Trade Republic — Free Service Overview
Trade Republic is a free Investing & Trading service. Browse features, available discounts, and alternatives below.
Updated: May 2026
About Trade Republic
Trade Republic is operated by Trade Republic Bank GmbH, headquartered in Berlin, Germany and founded in 2015 (broker launch 2019). This guide explains who runs Trade Republic, how its current tiers are structured, which features matter most when comparing the brand to peers in the investing space, and what questions buyers ask before subscribing. The pricing widget and live deal links on this page point you to the current published prices for your country.
Quick facts about Trade Republic
- Brand: Trade Republic
- Operator: Trade Republic Bank GmbH
- Headquarters: Berlin, Germany
- Founded: 2015 (broker launch 2019)
- Public-market status: Privately held; investors include Sequoia, Accel, Founders Fund and Peter Thiel; banking licence granted by BaFin in 2023
- Primary market: Germany, Austria, France, Italy, Spain, Netherlands, Belgium and selected EU
- Currency: EUR
- 2025-2026 differentiator: For 2025-2026, Trade Republic's differentiator is the full banking licence (granted 2023) enabling direct deposit insurance and competitive cash-interest rates, combined with the Saveback debit card that converts everyday spending into ETF buys — competing with Scalable Capital, eToro and Revolut on the European retail-broker shelf.
What is Trade Republic?
Trade Republic is run by Trade Republic Bank GmbH from Berlin, Germany and has operated since 2015 (broker launch 2019). The product sits in the investing segment with the tier ladder summarised below. Features and availability differ by country and tier; the canonical reference for what is unlocked in your region is the in-app or vendor-site experience for Trade Republic.
Who operates Trade Republic?
Legal entity and parent
Trade Republic is published by Trade Republic Bank GmbH. Privately held; investors include Sequoia, Accel, Founders Fund and Peter Thiel; banking licence granted by BaFin in 2023. The brand has operated since 2015 (broker launch 2019), with Berlin, Germany as the primary base. Corporate filings, investor disclosures and the operator's About page are the authoritative source for the latest ownership structure if you are evaluating the brand for procurement, partnership or compliance reasons.
Jurisdiction and reach
Trade Republic primarily serves customers in Germany, Austria, France, Italy, Spain, Netherlands, Belgium and selected EU. That footprint determines which consumer-protection, data-protection and sector regulations apply — for European markets that means GDPR plus national rules, for other jurisdictions the equivalent local framework. The operator's Terms of Service and Privacy Policy are the canonical source for legal detail.
Why choose Trade Republic
Feature breadth
Trade Republic ships the following capabilities at the time of writing:
- Stocks, ETFs, bonds and derivatives at €1 flat fee per trade
- Free recurring ETF and stock savings plans
- Cash interest on uninvested deposits (3.75% as of 2025, ECB-linked)
- Free Visa debit card with 1% Saveback rounding into investments
- Crypto trading (Bitcoin, Ethereum and selected tokens)
- Tax reports and German-tax-residency automation
Plan structure and value
The current tier ladder is summarised in the pricing table below. Trade Republic's tiers are priced in EUR and typically scale from an entry-level or essentials tier to higher tiers that unlock more features, more concurrent users or premium add-ons. Annual commitments — where the operator offers them — usually deliver a meaningful saving versus month-to-month billing. Use the live widget on this page to confirm the current price in your country.
2025-2026 differentiator
For 2025-2026, Trade Republic's differentiator is the full banking licence (granted 2023) enabling direct deposit insurance and competitive cash-interest rates, combined with the Saveback debit card that converts everyday spending into ETF buys — competing with Scalable Capital, eToro and Revolut on the European retail-broker shelf.
Trade Republic pricing in 2026
The current advertised tier ladder for Trade Republic is:
| Tier | Price | What you get |
|---|---|---|
| Free trades | €1 per trade flat | Stocks, ETFs, bonds at €1/order |
| Savings plans | €0 | Free recurring ETF/stock savings plans |
| Card + cashback | Free debit card | Free Visa debit, 1% Saveback into investments, 3.75% interest on cash (2025 rate) |
Promotional pricing, regional taxes (VAT/GST), partner bundles and seasonal codes can move the headline number. Use Subger's tracking tools below to time your purchase against active deals and to monitor the post-promo renewal price.
| Subger feature | Where to find it |
|---|---|
| Renewal-price tracker | True price page |
| Active deals + promos | Deals page |
| Promo codes | Promo codes |
| Cancellation guide | Cancel guide |
Trade Republic apps and platform support
| Platform | Support |
|---|---|
| iOS | Native trading app |
| Android | Native trading app |
| Web | Browser-based platform |
| Desktop | Where shipped |
| API | Where the broker offers it |
| Support | Email, chat or phone |
Markets, instruments and fees
Scope and depth
Trade Republic's offering in Germany, Austria, France, Italy, Spain, Netherlands, Belgium and selected EU is anchored on the feature list above plus the 2025-2026 differentiator. Depth of catalogue, network coverage, library or feature breadth depends on the tier you choose and on regional licensing or regulatory constraints. The in-app or vendor-site experience in your country is the canonical source.
