Gránit Bank — Free Service Overview
Gránit Bank is a free Banking & Payments service. Browse features, available discounts, and alternatives below.
Updated: May 2026
About Gránit Bank
Gránit Bank
Gránit Bank is a banking payments product operated by GRÁNIT Bank Zrt., headquartered in Budapest, Hungary, launched in 1985 (as WestLB Hungária); rebranded Gránit Bank 2010. Pricing anchors at Free monthly account fee (Gránit eMax / GRÁNIT VIP), the corporate parent is GRÁNIT Bank Zrt. (BÉT (Budapest Stock Exchange) listed as GRANIT), and the 2025-2026 differentiator is the same item highlighted in Quick facts: Through 2025-2026 Gránit Bank has continued positioning as Hungary's leading digital-first challenger bank with a successful BÉT IPO in 2024, leaning on free HUF transfers and end-to-end digital onboarding to compete against OTP and Erste Hungary.
Quick facts
- Operator: GRÁNIT Bank Zrt.
- Corporate parent: GRÁNIT Bank Zrt.
- Public-market status: BÉT (Budapest Stock Exchange) listed as GRANIT
- Headquarters: Budapest, Hungary
- Founded: 1985 (as WestLB Hungária); rebranded Gránit Bank 2010
- Anchor 2026 price: Free monthly account fee (Gránit eMax / GRÁNIT VIP)
- Free tier or trial: Free digital-only account products with fee-free intra-Hungary HUF transfers
- Jurisdiction: Hungarian MNB (Magyar Nemzeti Bank) supervision and EU banking rules
- 2025-2026 differentiator: Through 2025-2026 Gránit Bank has continued positioning as Hungary's leading digital-first challenger bank with a successful BÉT IPO in 2024, leaning on free HUF transfers and end-to-end digital onboa...
What is Gránit Bank?
Gránit Bank launched in 1985 (as WestLB Hungária); rebranded Gránit Bank 2010 as a banking payments product from GRÁNIT Bank Zrt.. The 2026 product surface spans iOS, Android, Web banking, with a feature set centred on fully digital onboarding with video-kyc for hungarian residents, free huf transfers within hungary and to other gránit bank accounts, and mobile banking via the gránit bank app with biometric login. Subger tracks Gránit Bank inside its broader banking payments catalog; the dedicated true-price page layers historical renewal-price data on top.
Why choose Gránit Bank
Account and licensing
Gránit Bank differentiates on fully digital onboarding with video-kyc for hungarian residents and free huf transfers within hungary and to other gránit bank accounts. In context: the product is headquartered in Budapest, Hungary and operates under Hungarian MNB (Magyar Nemzeti Bank) supervision and EU banking rules, which shapes how the team designs the catalog / coverage / feature ladder. For 2026 buyers, the headline question is whether fully digital onboarding with video-kyc for hungarian residents matches actual usage patterns — and the banking payments category hub benchmarks how Gránit Bank stacks up against the rest of the category on this dimension.
Product features
Beyond the headline, Gránit Bank ships mobile banking via the gránit bank app with biometric login, tartós befektetési számla (tbsz) tax-advantaged savings, and investment funds and securities trading via partner brokers, plus apple pay and google pay support on issued cards. These are the practical levers that decide whether the subscription pays back month-to-month. Subger's renewal-price tracker spotlights any tier where the steady-state price diverges sharply from the promotional first-year rate — see the true-price page for Gránit Bank.
Pricing and ecosystem
Gránit Bank runs 4 pricing tiers from Gránit eMax (Free monthly fee) up to Savings and TBSZ (Variable). The SME / Business tier at Free monthly account fee (Gránit eMax / GRÁNIT VIP) is the most-purchased anchor — see the pricing table for the full ladder and the renewal-price tracker for first-year vs. renewal math. Active promo codes are tracked on the Gránit Bank promo page.
Pricing in 2026
Gránit Bank's current 2026 ladder, with anchor figures in their primary billing currency:
| Tier | Anchor price | What's included |
|---|---|---|
| Gránit eMax | Free monthly fee | Digital-only HUF account |
| GRÁNIT VIP | Variable fees | Premium banking with relationship manager |
| SME / Business | Variable | SME-focused accounts and lending |
| Savings and TBSZ | Variable | Tax-advantaged Hungarian savings accounts |
The renewal-price delta — the gap between promotional first-year and steady-state pricing — is tracked on the dedicated true-price page for Gránit Bank. Active promotional codes are listed on the Gránit Bank promo page.
Gránit Bank apps and platform support
Gránit Bank ships across the following surfaces in 2026:
| Surface | Supported |
|---|---|
| Mobile (iOS, Android, wearables) | iOS, Android |
| Desktop (Windows, macOS, Linux) | Not supported |
| Web browser | Web banking |
| TV and streaming devices | Not supported |
| Console | Not supported |
| Other surfaces and integrations | Not applicable |
If you cancel and want to keep an existing account on a new device, see the Gránit Bank cancellation guide for account-retention details.
