Bank Mandiri

Bank Mandiri is operated by PT Bank Mandiri (Persero) Tbk, headquartered in Jakarta, Indonesia (Listed on the Indonesia Stock Exchange (IDX:BMRI); majority state-owned by the Republic of Indonesia). The product launched in 1998 (post-Asian-crisis merger) and is Indonesia's second-largest bank by assets. This 2026 review covers operator context, the current tier ladder, the feature set that matters for buyers and the live signals to watch before subscribing.

Quick facts

• Operator: PT Bank Mandiri (Persero) Tbk
• Headquarters: Jakarta, Indonesia
• Public-market status: Listed on the Indonesia Stock Exchange (IDX:BMRI); majority state-owned by the Republic of Indonesia
• Founded: 1998 (post-Asian-crisis merger)
• Category: Banking
• Current tiers: Mandiri Tabungan / Mandiri Prioritas / Private Banking
• Anchor price (2026): free with min balance
• Competitive set: competing with BCA, BRI and BNI in Indonesian retail banking

What is Bank Mandiri?

Bank Mandiri is Indonesia's second-largest bank by assets. The product is competing with BCA, BRI and BNI in Indonesian retail banking. Customers buy a tier that matches their usage profile — the entry tier handles Livin' by Mandiri mobile banking app, while the mid and premium tiers add depth such as domestic and SWIFT international transfers and credit and debit cards with Visa / Mastercard. Subscription billing happens through the operator's checkout or partner billing surfaces (App Store / Google Play / direct card on file).

Why choose Bank Mandiri

Operator and market position

PT Bank Mandiri (Persero) Tbk runs Bank Mandiri from Jakarta, Indonesia. Its public-market status (Listed on the Indonesia Stock Exchange (IDX:BMRI); majority state-owned by the Republic of Indonesia) and category position (competing with BCA, BRI and BNI in Indonesian retail banking) shape the credibility of the operator's roadmap and pricing decisions. Buyers should weigh that operator context alongside headline features — a well-capitalised parent typically translates into faster bug fixes, longer support cycles and more predictable price changes than a smaller indie operator.

Account ladder and fees

The Bank Mandiri tier ladder runs Mandiri Tabungan, Mandiri Prioritas, Private Banking. Anchor pricing in 2026 starts around free with min balance for the entry tier and steps up by tier with named feature unlocks. Confirm the live regional price on the operator's site, then cross-check Subger's true-price tracker for Bank Mandiri for the all-in renewal cost after taxes and FX conversion.

Apps, integrations and customer support

Apps and customer-experience surfaces matter as much as headline feature counts. Bank Mandiri delivers its core workflow across the platform surfaces listed in the platform table below, with notifications and self-service flows handled in-app. The 2025-2026 differentiator to watch: Livin' by Mandiri super-app overhaul (2024-2025) consolidating retail banking, payments and lifestyle into one app.

Bank Mandiri features that matter in 2026

Current feature set that buyers should weigh:

• Livin' by Mandiri mobile banking app
• domestic and SWIFT international transfers
• credit and debit cards with Visa / Mastercard
• investment and bancassurance products
• Mandiri e-money contactless card
• priority lounges and concierge for upper tiers

Feature availability varies by region and tier; the headline list above reflects the operator's positioning. Confirm specific regional availability on the operator's marketing pages before committing.

Bank Mandiri pricing in 2026

The Bank Mandiri tier ladder in 2026 looks like:

Headline prices step up across the ladder; promotional first-period anchors and regional FX can change the all-in cost. Subger's tools reconcile the list price with the actual renewal cost:

Bank Mandiri apps and platform support

Surface availability can vary by region and tier; confirm current app availability and supported devices on the operator's site before subscribing.

Who Bank Mandiri fits

Bank Mandiri is most likely a good match for the following buyers:

• Indonesian residents and businesses wanting a state-backed full-service bank — the core target audience for the product.
• Category-focused subscribers who specifically want Livin' by Mandiri mobile banking app from competing with BCA, BRI and BNI in Indonesian retail banking rather than a generalist platform.
• Tier-comparing households or teams evaluating the Mandiri Tabungan → Private Banking ladder and willing to pay up for investment and bancassurance products.
• Cross-device users who need apps across the surfaces in the platform table above.
• Price-sensitive shoppers who want to track promotional anchors via Subger's true-price tracker and deals page before committing to annual billing.

Frequently asked questions

Who runs Bank Mandiri and where is it based?

Bank Mandiri is run by PT Bank Mandiri (Persero) Tbk, headquartered in Jakarta, Indonesia. The operator's public-market status is: Listed on the Indonesia Stock Exchange (IDX:BMRI); majority state-owned by the Republic of Indonesia. The product was founded in 1998 (post-Asian-crisis merger).

How much does Bank Mandiri cost in 2026?

The 2026 tier ladder is Mandiri Tabungan, Mandiri Prioritas, Private Banking, with anchor pricing starting around free with min balance. Regional currency and promotional cycles can shift the all-in cost; Subger's true-price tracker reconciles the headline price with renewal reality.

Is there a free tier or free trial for Bank Mandiri?

There is no perpetual free tier listed for the standard Bank Mandiri subscription; the operator may run introductory trials periodically. Check the live signup page for current trial promotions.

Where is Bank Mandiri available?

Availability follows the operator's licensing and service footprint from Jakarta, Indonesia. Confirm regional availability on the official site before subscribing.

What 2025-2026 features set Bank Mandiri apart right now?

The live differentiator to watch: Livin' by Mandiri super-app overhaul (2024-2025) consolidating retail banking, payments and lifestyle into one app. Pair that with the headline features (Livin' by Mandiri mobile banking app, domestic and SWIFT international transfers, credit and debit cards with Visa / Mastercard) to judge whether the current roadmap fits your needs.

Which competitors should buyers compare Bank Mandiri against?

Bank Mandiri is most directly competing with BCA, BRI and BNI in Indonesian retail banking. Run a side-by-side feature and price comparison with those alternatives — Subger's category pages help with the shortlist.

How do I cancel Bank Mandiri?

Cancel through the account or subscription settings on the surface where you bought the plan: the operator's website for direct subscriptions, the App Store or Google Play for in-app purchases, or the partner billing portal for bundled subscriptions. Subger's cancellation guide for Bank Mandiri walks through each route step-by-step.

Does Bank Mandiri offer a team or multi-seat plan?

Multi-user, household or seat structure depends on the tier. Higher tiers commonly add admin controls or extra streams; entry tiers can restrict simultaneous usage. Confirm the per-tier seat limit on the live pricing page before committing.

How can I track price changes for Bank Mandiri?

Subger's renewal tracker for Bank Mandiri records list-price changes plus promotional anchors over time. Pair it with the deals page for current discount codes and the promo codes page for stackable savings at signup.

Get started with Bank Mandiri

Confirm the current regional price on the PT Bank Mandiri (Persero) Tbk signup page, choose the tier that matches your usage (Mandiri Tabungan or Mandiri Prioritas are the most common starting points), and check Subger's deals page for Bank Mandiri for promotional anchors before completing checkout. Track the subscription's true renewal cost with the true-price tracker once you're signed up.

Related Subger guides

• Cancel Bank Mandiri guide
• Latest Bank Mandiri deals
• Bank Mandiri promo codes
• Bank Mandiri true price and renewal tracker
• Browse the Banking category hub
• All services on Subger