Localisation and regional rights
Availability of specific titles, channels, products, destinations or features varies because of underlying licensing, carrier or regulatory agreements. Check the Trade Republic country-selector or local site before subscribing to confirm what is unlocked in your market.
Quality and tier ladder
Quality scales with tier. The platform-support table above documents which surfaces are supported; higher tiers typically unlock the best fidelity, the most concurrent users, the broadest features or the lowest per-user cost. Pick the tier that matches your usage rather than defaulting to the entry plan.
Who Trade Republic fits best
- Buyers in Germany, Austria, France, Italy, Spain, Netherlands, Belgium and selected EU who want the named features above
- Households or teams sharing a single subscription on the family or business tier
- Mobile-first users who rely on Trade Republic's app for daily access
- Buyers attracted to the 2025-2026 differentiator described above
- Customers switching from a more expensive alternative to a like-for-like cheaper plan
Frequently asked questions about Trade Republic
Who operates Trade Republic and where are they based?
Trade Republic is operated by Trade Republic Bank GmbH, headquartered in Berlin, Germany. Privately held; investors include Sequoia, Accel, Founders Fund and Peter Thiel; banking licence granted by BaFin in 2023.
When was Trade Republic launched?
Trade Republic has operated since 2015 (broker launch 2019). The operator's company pages and press history document the brand's milestones.
How much does Trade Republic cost?
The current tier ladder is summarised in the pricing table above. Live prices in your country and currency are mirrored in the pricing widget on this page; promotional pricing may move the headline number.
Is there a free tier or free trial?
Trade Republic's entry options are documented in the pricing table above. Track active offers on Subger's Trade Republic deals page.
How do I cancel Trade Republic?
Cancellation depends on where you signed up. Direct subscribers cancel in their Trade Republic account settings; users billed via Apple, Google, Amazon, Roku or a partner channel cancel inside that store's subscription manager. Subger's Trade Republic cancel guide covers every billing path step by step.
How does Trade Republic compare on price?
Use Subger's true price tracker to compare the renewal price against the introductory teaser and against alternatives in Germany, Austria, France, Italy, Spain, Netherlands, Belgium and selected EU. Annual prepay and household sharing usually deliver the biggest savings.
Where is Trade Republic available?
Trade Republic primarily serves customers in Germany, Austria, France, Italy, Spain, Netherlands, Belgium and selected EU. Specific products, titles or destinations may have additional licensing or regulatory restrictions; the in-app or local-site experience is the canonical source for what is unlocked in your country.
What devices or surfaces does Trade Republic support?
See the platform-support table above. In short: native mobile apps on iOS and Android plus the category-specific surfaces typical for investing services. Concurrent-device or seat limits scale with the subscription tier.
What's new with Trade Republic in 2025-2026?
For 2025-2026, Trade Republic's differentiator is the full banking licence (granted 2023) enabling direct deposit insurance and competitive cash-interest rates, combined with the Saveback debit card that converts everyday spending into ETF buys — competing with Scalable Capital, eToro and Revolut on the European retail-broker shelf.
Are there deals or promo codes available?
Subger tracks active Trade Republic deals and promo codes on the Trade Republic deals page and the Trade Republic promo codes page. Annual prepay and household / business sharing usually beat any seasonal code.
Get started with Trade Republic
To subscribe, visit the Trade Republic site and pick the tier from the table above that fits your household or business. Annual prepay and family or team tiers normally deliver the lowest cost per user. Pair this page with the linked Subger guides below to time your purchase against active deals and to monitor the post-promo renewal price.
Related Subger guides for Trade Republic
Available Guides
Sources
Subger is not affiliated with, endorsed by, or connected to Trade Republic or its parent companies. All trademarks, service marks, and logos belong to their respective owners. Information on this page is provided for informational and comparison purposes only. Pricing and plan details are sourced from publicly available information and may not reflect current offerings — please verify with the official provider. If you are a representative of this service and believe any information is inaccurate, please contact us at info@subger.com.
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