MAIF — Free Service Overview

MAIF is a French mutual insurance subscription operated by Mutuelle Assurance des Instituteurs de France (MAIF), headquartered in Niort, France. The product launched in 1934 and has become a category staple. This page tracks live pricing, named tiers, supported platforms and the practical jobs where MAIF earns its keep against competing in the French mutual insurance category against bank-insurers and private insurers.

Quick Facts

• Operator: Mutuelle Assurance des Instituteurs de France (MAIF)
• Headquarters: Niort, France
• Founded: 1934
• Public-market status: mutual (not publicly traded)
• Flagship paid tier: Auto Tiers Simple (Habitation Raqvam from €15/month)
• Free tier available: No
• Where it sells: France (Métropolitaine and DOM-TOM)
• 2025-2026 differentiator: MAIF received B Corp certification in 2024, making it one of the first major French insurers to achieve the standard, while continuing to grow membership beyond its educator roots through 2024-2025.

What is MAIF?

MAIF is a French mutual insurance subscription that launched in 1934 under Mutuelle Assurance des Instituteurs de France (MAIF). The product is built around Auto, home, health, life and family insurance under one mutual, B Corp certification since 2024 (one of the first French insurers), Policyholder-led mutual governance, with the rest of the catalogue tracked in the platform sections below. The Subger catalogue page pulls live tier pricing from our internal database and links into cancel guides, deal hunters and renewal price trackers so subscribers can monitor MAIF across its full lifecycle.

Why choose MAIF

Product roadmap and 2025-2026 differentiation

MAIF is operated by Mutuelle Assurance des Instituteurs de France (MAIF) out of Niort, France, and the team continues to invest in the catalogue that subscribers care about most. The latest roadmap milestone — maif received b corp certification in 2024, making it one of the first major french insurers to achieve the standard, while continuing to grow membership beyond its educator roots through 2024-2025. — gives buyers a concrete reason to evaluate MAIF now rather than waiting for the next refresh cycle.

Feature breadth that matters

Beyond the headline, MAIF ships MAIF Assistance with 24/7 emergency response, Account management via app and web with paperless claims and Strong educator-membership heritage from the founding teachers' mutual. This depth matters because teams rarely buy a single capability — they need a system that absorbs adjacent jobs over time without forcing a vendor switch.

Regulation and customer protection

MAIF is regulated as a financial product in every market where it operates. The MAIF entity publishes its licence numbers, deposit-protection terms (where applicable) and complaint procedures on the legal pages of the website. Customers in EU and UK markets benefit from the baseline of PSD2-style consumer protections.

MAIF pricing in 2026

The current ladder for MAIF ranges from Auto Tiers Simple (from €25/month) up to Santé / Mutuelle (varies). The anchor paid tier most buyers compare is Auto Tiers Simple at Habitation Raqvam from €15/month, sourced from the vendor's published pricing page.

Live pricing across countries

For country-by-country billing currency, taxes and renewal pricing for MAIF, see the live pricing table on this page. It pulls directly from our catalogue so promotions, anchor tiers and price drops surface the moment we capture them.

MAIF apps and platform coverage

MAIF runs on the platforms its category demands. The table below summarises coverage as of 2026.

Use cases MAIF fits

• Subscribers using auto, home, health, life and family insurance under one mutual as their primary reason to upgrade
• Teams that need b corp certification since 2024 (one of the first french insurers) on a single billing relationship
• Buyers who value policyholder-led mutual governance as part of the Auto Tiers Simple bundle
• Operators evaluating MAIF against competing in the French mutual insurance category against bank-insurers and private insurers
• Existing MAIF customers expanding their footprint to Auto Tiers Simple from a free or entry tier

Comparable products in the Subger catalogue

If you are evaluating MAIF alongside other tools, the Subger catalogue maintains a separate page per service with live pricing and tier names. Use the relevant hub to compare MAIF with adjacent French mutual insurance subscription candidates on price, free-tier availability and feature coverage. For each candidate Subger also tracks the cancellation flow, current promo codes and renewal price history so total cost of ownership is visible upfront. Start with the Subscription comparisons, the Cancel guides hub and the Deals hub.

Frequently asked questions

Who operates MAIF?

The legal operator is Mutuelle Assurance des Instituteurs de France (MAIF). The product was founded in 1934; the parent's public-market status today is mutual (not publicly traded).

How much does MAIF cost in 2026?

The flagship paid tier (Auto Tiers Simple) is Habitation Raqvam from €15/month. The full ladder — Auto Tiers Simple, Auto Tous Risques, Habitation Raqvam, Praxis Family, Santé / Mutuelle — is in the pricing table above with feature differences per tier.

Does MAIF offer a free tier or trial?

MAIF does not currently offer a free tier in most markets, but the Subger deals page tracks promotional pricing on the paid tiers.

What platforms does MAIF run on?

MAIF covers the platforms shown in the platform table above. Mobile, desktop and API surfaces vary by tier, and the vendor's release notes track new integrations as they ship.

What's new in MAIF for 2025-2026?

In short, the team continues to invest where it matters most: maif received b corp certification in 2024, making it one of the first major french insurers to achieve the standard, while continuing to grow membership beyond its educator roots through 2024-2025.. That is the development most likely to influence whether MAIF is the right choice for a buyer evaluating French mutual insurance subscription options in 2026.

How does MAIF compare to other French mutual insurance subscription options?

MAIF differentiates on auto, home, health, life and family insurance under one mutual and b corp certification since 2024 (one of the first french insurers) plus the broader feature ladder shown above. For a side-by-side comparison with adjacent products, see the Subger category hub linked at the bottom of this page.

Can I cancel MAIF anytime?

Yes — cancellation is self-service in MAIF app or via postal mail; subject to Hamon law. Subger maintains a step-by-step cancellation guide on the cancel hub that covers the specific in-product flow, refund eligibility and what data is preserved after cancel.

Does MAIF offer team, family or enterprise pricing?

Yes — the higher tiers (Santé / Mutuelle) target larger deployments with admin controls, audit logs and dedicated support. Quoted pricing depends on seat count and contract length; the pricing table above shows the published anchors.

Is MAIF available outside its primary market?

Coverage details: MAIF is sold across the following markets: France (Métropolitaine and DOM-TOM). See the live pricing table for country-specific tier pricing in local currencies where applicable.

Where can I find MAIF deals and promo codes?

The Subger deals page tracks current MAIF promotional pricing, and the renewal price tracker stores historical price points so subscribers can spot post-trial price hikes. Both are linked in the related guides section below.

Get started with MAIF

To sign up for MAIF, head to the live pricing table at the top of this page. Pick the tier that matches usage: Auto Tiers Simple for evaluation or Auto Tiers Simple for production usage at Habitation Raqvam from €15/month, or the Santé / Mutuelle tier for advanced deployments. After signup, bookmark this Subger page to monitor renewal pricing and catch any tier or anchor-price changes from Mutuelle Assurance des Instituteurs de France (MAIF).

Related Subger guides

• Cancel MAIF — step-by-step cancellation guide for the current portal
• MAIF deals and promo codes — live promotional offers tracked across the year
• MAIF true price tracker — renewal-price history and post-trial cost watch
• MAIF promo codes — coupon and code archive with expiration tracking
• Browse the full Subger services catalogue