Clal Insurance — Free Service Overview
Clal Insurance is a free Insurance service. Browse features, available discounts, and alternatives below.
Updated: May 2026
About Clal Insurance
Clal Insurance
Clal Insurance is operated by Clal Insurance Enterprises Holdings Ltd., headquartered in Tel Aviv, Israel (TASE: CLIS (publicly listed on the Tel Aviv Stock Exchange)). The product launched in 1962 and one of Israel's largest insurance groups competing with Migdal, Harel and Phoenix. This 2026 review covers operator context, the current tier ladder, the feature set that matters for buyers and the live signals to watch before subscribing.
Quick facts
- Operator: Clal Insurance Enterprises Holdings Ltd.
- Headquarters: Tel Aviv, Israel
- Public-market status: TASE: CLIS (publicly listed on the Tel Aviv Stock Exchange)
- Founded: 1962
- Category: insurance
- Current tiers: Auto / property / Health insurance / Life and pension
- Anchor price (2026): standard general insurance
- Competitive set: competing with Migdal Insurance, Harel and Phoenix in Israeli insurance
What is Clal Insurance?
Clal Insurance is one of Israel's largest insurance groups competing with Migdal, Harel and Phoenix. The product is competing with Migdal Insurance, Harel and Phoenix in Israeli insurance. Customers buy a tier that matches their usage profile — the entry tier handles Clal mobile app for policy management, while the mid and premium tiers add depth such as auto, home and travel general insurance and supplementary health (Bituach Mashlim). Subscription billing happens through the operator's checkout or partner billing surfaces (App Store / Google Play / direct card on file).
Why choose Clal Insurance
Operator and market position
Clal Insurance Enterprises Holdings Ltd. runs Clal Insurance from Tel Aviv, Israel. Its public-market status (TASE: CLIS (publicly listed on the Tel Aviv Stock Exchange)) and category position (competing with Migdal Insurance, Harel and Phoenix in Israeli insurance) shape the credibility of the operator's roadmap and pricing decisions. Buyers should weigh that operator context alongside headline features — a well-capitalised parent typically translates into faster bug fixes, longer support cycles and more predictable price changes than a smaller indie operator.
Coverage scope and claims process
The Clal Insurance tier ladder runs Auto / property, Health insurance, Life and pension. Anchor pricing in 2026 starts around standard general insurance for the entry tier and steps up by tier with named feature unlocks. Confirm the live regional price on the operator's site, then cross-check Subger's true-price tracker for Clal Insurance for the all-in renewal cost after taxes and FX conversion.
Apps and customer experience
Apps and customer-experience surfaces matter as much as headline feature counts. Clal Insurance delivers its core workflow across the platform surfaces listed in the platform table below, with notifications and self-service flows handled in-app. The 2025-2026 differentiator to watch: 2024-2026 continued digital-claims investment and consolidation of pension business.
Clal Insurance features that matter in 2026
Current feature set that buyers should weigh:
- Clal mobile app for policy management
- auto, home and travel general insurance
- supplementary health (Bituach Mashlim)
- pension and savings products via Clal Pension
- claims hotline and digital filing
- broker and direct distribution
Feature availability varies by region and tier; the headline list above reflects the operator's primary market positioning. Confirm specific regional availability on the operator's marketing pages before committing.
Clal Insurance pricing in 2026
The Clal Insurance tier ladder in 2026 looks like:
| Tier | Best for | Reference price (2026) |
|---|---|---|
| Auto / property | budget-conscious or entry users | standard general insurance |
| Health insurance | standard subscribers | supplementary to Israeli HMO coverage |
| Life and pension | premium / power users | long-term coverage |
Headline prices step up across the ladder; promotional first-period anchors and regional FX can change the all-in cost. Subger's tools reconcile the list price with the actual renewal cost:
| Subger tool | What it shows |
|---|---|
| True-price tracker | List price changes plus historical promotional anchors |
| Deals page | Active discounts and limited-time offers |
| Promo codes | Stackable codes for new and existing subscribers |
| Cancel guide | Step-by-step termination by billing surface |
Clal Insurance apps and platform support
| Surface | Status |
|---|---|
| iOS / Android | Yes |
| Web account portal | Yes |
| Email and SMS notifications | Yes |
| In-app chat or hotline | Yes |
| Apple Wallet / Google Wallet | Where applicable |
| Customer-support email | Yes |
Surface availability can vary by region and tier; confirm current app availability and supported devices on the operator's site before subscribing.
