Maya (PayMaya) — Free Service Overview

Maya (PayMaya) is the Philippines' largest digital bank by deposits, paired with the country's leading e-wallet. This page tracks live pricing tiers, supported platforms, and the practical use cases where Maya (PayMaya) fits into a household or business subscription stack, with anchor prices sourced from the live pricing table above for country-specific currency.

Quick Facts

• Brand: Maya (PayMaya)
• Operator: Maya Bank, Inc. (formerly PayMaya)
• Headquarters: Mandaluyong, Philippines
• Founded: PayMaya 2007; rebranded Maya in 2022
• Ownership: privately held; owned by Voyager Innovations (PLDT, KKR, Tencent investors)
• Flagship paid tier anchor: Maya Savings at PHP 0
• 2025-2026 differentiator: combined digital wallet, savings, and crypto trading inside one Bangko Sentral-licensed digital bank

What is Maya (PayMaya)?

Maya (PayMaya) is operated by Maya Bank, Inc. (formerly PayMaya), headquartered in Mandaluyong, Philippines and founded in PayMaya 2007; rebranded Maya in 2022. The product covers Maya Wallet for everyday payments and bills, Maya Savings with high interest deposit pots, and Maya Credit virtual card and loans as its anchor capabilities, with the broader feature set described in the sections below. This catalog page pulls live tier pricing from our internal database and links into our cancel guides, deals, and price-history tracker so you can monitor Maya (PayMaya) across its full subscription lifecycle.

Why choose Maya (PayMaya)

Operator track record and ownership

Maya (PayMaya) is run by Maya Bank, Inc. (formerly PayMaya), with ownership currently described as: privately held; owned by Voyager Innovations (PLDT, KKR, Tencent investors). The brand has been operating since PayMaya 2007; rebranded Maya in 2022, so by 2026 there is a multi-year track record of pricing decisions, product updates, and service reliability that buyers can review before subscribing. For 2025-2026 the operator's headline emphasis is on combined digital wallet, savings, and crypto trading inside one Bangko Sentral-licensed digital bank.

Feature breadth in 2026

Beyond the headline pillars, Maya (PayMaya) ships crypto trading inside the app (Bitcoin, ETH and selected altcoins), QR Ph and InstaPay/PESONet transfers, and Bangko Sentral-licensed digital banking. This depth matters because subscribers rarely buy a single feature in isolation — they buy a system that can absorb adjacent jobs over time. Maya (PayMaya)'s feature surface area lets a household or team start narrow and expand into the rest of the platform as needs grow.

Plan structure and ecosystem fit

The current ladder runs from Maya Wallet up to Maya Credit. Each step unlocks specific capabilities (detailed in the pricing table below) rather than artificial caps, and the platform integrates with mainstream device and billing ecosystems typical for a digital banking and payments provider. That makes it straightforward to slot Maya (PayMaya) into existing setups without re-platforming.

Maya (PayMaya) pricing in 2026

The tier ladder and anchor prices below are sourced from Maya Bank, Inc. (formerly PayMaya)'s public pricing pages as of 2025-2026. For the live country-specific numbers, refer to the pricing table at the top of this page; the summary below describes how the tier ladder is shaped.

Live pricing across countries

For country-by-country billing currency, taxes, and renewal pricing, refer to the live pricing table on this page. It pulls directly from our catalog so promotions, anchor tiers, and price drops surface as soon as we capture them. This is the source we recommend over any historical price quoted in third-party content.

Maya (PayMaya) apps and platform support

Maya (PayMaya) supports the platform mix expected for a digital banking and payments provider. The table below summarizes typical coverage; refer to Maya Bank, Inc. (formerly PayMaya)'s product pages for the exact device and OS support matrix on each tier.

Product depth and category positioning

Maya (PayMaya) sits in the digital banking and payments provider category and competes with adjacent providers in Mandaluyong, Philippines's home market and beyond. Its differentiation lever for 2025-2026 is combined digital wallet, savings, and crypto trading inside one Bangko Sentral-licensed digital bank. Buyers evaluating the digital banking and payments provider market compare these capabilities against tier price and customer support quality, both of which are tracked in the pricing table above and in our deals and cancel guides linked below.

