer protections.

Revolut pricing in 2026

The current ladder for Revolut ranges from Standard ($0) up to Ultra ($45/month). The anchor paid tier most teams compare is Standard at Premium at $9.99/month, sourced from the public Revolut pricing page.

Live pricing across countries

For country-by-country billing currency, taxes and renewal pricing for Revolut, see the live pricing table on this page. It pulls directly from our catalogue so promotions, anchor tiers and price drops surface the moment we capture them.

Revolut apps and platform coverage

Revolut runs on the platforms its category demands. The table below summarises coverage as of 2026.

Use cases Revolut fits

• Subscribers using multi-currency wallet across 30+ currencies and 150+ payout corridors as their primary reason to upgrade
• Teams that need stocks, etfs, commodities and crypto trading subject to local licensing on a single billing relationship
• Buyers who value joint accounts and shared pockets for budgeting between two people as part of the Standard bundle
• Operators evaluating Revolut against competing in the European neobank super-app category against challenger-bank and broker-app stacks
• Existing Revolut customers expanding their footprint to Standard from a free or entry tier

Comparable products in the Subger catalogue

If you are evaluating Revolut alongside other tools, the Subger catalogue maintains a separate page per service with live pricing and tier names. Use the relevant hub to compare Revolut with adjacent digital banking and finance super-app subscription candidates on price, free-tier availability and feature coverage. For each candidate Subger also tracks the cancellation flow, current promo codes and renewal price history so total cost of ownership is visible upfront. Start with the Promo codes hub, the Renewal price tracker and the Browse all services.

Frequently asked questions

Who operates Revolut?

The legal operator is Revolut Group Holdings Ltd (UK PRA banking licence granted July 2024). The product was founded in 2015; the parent's public-market status today is privately held (last 2024 secondary at ~$45B valuation).

How much does Revolut cost in 2026?

The flagship paid tier (Standard) is Premium at $9.99/month. The full ladder — Standard, Plus, Premium, Metal, Ultra — is in the pricing table above with feature differences per tier.

Does Revolut offer a free tier or trial?

Yes — Standard is available at $0 with the usage caps shown in the pricing table above. You can also browse the Subger deals page for promotional pricing on paid tiers.

What platforms does Revolut run on?

Revolut covers the platforms shown in the platform table above. Mobile, desktop and API surfaces vary by tier, and the vendor's release notes track new integrations as they ship.

What's new in Revolut for 2025-2026?

In short, the team continues to invest where it matters most: the pra granted revolut a uk banking licence with restrictions in july 2024. That is the development most likely to influence whether Revolut is the right choice for a buyer evaluating digital banking and finance super-app subscription options in 2026.

How does Revolut compare to other digital banking and finance super-app subscription options?

Revolut differentiates on multi-currency wallet across 30+ currencies and 150+ payout corridors and stocks, etfs, commodities and crypto trading subject to local licensing plus the broader feature ladder shown above. For a side-by-side comparison with adjacent products, see the Subger category hub linked at the bottom of this page.

Can I cancel Revolut anytime?

Yes — cancellation is self-service from the Revolut mobile app under Profile → Plan. Subger maintains a step-by-step cancellation guide on the cancel hub that covers the specific in-product flow, refund eligibility and what data is preserved after cancel.

Does Revolut offer team, family or enterprise pricing?

Yes — the higher tiers (Ultra) target larger deployments with admin controls, audit logs and dedicated support. Quoted pricing depends on seat count and contract length; the pricing table above shows the published anchors.

Is Revolut available outside the United States?

Yes. Revolut is sold across the following markets: UK, EEA, Switzerland, US, Australia, New Zealand, Singapore, Japan, Brazil, Mexico, India. See the live pricing table for country-specific tier pricing in local currencies where applicable.

Where can I find Revolut deals and promo codes?

The Subger deals page tracks current Revolut promotional pricing, and the renewal price tracker stores historical price points so subscribers can spot post-trial price hikes. Both are linked in the related guides section below.

Get started with Revolut

To sign up for Revolut, head to the live pricing table at the top of this page. Pick the tier that matches usage: Standard for evaluation or Standard for production usage at Premium at $9.99/month, or the Ultra tier for advanced deployments. After signup, bookmark this Subger page to monitor renewal pricing and catch any tier or anchor-price changes from Revolut Group Holdings Ltd (UK PRA banking licence granted July 2024).

Related Subger guides

• Cancel Revolut — step-by-step cancellation guide for the current portal
• Revolut deals and promo codes — live promotional offers tracked across the year
• Revolut true price tracker — renewal-price history and post-trial cost watch
• Revolut promo codes — coupon and code archive with expiration tracking
• Browse the full Subger services catalogue