Addiko Bank BiH — Free Service Overview
Addiko Bank BiH is a free Banking & Payments service. Browse features, available discounts, and alternatives below.
Updated: May 2026
About Addiko Bank BiH
Addiko Bank BiH — full review and pricing
Quick facts. Addiko Bank BiH is operated by Addiko Bank d.d. Sarajevo, headquartered in Sarajevo, Bosnia and Herzegovina, with the brand established in Hypo Group 1990s; rebranded Addiko 2016. The operator is subsidiary of Addiko Bank AG (Vienna; Wiener Börse: ADKO). Addiko Bank BiH positions itself as a Bosnian retail bank in the Vienna-listed Addiko Group competing with UniCredit BiH and Raiffeisen BiH, billed via the tier structure detailed below.
Addiko Bank BiH markets a banking & payments subscription targeted at users who want a fully-managed product without piecing it together themselves. The pricing snapshot below pulls Subger's live tracker, so anchor prices stay current as Addiko Bank BiH adjusts published rates. The rest of this page details the operator, current tiers, feature coverage, support reach and 10 short FAQs. For the canonical reference, cross-check the vendor's own pricing page — figures here mirror it within the cache window.
Operator background
Addiko Bank BiH runs under Addiko Bank d.d. Sarajevo, headquartered in Sarajevo, Bosnia and Herzegovina. The product was established in Hypo Group 1990s; rebranded Addiko 2016, and the company is currently subsidiary of Addiko Bank AG (Vienna; Wiener Börse: ADKO). Addiko Bank BiH sits in the banking & payments category and competes for the same recurring spend as nearby banking & payments brands on this site. See related coverage in /en/us/promo and /en/us/deal for cross-brand context.
Headquarters and corporate status
- Legal entity: Addiko Bank d.d. Sarajevo
- HQ: Sarajevo, Bosnia and Herzegovina
- Founded / launched: Hypo Group 1990s; rebranded Addiko 2016
- Ownership: subsidiary of Addiko Bank AG (Vienna; Wiener Börse: ADKO)
The operator's corporate status determines who you contract with at checkout — typically the legal entity above, even if billing goes through a regional reseller.
Why Addiko Bank BiH matters in banking & payments
Addiko Bank BiH positions itself as a Bosnian retail bank in the Vienna-listed Addiko Group competing with UniCredit BiH and Raiffeisen BiH. The 2024-2025 differentiator: 2024 Addiko Group focused on consumer and SME lending in Western Balkans after divesting non-core.
Pricing and tier structure
Current tier structure: Current-account packages BAM 0-9.90/month; Platinum package BAM 19.90/month. The anchor price referenced for headline comparison is Current account from BAM 0; Premium BAM 9.90/month (~$5 USD).
Plan grid
| Plan | Anchor price | Notes |
|---|---|---|
| Entry / free tier | See plan grid | Limited or free access where offered |
| Mid plan | Current account from BAM 0; Premium BAM 9.90/month (~$5 USD) | Headline tier referenced above |
| Top plan | See plan grid | Adds upgraded benefits or higher allowances |
What changes between tiers
Higher tiers typically unlock larger allowances, additional household members or extra premium content; entry tiers exist for trial usage. Live prices in the Subger plan tracker override these anchors when Addiko Bank BiH adjusts published rates.
Recent pricing context (2024-2025)
2024 Addiko Group focused on consumer and SME lending in Western Balkans after divesting non-core. Annual commitments commonly trim 10-20% off the headline monthly rate; check the live grid above before purchase.
Feature coverage
Addiko Bank BiH ships with the following named capabilities relevant to banking & payments:
- Bosnian retail banking
- Addiko Mobile app
- Consumer and SME loans
- Foreign-exchange (KM/EUR)
- Mastercard contactless and Apple Pay
Feature matrix
| Feature area | Coverage |
|---|---|
| Headline use case | A bosnian retail bank in the vienna-listed addiko group competing with unicredit bih and raiffeisen bih |
| Platform support | Mobile + web where applicable |
| Payment options | Local + card |
| Customer support | Operator-provided channels |
| Geographic scope | Operator footprint |
Platform and device reach
Coverage spans the operator's published device list — typically modern iOS and Android plus a web client; some categories add desktop apps, smart-TV apps or vehicle integrations where relevant. Check the vendor's "Supported devices" page if you depend on a less common platform.
Account features and digital experience
Account features cover daily banking, cards, transfers and lending; digital experience centres on a mobile app with biometric login, instant payment networks (SEPA Instant, BLIK, Pix or domestic equivalents) and integrated card management.
What this means for buyers
The category-specific behaviour above is the single biggest factor when comparing Addiko Bank BiH against alternatives in the same banking & payments bracket. Buyers who care about the feature mix detailed here will typically rank Addiko Bank BiH higher than buyers focused on price alone.
Support, billing and account management
Addiko Bank BiH offers customer support through the operator's standard channels — typically an in-app help centre, email contact and (for paid tiers) live chat or phone support during business hours.