Who Clal Insurance fits
Clal Insurance is most likely a good match for the following buyers:
- Israeli households seeking auto/home/life cover from a top-tier insurance group — the core target audience for the product.
- Category-focused subscribers who specifically want Clal mobile app for policy management from competing with Migdal Insurance, Harel and Phoenix in Israeli insurance rather than a generalist platform.
- Tier-comparing households evaluating the Auto / property → Life and pension ladder and willing to pay up for pension and savings products via Clal Pension.
- Cross-device users who need apps across mobile, web and any operator-specific surfaces in the table above.
- Price-sensitive shoppers who want to track promotional anchors via Subger's true-price tracker and deals page before committing to annual billing.
Frequently asked questions
Who runs Clal Insurance and where is it based?
Clal Insurance is run by Clal Insurance Enterprises Holdings Ltd., headquartered in Tel Aviv, Israel. The operator's public-market status is: TASE: CLIS (publicly listed on the Tel Aviv Stock Exchange). The product was founded in 1962.
How much does Clal Insurance cost in 2026?
The 2026 tier ladder is Auto / property, Health insurance, Life and pension, with anchor pricing starting around standard general insurance. Regional currency and promotional cycles can shift the all-in cost; Subger's true-price tracker reconciles the headline price with renewal reality.
Is there a free tier or free trial for Clal Insurance?
There is no perpetual free tier listed for the standard Clal Insurance subscription; the operator may run introductory trials periodically. Check the live signup page for current trial promotions.
Where is Clal Insurance available?
Availability follows the operator's licensing and service footprint from Tel Aviv, Israel. Confirm regional availability on the official site before subscribing.
What 2025-2026 features set Clal Insurance apart right now?
The live differentiator to watch: 2024-2026 continued digital-claims investment and consolidation of pension business. Pair that with the headline features (Clal mobile app for policy management, auto, home and travel general insurance, supplementary health (Bituach Mashlim)) to judge whether the current roadmap fits your needs.
Which competitors should buyers compare Clal Insurance against?
Clal Insurance is most directly competing with Migdal Insurance, Harel and Phoenix in Israeli insurance. Run a side-by-side feature and price comparison with those alternatives — Subger's category pages help with the shortlist.
How do I cancel Clal Insurance?
Cancel through the account or subscription settings on the surface where you bought the plan: the operator's website for direct subscriptions, the App Store or Google Play for in-app purchases, or the partner billing portal for bundled subscriptions. Subger's cancellation guide for Clal Insurance walks through each route step-by-step.
Does Clal Insurance offer a family or multi-user plan?
Multi-user, family or seat structure depends on the tier. Higher tiers commonly add multi-profile or multi-device support; entry tiers can restrict simultaneous usage. Confirm the per-tier seat limit on the live pricing page before committing.
How can I track price changes for Clal Insurance?
Subger's renewal tracker for Clal Insurance records list-price changes plus promotional anchors over time. Pair it with the deals page for current discount codes and the promo codes page for stackable savings at signup.
Get started with Clal Insurance
Confirm the current regional price on the Clal Insurance Enterprises Holdings Ltd. signup page, choose the tier that matches your usage (Auto / property or Health insurance are the most common starting points), and check Subger's deals page for Clal Insurance for promotional anchors before completing checkout. Track the subscription's true renewal cost with the true-price tracker once you're signed up.
Related Subger guides
Pricing
| Regional pricing | Car Basic | Health Basic |
|---|---|---|
| 🇮🇱IsraelILS | ₪130.00≈ $44.71 | ₪190.00≈ $65.35 |
Prices converted at current exchange rate
Sources
Subger is not affiliated with, endorsed by, or connected to Clal Insurance or its parent companies. All trademarks, service marks, and logos belong to their respective owners. Information on this page is provided for informational and comparison purposes only. Pricing and plan details are sourced from publicly available information and may not reflect current offerings — please verify with the official provider. If you are a representative of this service and believe any information is inaccurate, please contact us at info@subger.com.
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