Lunar

Lunar is a Banking product operated by Lunar Bank A/S. This 2026 review covers operator background, the current tier ladder and the buying signals to weigh before subscribing. The service competes in the Banking category against regional and global alternatives, and the practical decision usually comes down to feature mix, regional availability and renewal economics rather than headline price alone.

Quick facts

• Operator: Lunar Bank A/S
• Headquarters: Aarhus, Denmark
• Public-market status: privately held; full Danish banking license since 2019; backed by Tencent, Heartland and Greyhound Capital
• Founded: 2015
• Category: Banking
• Current tiers: Pro Basic / Pro Plus / Pro Premium
• Anchor price (2026): Pro Basic DKK 49/month; Premium DKK 99/month with travel insurance and crypto trading

What is Lunar?

Lunar is a digital banking and payments product that combines mobile-first account access with money-movement tooling under a regulated operator. Its product surface covers mobile-first checking and savings dashboards alongside bill-pay and instant peer transfers, with the recurring subscription paid through the operator's direct billing or App Store / Google Play / partner-billing surfaces. Customers buy a tier matching their usage profile; the entry tier is suitable for testing the product and higher tiers add features such as card management and freeze/unfreeze controls.

Why choose Lunar

Operator and ecosystem context

Lunar is run by Lunar Bank A/S out of Aarhus, Denmark, established 2015. That matters because the Banking category is increasingly consolidated and the operator's ownership structure (public vs. private, parent group, regulatory footprint) shapes how aggressively the product is supported and how stable the subscription terms are over multi-year renewals.

Plan structure and pricing tiers

The tier ladder splits across Pro Basic for testing the service, Pro Plus for everyday use, and Pro Premium for power users or households. Anchor pricing for 2026: Pro Basic DKK 49/month; Premium DKK 99/month with travel insurance and crypto trading. Consult Subger's true-price tracker for Lunar for all-in renewal costs after taxes and FX conversion.

Banking and payment features

Beyond the headline features, the 2025-2026 differentiator for Lunar is 2024-2025 expanded Lunar Crypto, Lunar Invest brokerage and Nordic SMB lending; targeted IPO timeline. That gives the subscription a credible roadmap for the year ahead and distinguishes it from operators that are running their Banking catalog on autopilot.

Lunar features that matter in 2026

Highlights of the current feature set:

• mobile-first checking and savings dashboards
• bill-pay and instant peer transfers
• card management and freeze/unfreeze controls
• savings goals and round-up features
• biometric login (Face ID, fingerprint) and device PIN
• depositor protection where the operator partners with a regulated bank

Buyers should treat this list as a baseline for Lunar in the Banking category — confirm specific feature availability for your region on the operator's site, since some features and tier names vary between countries.

Lunar pricing in 2026

Reference pricing for Lunar in 2026: Pro Basic DKK 49/month; Premium DKK 99/month with travel insurance and crypto trading. The tier ladder typically looks like:

Subger pairs the public price with the actual all-in cost (taxes, FX conversion, promotional first-period anchors that step up at renewal):

Lunar apps and platform support

Surface availability for Lunar can vary by region and tier — confirm current app availability and supported devices on the operator's site before subscribing.

Who Lunar fits

Lunar is most likely a good match for the following buyers:

• Customers who want everyday banking and payment workflows handled inside a single mobile app — the core target audience for the product.
• The category-focused subscriber who specifically wants mobile-first checking and savings dashboards from a Banking operator rather than a generalist platform.
• The household subscriber evaluating the tier ladder (Pro Basic / Pro Plus / Pro Premium) and willing to pay up for bill-pay and instant peer transfers.
• The cross-device user who needs apps across the surfaces listed above plus a credible upgrade path as new devices are added.
• The price-sensitive shopper who wants to track promotional anchors via Subger's true-price tracker and deals page before committing to annual billing.

Frequently asked questions

What is Lunar and who runs it?

Lunar is a Banking product operated by Lunar Bank A/S headquartered in Aarhus, Denmark, founded 2015. It is sold via direct subscription on the operator's website and apps, with payments processed through the operator's billing surfaces.

How much does Lunar cost in 2026?

Current tiers are Pro Basic, Pro Plus, Pro Premium. Anchor reference pricing for 2026: Pro Basic DKK 49/month; Premium DKK 99/month with travel insurance and crypto trading. Confirm the live regional price on the operator's site before committing, since promotional cycles and FX conversion can shift the all-in renewal cost.

Is there a free tier or free trial for Lunar?

There is no perpetual free tier listed publicly for the standard Lunar subscription; the operator may run introductory trials periodically. Check the live signup page for current trial promotions.

Where is Lunar available?

Availability follows the operator's licensing and service footprint anchored on Aarhus, Denmark. Confirm regional availability on the official site before subscribing, especially for products that have country-specific catalog or pricing rules.

What 2025-2026 features set Lunar apart right now?

The current 2025-2026 differentiator is 2024-2025 expanded Lunar Crypto, Lunar Invest brokerage and Nordic SMB lending; targeted IPO timeline. Together with the headline features listed above, that gives buyers a concrete signal that the subscription is being actively developed rather than coasting on a legacy catalog.

Which devices and platforms does Lunar support?

Coverage spans the surfaces shown in the platform table above. The current mobile, web and (where applicable) Smart TV apps are the recommended way to consume the service; older devices may be deprecated in successive releases as the operator focuses engineering effort on supported platforms.

How do I cancel Lunar?

Cancel through the account or subscription settings on the surface where you bought the plan: the operator's website for direct subscriptions, the App Store or Google Play for in-app purchases, or the partner billing portal for bundled subscriptions. Subger's cancellation guide for Lunar walks through each route step-by-step.

Does Lunar offer a family or multi-user plan?

Family or multi-account structures depend on the tier. The Pro Premium tier commonly adds multi-profile or multi-device support; the entry Pro Basic tier may restrict simultaneous usage. Confirm the per-tier seat limit on the live pricing page before committing to annual billing.

Is Lunar worth it compared to Banking alternatives?

Value depends on three factors: the specific feature mix you'll use (see the features list above), the regional price after taxes (Subger's true-price tracker for Lunar reconciles the headline price with the actual all-in renewal cost), and the credibility of the operator's 2025-2026 roadmap. Buyers should weigh these together rather than relying on headline price alone.

How can I track price changes for Lunar?

Subger's renewal tracker for Lunar records list-price changes plus promotional anchors over time. Pair it with the deals page for current discount codes and the promo codes page for stackable savings at signup.

Get started with Lunar

Confirm the current regional price on the operator's site (Pro Basic DKK 49/month; Premium DKK 99/month with travel insurance and crypto trading), choose the tier that matches your usage (Pro Basic, Pro Plus are the most common starting points), and check Subger's deals page for Lunar for promotional anchors before completing checkout. Track the subscription's true renewal cost with the true-price tracker once you're signed up.

Related Subger guides

• Cancel Lunar guide
• Latest Lunar deals
• Lunar promo codes
• Lunar true price and renewal tracker
• Browse the Banking category hub
• All services on Subger