Yuh — Free Service Overview
Yuh is a free Banking & Payments service. Browse features, available discounts, and alternatives below.
Updated: May 2026
About Yuh
Yuh
Yuh is a banking payments product operated by Yuh AG, headquartered in Zurich, Switzerland, launched in 2021. Pricing anchors at Free monthly fee (CHF 0); Swiss equity trades from CHF 1 per order, the corporate parent is Swissquote Group and PostFinance (50/50 joint venture) (parents: SIX: SQN (Swissquote)), and the 2025-2026 differentiator is the same item highlighted in Quick facts: Yuh's 2025-2026 angle is the only Swiss neobank backed by both Swissquote and PostFinance, layering native crypto and equity trading on top of a no-fee multi-currency account.
Quick facts
- Operator: Yuh AG
- Corporate parent: Swissquote Group and PostFinance (50/50 joint venture)
- Public-market status: parents: SIX: SQN (Swissquote)
- Headquarters: Zurich, Switzerland
- Founded: 2021
- Anchor 2026 price: Free monthly fee (CHF 0); Swiss equity trades from CHF 1 per order
- Free tier or trial: No monthly fee; multi-currency accounts and Yuh debit card free to open and keep
- Jurisdiction: Swiss banking law under FINMA (via PostFinance license)
- 2025-2026 differentiator: Yuh's 2025-2026 angle is the only Swiss neobank backed by both Swissquote and PostFinance, layering native crypto and equity trading on top of a no-fee multi-currency account.
What is Yuh?
Yuh launched in 2021 as a banking payments product from Yuh AG. The 2026 product surface spans iOS, Android, with a feature set centred on swiss iban with no monthly fee, multi-currency wallet across chf, eur, usd, gbp and 8+ others, and visa debit card with twint integration. Subger tracks Yuh inside its broader banking payments catalog; the dedicated true-price page layers historical renewal-price data on top.
Why choose Yuh
Account and licensing
Yuh differentiates on swiss iban with no monthly fee and multi-currency wallet across chf, eur, usd, gbp and 8+ others. In context: the product is headquartered in Zurich, Switzerland and operates under Swiss banking law under FINMA (via PostFinance license), which shapes how the team designs the catalog / coverage / feature ladder. For 2026 buyers, the headline question is whether swiss iban with no monthly fee matches actual usage patterns — and the banking payments category hub benchmarks how Yuh stacks up against the rest of the category on this dimension.
Product features
Beyond the headline, Yuh ships visa debit card with twint integration, in-app investing: swiss + international equities, etfs, crypto, and saving pots ('projets') for goal-based saving, plus 3.5% interest on chf balances up to chf 50,000 (rates subject to change). These are the practical levers that decide whether the subscription pays back month-to-month. Subger's renewal-price tracker spotlights any tier where the steady-state price diverges sharply from the promotional first-year rate — see the true-price page for Yuh.
Pricing and ecosystem
Yuh runs 4 pricing tiers from Yuh account (CHF 0/month) up to Saving Pots (Free). The Crypto tier at Free monthly fee (CHF 0); Swiss equity trades from CHF 1 per order is the most-purchased anchor — see the pricing table for the full ladder and the renewal-price tracker for first-year vs. renewal math. Active promo codes are tracked on the Yuh promo page.
Pricing in 2026
Yuh's current 2026 ladder, with anchor figures in their primary billing currency:
| Tier | Anchor price | What's included |
|---|---|---|
| Yuh account | CHF 0/month | Multi-currency CHF/EUR/USD account, Visa Debit |
| Trading | From CHF 1 per trade | Swiss + selected international stocks and ETFs |
| Crypto | Spread-based | Buy/sell major crypto inside the app |
| Saving Pots | Free | Goal-based saving sub-accounts |
The renewal-price delta — the gap between promotional first-year and steady-state pricing — is tracked on the dedicated true-price page for Yuh. Active promotional codes are listed on the Yuh promo page.
Yuh apps and platform support
Yuh ships across the following surfaces in 2026:
| Surface | Supported |
|---|---|
| Mobile (iOS, Android, wearables) | iOS, Android |
| Desktop (Windows, macOS, Linux) | Not supported |
| Web browser | Not supported |
| TV and streaming devices | Not supported |
| Console | Not supported |
| Other surfaces and integrations | Not applicable |
If you cancel and want to keep an existing account on a new device, see the Yuh cancellation guide for account-retention details.
