imaginBank

imaginBank is operated by CaixaBank, S.A., headquartered in Valencia, Spain (CaixaBank); imaginBank 2016 (Subsidiary of BME: CABK). The product launched in 2016 and CaixaBank's digital-only youth bank. This 2026 review covers operator context, the current tier ladder, the feature set that matters for buyers and the live signals to watch before subscribing.

Quick facts

• Operator: CaixaBank, S.A.
• Headquarters: Valencia, Spain (CaixaBank); imaginBank 2016
• Public-market status: Subsidiary of BME: CABK
• Founded: 2016
• Category: banking & payments
• Current tiers: imagin Personal
• Anchor price (2026): free
• Competitive set: competing with N26, Revolut and BBVA's Aqua in Spanish digital banking

What is imaginBank?

imaginBank is CaixaBank's digital-only youth bank. The product is competing with N26, Revolut and BBVA's Aqua in Spanish digital banking. Customers buy a tier that matches their usage profile — the entry tier handles fully mobile-first banking, while the mid and premium tiers add depth such as no monthly fees and instant card issuance. Subscription billing happens through the operator's checkout or partner billing surfaces (App Store / Google Play / direct card on file).

Why choose imaginBank

Operator and market position

CaixaBank, S.A. runs imaginBank from Valencia, Spain (CaixaBank); imaginBank 2016. Its public-market status (Subsidiary of BME: CABK) and category position (competing with N26, Revolut and BBVA's Aqua in Spanish digital banking) shape the credibility of the operator's roadmap and pricing decisions. Buyers should weigh that operator context alongside headline features — a well-capitalised parent typically translates into faster bug fixes, longer support cycles and more predictable price changes than a smaller indie operator.

Account ladder and fees

The imaginBank tier ladder runs imagin Personal. Anchor pricing in 2026 starts around free for the entry tier and steps up by tier with named feature unlocks. Confirm the live regional price on the operator's site, then cross-check Subger's true-price tracker for imaginBank for the all-in renewal cost after taxes and FX conversion.

Apps, integrations and customer support

Apps and customer-experience surfaces matter as much as headline feature counts. imaginBank delivers its core workflow across the platform surfaces listed in the platform table below, with notifications and self-service flows handled in-app. The 2025-2026 differentiator to watch: continued Gen-Z product expansion (imaginVoice, imaginPlanet) through 2024-2025.

imaginBank features that matter in 2026

Current feature set that buyers should weigh:

• fully mobile-first banking
• no monthly fees
• instant card issuance
• Bizum and SEPA transfers
• spending insights
• cashback on partner brands

Feature availability varies by region and tier; the headline list above reflects the operator's primary positioning. Confirm specific regional availability on the operator's marketing pages before committing.

imaginBank pricing in 2026

The imaginBank tier ladder in 2026 looks like:

Headline prices step up across the ladder; promotional first-period anchors and regional FX can change the all-in cost. Subger's tools reconcile the list price with the actual renewal cost:

imaginBank apps and platform support

Surface availability can vary by region and tier; confirm current app availability and supported devices on the operator's site before subscribing.

Who imaginBank fits

imaginBank is most likely a good match for the following buyers:

• Spanish users under 31 wanting a free mobile-first bank — the core target audience for the product.
• Category-focused subscribers who specifically want fully mobile-first banking from competing with N26, Revolut and BBVA's Aqua in Spanish digital banking rather than a generalist platform.
• Tier-comparing households or teams evaluating the imagin Personal to imagin Personal ladder and willing to pay up for Bizum and SEPA transfers.
• Cross-device users who need apps across the surfaces in the platform table above.
• Price-sensitive shoppers who want to track promotional anchors via Subger's true-price tracker and deals page before committing to annual billing.

Frequently asked questions

Who runs imaginBank and where is it based?

imaginBank is run by CaixaBank, S.A., headquartered in Valencia, Spain (CaixaBank); imaginBank 2016. The operator's public-market status is: Subsidiary of BME: CABK. The product was founded in 2016.

How much does imaginBank cost in 2026?

The 2026 tier ladder is imagin Personal, with anchor pricing starting around free. Regional currency and promotional cycles can shift the all-in cost; Subger's true-price tracker reconciles the headline price with renewal reality.

Is there a free tier or free trial for imaginBank?

There is no perpetual free tier listed for the standard imaginBank subscription; the operator may run introductory trials periodically. Check the live signup page for current trial promotions.

Where is imaginBank available?

Availability follows the operator's licensing and service footprint from Valencia, Spain (CaixaBank); imaginBank 2016. Confirm regional availability on the official site before subscribing.

What 2025-2026 features set imaginBank apart right now?

The live differentiator to watch: continued Gen-Z product expansion (imaginVoice, imaginPlanet) through 2024-2025. Pair that with the headline features (fully mobile-first banking, no monthly fees, instant card issuance) to judge whether the current roadmap fits your needs.

Which alternatives should buyers compare imaginBank against?

imaginBank is most directly competing with N26, Revolut and BBVA's Aqua in Spanish digital banking. Run a side-by-side feature and price comparison with those alternatives — Subger's category pages help with the shortlist.

How do I cancel imaginBank?

Cancel through the account or subscription settings on the surface where you bought the plan: the operator's website for direct subscriptions, the App Store or Google Play for in-app purchases, or the partner billing portal for bundled subscriptions. Subger's cancellation guide for imaginBank walks through each route step-by-step.

Does imaginBank offer a team or multi-seat plan?

Multi-user, team or seat structure depends on the tier. Higher tiers commonly add admin controls and SSO or shared profiles; entry tiers can restrict simultaneous usage. Confirm the per-tier seat limit on the live pricing page before committing.

How can I track price changes for imaginBank?

Subger's renewal tracker for imaginBank records list-price changes plus promotional anchors over time. Pair it with the deals page for current discount codes and the promo codes page for stackable savings at signup.

Get started with imaginBank

Confirm the current regional price on the CaixaBank, S.A. signup page, choose the tier that matches your usage (imagin Personal or imagin Personal are the most common starting points), and check Subger's deals page for imaginBank for promotional anchors before completing checkout. Track the subscription's true renewal cost with the true-price tracker once you're signed up.

Related Subger guides

• Cancel imaginBank guide
• Latest imaginBank deals
• imaginBank promo codes
• imaginBank true price and renewal tracker
• Browse the banking & payments category hub
• All services on Subger