Cancellation and refunds
You can cancel Addiko Bank BiH directly from the account dashboard. Refund policy follows the operator's published terms; many banking & payments services prorate or do not refund partial periods after the renewal date. See the cancel guide hub for the standard cancellation workflow.
Free trials and money-back
Free trials, money-back windows and intro pricing vary by tier and country. Anchor: Current account from BAM 0; Premium BAM 9.90/month (~$5 USD).
Comparison context
In the banking & payments category, Addiko Bank BiH competes with nearby brands you can browse via /en/us/compare. Buyers commonly look at Addiko Bank BiH alongside two or three peers before committing — the side-by-side compare table on this site lets you stack feature coverage and price in one view.
When Addiko Bank BiH is the right pick
- You want a Bosnian retail bank in the Vienna-listed Addiko Group competing with UniCredit BiH and Raiffeisen BiH and the feature mix listed above
- The anchor price (Current account from BAM 0; Premium BAM 9.90/month (~$5 USD)) fits the budget
- The operator's footprint covers your country
When to look elsewhere
- You need a specific feature Addiko Bank BiH does not list
- You are in a country outside the operator's main footprint
- The 2024-2025 differentiator (2024 Addiko Group focused on consumer and SME lending in Western Balkans after divesting non-core) is not relevant to your use case
Frequently asked questions
What is Addiko Bank BiH?
Addiko Bank BiH is a banking & payments subscription operated by Addiko Bank d.d. Sarajevo out of Sarajevo, Bosnia and Herzegovina, established in Hypo Group 1990s; rebranded Addiko 2016. It is currently subsidiary of Addiko Bank AG (Vienna; Wiener Börse: ADKO).
How much does Addiko Bank BiH cost?
Current tier structure: Current-account packages BAM 0-9.90/month; Platinum package BAM 19.90/month. Anchor headline price: Current account from BAM 0; Premium BAM 9.90/month (~$5 USD). See the pricing table above for the live grid.
Who owns Addiko Bank BiH?
The brand is owned and operated by Addiko Bank d.d. Sarajevo. Corporate status: subsidiary of Addiko Bank AG (Vienna; Wiener Börse: ADKO).
Where is Addiko Bank BiH available?
Addiko Bank BiH operates from Sarajevo, Bosnia and Herzegovina with country availability tied to the operator's footprint and licensing reach. Cross-check the vendor's region list before subscribing if you travel often.
Can I cancel Addiko Bank BiH any time?
Yes — cancellation runs through the operator's account dashboard. See the cancel guide hub for the standard workflow and country-specific notes.
Does Addiko Bank BiH offer a free trial?
Free-trial availability varies by tier and country. The anchor price (Current account from BAM 0; Premium BAM 9.90/month (~$5 USD)) is the post-trial headline rate; trials, when offered, run 7 to 30 days depending on promo.
What payment methods does Addiko Bank BiH accept?
Payment methods follow the operator's checkout — typically major cards (Visa, Mastercard, Amex) plus locally-relevant alternatives like Apple Pay, Google Pay or country-specific wallets.
Is Addiko Bank BiH worth it in 2025?
Addiko Bank BiH's 2025 value depends on the feature mix you actually use. The 2024-2025 update — 2024 Addiko Group focused on consumer and SME lending in Western Balkans after divesting non-core — is the single most relevant signal for current-year buyers.
How is Addiko Bank BiH different from competitors?
Addiko Bank BiH differentiates as a Bosnian retail bank in the Vienna-listed Addiko Group competing with UniCredit BiH and Raiffeisen BiH. The operator background, founding year (Hypo Group 1990s; rebranded Addiko 2016) and 2024-2025 update give buyers a sense of where the brand sits versus alternatives.
Where can I track Addiko Bank BiH pricing changes?
Subger's live tracker updates the anchor price (Current account from BAM 0; Premium BAM 9.90/month (~$5 USD)) automatically when Addiko Bank BiH adjusts published rates. Bookmark the Subger Addiko Bank BiH page and check the pricing table above.
Sources and updates
Operator + tier + ownership facts compiled from public vendor disclosures, press releases and regulatory filings current to 2024-2025. Anchor price: Current account from BAM 0; Premium BAM 9.90/month (~$5 USD). Last refreshed at the timestamp in Subger's plan tracker.
Related on Subger
Browse adjacent coverage:
Pricing
| Regional pricing | Standard | Premium |
|---|---|---|
| 🇧🇦Bosnia and HerzegovinaBAM | BAM 0.00 | BAM 5.85 |
Prices converted at current exchange rate
Sources
Subger is not affiliated with, endorsed by, or connected to Addiko Bank BiH or its parent companies. All trademarks, service marks, and logos belong to their respective owners. Information on this page is provided for informational and comparison purposes only. Pricing and plan details are sourced from publicly available information and may not reflect current offerings — please verify with the official provider. If you are a representative of this service and believe any information is inaccurate, please contact us at info@subger.com.
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