Account, licensing and security
Yuh operates under Swiss banking law under FINMA (via PostFinance license) via Yuh AG. Swiss IBAN with no monthly fee and multi-currency wallet across chf, eur, usd, gbp and 8+ others are the core differentiators on the account side; investors and account-holders should also weigh deposit insurance, regulatory supervision and operational maturity. The banking payments category hub benchmarks providers across these dimensions.
Use cases Yuh fits
- Swiss residents wanting a no-fee multi-currency account with built-in investing
- Travellers spending in EUR/USD without conversion fees
- First-time investors buying CHF 1 Swiss-equity trades
- Yuh users earning competitive interest on CHF savings
If none of these matches your situation, the banking payments category hub ranks alternatives that may fit better.
Frequently asked questions
How much does Yuh cost in 2026?
Yuh's ladder starts at Yuh account (CHF 0/month), with the anchor reference at Free monthly fee (CHF 0); Swiss equity trades from CHF 1 per order and top tier Saving Pots at Free. Full breakdown in the pricing table and renewal-price math on the true-price page.
Does Yuh have a free tier or trial?
No monthly fee; multi-currency accounts and Yuh debit card free to open and keep See the pricing table for the entry-paid step, and the Yuh deal page for current promo discounts.
Who owns and operates Yuh?
Yuh is operated by Yuh AG. The corporate parent is Swissquote Group and PostFinance (50/50 joint venture), with the product headquartered in Zurich, Switzerland and launched in 2021. Public-market status: parents: SIX: SQN (Swissquote).
Where is Yuh headquartered?
Yuh runs out of Zurich, Switzerland. It is governed by Swiss banking law under FINMA (via PostFinance license).
What's the 2025-2026 differentiator for Yuh?
Yuh's 2025-2026 angle is the only Swiss neobank backed by both Swissquote and PostFinance, layering native crypto and equity trading on top of a no-fee multi-currency account.
How do I cancel Yuh?
Cancellation flows for web, iOS and Android are documented step-by-step in the Yuh cancellation guide. Time the cancellation before the renewal date to avoid the next billing cycle.
Are there Yuh promo codes or seasonal discounts?
Subger tracks active promo codes and seasonal deals on the Yuh promo page. Family / multi-user variants (where they exist) are listed in the pricing ladder above.
What devices does Yuh run on?
Yuh ships on iOS, Android. The platforms table above lists every supported surface.
How does Yuh compare with other banking payments options?
Fit depends on geography, ecosystem and ladder economics. The banking payments category hub on Subger benchmarks alternatives across price ladder, free tier, feature breadth and ecosystem.
How does Subger track Yuh pricing?
Subger pulls Yuh's public price card and layers historical renewal-price data so you can see when a promo first-year price falls off. See the true-price page for the delta between teaser and steady-state pricing.
Get started with Yuh
Pick a tier from the pricing table above that matches your usage. The Crypto tier at Free monthly fee (CHF 0); Swiss equity trades from CHF 1 per order is the most-purchased anchor for 2026 subscribers. If you're shopping around, browse the banking payments category hub to benchmark alternatives, and check the Yuh deal page for current promotional pricing before committing.
Before finalising, do three things: read the renewal-price math on the true-price page for Yuh so the first-year promo doesn't catch you out at renewal; verify the device and platform support against the surfaces you actually use day to day; and bookmark the cancellation guide so you know how to exit cleanly if usage drops. Yuh is a banking payments purchase that benefits from the same disciplined renewal-tracking habit Subger applies to every subscription in the catalog.
Related Subger guides
Sources
Subger is not affiliated with, endorsed by, or connected to Yuh or its parent companies. All trademarks, service marks, and logos belong to their respective owners. Information on this page is provided for informational and comparison purposes only. Pricing and plan details are sourced from publicly available information and may not reflect current offerings — please verify with the official provider. If you are a representative of this service and believe any information is inaccurate, please contact us at info@subger.com.
Similar Services
Track all your subscriptions in one place
Subger helps you manage subscriptions, find deals, and get notified about price changes across 12,000+ services.
Try Subger FreeAffiliate disclosure: Some links on this page may be affiliate links. If you make a purchase through these links, Subger may earn a small commission at no extra cost to you. This helps us keep the site free and continue providing accurate subscription information. We only recommend services we believe provide value.