Account, licensing and security
Gránit Bank operates under Hungarian MNB (Magyar Nemzeti Bank) supervision and EU banking rules via GRÁNIT Bank Zrt.. Fully digital onboarding with video-KYC for Hungarian residents and free huf transfers within hungary and to other gránit bank accounts are the core differentiators on the account side; investors and account-holders should also weigh deposit insurance, regulatory supervision and operational maturity. The banking payments category hub benchmarks providers across these dimensions.
Use cases Gránit Bank fits
- Hungarian residents wanting a fully digital primary bank account
- Savers using Gránit's TBSZ tax-advantaged investing accounts
- SMEs using digital onboarding for business banking
- Mobile-first customers preferring biometric authentication and Apple Pay
If none of these matches your situation, the banking payments category hub ranks alternatives that may fit better.
Frequently asked questions
How much does Gránit Bank cost in 2026?
Gránit Bank's ladder starts at Gránit eMax (Free monthly fee), with the anchor reference at Free monthly account fee (Gránit eMax / GRÁNIT VIP) and top tier Savings and TBSZ at Variable. Full breakdown in the pricing table and renewal-price math on the true-price page.
Does Gránit Bank have a free tier or trial?
Free digital-only account products with fee-free intra-Hungary HUF transfers See the pricing table for the entry-paid step, and the Gránit Bank deal page for current promo discounts.
Who owns and operates Gránit Bank?
Gránit Bank is operated by GRÁNIT Bank Zrt.. The corporate parent is GRÁNIT Bank Zrt., with the product headquartered in Budapest, Hungary and launched in 1985 (as WestLB Hungária); rebranded Gránit Bank 2010. Public-market status: BÉT (Budapest Stock Exchange) listed as GRANIT.
Where is Gránit Bank headquartered?
Gránit Bank runs out of Budapest, Hungary. It is governed by Hungarian MNB (Magyar Nemzeti Bank) supervision and EU banking rules.
What's the 2025-2026 differentiator for Gránit Bank?
Through 2025-2026 Gránit Bank has continued positioning as Hungary's leading digital-first challenger bank with a successful BÉT IPO in 2024, leaning on free HUF transfers and end-to-end digital onboarding to compete against OTP and Erste Hungary.
How do I cancel Gránit Bank?
Cancellation flows for web, iOS and Android are documented step-by-step in the Gránit Bank cancellation guide. Time the cancellation before the renewal date to avoid the next billing cycle.
Are there Gránit Bank promo codes or seasonal discounts?
Subger tracks active promo codes and seasonal deals on the Gránit Bank promo page. Family / multi-user variants (where they exist) are listed in the pricing ladder above.
What devices does Gránit Bank run on?
Gránit Bank ships on iOS, Android, Web banking. The platforms table above lists every supported surface.
How does Gránit Bank compare with other banking payments options?
Fit depends on geography, ecosystem and ladder economics. The banking payments category hub on Subger benchmarks alternatives across price ladder, free tier, feature breadth and ecosystem.
How does Subger track Gránit Bank pricing?
Subger pulls Gránit Bank's public price card and layers historical renewal-price data so you can see when a promo first-year price falls off. See the true-price page for the delta between teaser and steady-state pricing.
Get started with Gránit Bank
Pick a tier from the pricing table above that matches your usage. The SME / Business tier at Free monthly account fee (Gránit eMax / GRÁNIT VIP) is the most-purchased anchor for 2026 subscribers. If you're shopping around, browse the banking payments category hub to benchmark alternatives, and check the Gránit Bank deal page for current promotional pricing before committing.
Before finalising, do three things: read the renewal-price math on the true-price page for Gránit Bank so the first-year promo doesn't catch you out at renewal; verify the device and platform support against the surfaces you actually use day to day; and bookmark the cancellation guide so you know how to exit cleanly if usage drops. Gránit Bank is a banking payments purchase that benefits from the same disciplined renewal-tracking habit Subger applies to every subscription in the catalog.
Related Subger guides
Pricing
| Regional pricing | Online Számla | Gránit Prémium |
|---|---|---|
| 🇭🇺HungaryHUF | HUF 0.00≈ $0.00 | HUF 1,990.00≈ $6.54 |
Prices converted at current exchange rate
Sources
Subger is not affiliated with, endorsed by, or connected to Gránit Bank or its parent companies. All trademarks, service marks, and logos belong to their respective owners. Information on this page is provided for informational and comparison purposes only. Pricing and plan details are sourced from publicly available information and may not reflect current offerings — please verify with the official provider. If you are a representative of this service and believe any information is inaccurate, please contact us at info@subger.com.
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