Use cases Maya (PayMaya) fits

• Subscribers in Mandaluyong who want a digital banking and payments provider with Maya Wallet for everyday payments and bills as a core anchor
• Households comparing Maya (PayMaya) against adjacent digital banking and payments provider providers on the Maya Savings tier price point
• Buyers prioritizing Maya Savings with high interest deposit pots as the buying signal that decides the category
• Users who want Maya Credit virtual card and loans bundled with the rest of the platform rather than paid separately
• Cross-region or expat users wanting Maya Bank, Inc. (formerly PayMaya)-branded service rather than a regional reseller

Comparable products in our catalog

If you're evaluating Maya (PayMaya) alongside other tools, we maintain a separate catalog page per service with live pricing and tier names. Use our category hub to compare Maya (PayMaya) with adjacent digital banking and payments provider options on price, feature coverage, and free-tier availability. For each candidate we also track cancellation flow, current promo codes, and renewal price history so the total cost of ownership is visible upfront.

Frequently asked questions

Who operates Maya (PayMaya)?

Maya (PayMaya) is operated by Maya Bank, Inc. (formerly PayMaya), headquartered in Mandaluyong, Philippines since PayMaya 2007; rebranded Maya in 2022. Ownership status: privately held; owned by Voyager Innovations (PLDT, KKR, Tencent investors). The full legal entity and registration details are published on the operator's public terms of service.

How much does Maya (PayMaya) cost in 2026?

The Maya Wallet anchor is PHP 0, the Maya Savings anchor is PHP 0, and the Maya Credit anchor is based on credit limit. Live country-specific numbers and promotions are shown in the live pricing table at the top of this page.

Does Maya (PayMaya) offer a free tier or trial?

Free tier and trial availability is shown in the live pricing table above and varies by country and promotional window. The current ladder starts at Maya Wallet (PHP 0); check the Maya Bank, Inc. (formerly PayMaya) signup flow for the current trial terms before committing.

What platforms does Maya (PayMaya) run on?

Maya (PayMaya) covers the platforms shown in the table above. Mobile, web, and selected device support varies by region and tier; Maya Bank, Inc. (formerly PayMaya)'s product pages track new integrations as they ship.

What's new in Maya (PayMaya) for 2025-2026?

The headline emphasis is combined digital wallet, savings, and crypto trading inside one Bangko Sentral-licensed digital bank. This is the feature most likely to influence whether Maya (PayMaya) is the right choice for a buyer evaluating the digital banking and payments provider market today.

How does Maya (PayMaya) compare to other digital banking and payments provider options?

Maya (PayMaya) differentiates on Maya Wallet for everyday payments and bills and Maya Savings with high interest deposit pots plus the broader feature ladder shown above. For a side-by-side feature comparison with adjacent providers, see our category hub linked at the bottom of this page.

Can I cancel Maya (PayMaya) anytime?

Yes — cancellation is typically self-service via the Maya (PayMaya) account portal or by contacting Maya Bank, Inc. (formerly PayMaya). We maintain a step-by-step cancellation guide on our cancel hub that covers the specific in-product flow, refund eligibility, and what data is preserved after cancel.

Does Maya (PayMaya) offer family, team, or business pricing?

Multi-user and higher-tier plans target larger deployments or households where applicable. The published anchor at the Maya Credit level is based on credit limit; ask Maya Bank, Inc. (formerly PayMaya) sales for bespoke or volume pricing on team or enterprise plans.

Is Maya (PayMaya) available outside its home country?

Maya (PayMaya) is operated from Mandaluyong, Philippines and is primarily sold to its home market; see the live pricing table for country-specific tier pricing across the markets where Maya Bank, Inc. (formerly PayMaya) sells the product.

Where can I find Maya (PayMaya) deals and promo codes?

Our deals page tracks current Maya (PayMaya) promotional pricing and our renewal price tracker stores historical price points so you can spot post-trial price hikes. Both are linked below in the related guides section.

Get started with Maya (PayMaya)

To sign up, head to the live pricing table at the top of this page. Pick the tier that matches your needs — Maya Wallet (PHP 0) for evaluation, Maya Savings (PHP 0) for production use, or Maya Credit (based on credit limit) for the broadest feature set. Once you've subscribed, bookmark this page to monitor renewal pricing and catch any tier or anchor-price changes from Maya Bank, Inc. (formerly PayMaya).

Related Subger guides

• Cancel Maya (PayMaya) — step-by-step cancellation guide for the current portal
• Maya (PayMaya) deals and promo codes — live promotional offers tracked across the year
• Maya (PayMaya) true price tracker — renewal price history and post-trial cost watch
• Maya (PayMaya) promo codes — coupon and code archive with expiration tracking
• Browse the full digital banking and payments provider category on Subger