MetLife Pet Insurance — Overview & Pricing
MetLife Pet Insurance is a Pet Insurance service with plans starting from $22.00/month. Browse pricing tiers, available discounts, and alternatives below.
Updated: May 2026
About MetLife Pet Insurance
MetLife Pet Insurance
MetLife Pet Insurance is operated by MetLife Pet Insurance Solutions LLC (formerly PetFirst), headquartered in Jeffersonville, Indiana, United States (Subsidiary of MetLife, Inc. (NYSE:MET)). The product launched in PetFirst 2004; MetLife acquired 2022 and is MetLife's pet-insurance product. This 2026 review covers operator context, the current tier ladder, the feature set that matters for buyers and the live signals to watch before subscribing.
Quick facts
- Operator: MetLife Pet Insurance Solutions LLC (formerly PetFirst)
- Headquarters: Jeffersonville, Indiana, United States
- Public-market status: Subsidiary of MetLife, Inc. (NYSE:MET)
- Founded: PetFirst 2004; MetLife acquired 2022
- Category: Pets
- Current tiers: Pet Health Insurance
- Anchor price (2026): from ~$15/mo dogs, ~$10/mo cats
- Competitive set: competing with Trupanion, Healthy Paws and Lemonade Pet in US pet insurance
What is MetLife Pet Insurance?
MetLife Pet Insurance is MetLife's pet-insurance product. The product is competing with Trupanion, Healthy Paws and Lemonade Pet in US pet insurance. Customers buy a tier that matches their usage profile — the entry tier handles accident and illness coverage with optional preventive add-on, while the mid and premium tiers add depth such as customisable deductible $100-$2500 and reimbursement up to 90%. Subscription billing happens through the operator's checkout or partner billing surfaces (App Store / Google Play / direct card on file).
Why choose MetLife Pet Insurance
Operator and market position
MetLife Pet Insurance Solutions LLC (formerly PetFirst) runs MetLife Pet Insurance from Jeffersonville, Indiana, United States. Its public-market status (Subsidiary of MetLife, Inc. (NYSE:MET)) and category position (competing with Trupanion, Healthy Paws and Lemonade Pet in US pet insurance) shape the credibility of the operator's roadmap and pricing decisions. Buyers should weigh that operator context alongside headline features — a well-capitalised parent typically translates into faster bug fixes, longer support cycles and more predictable price changes than a smaller indie operator.
Account ladder and fees
The MetLife Pet Insurance tier ladder runs Pet Health Insurance. Anchor pricing in 2026 starts around from ~$15/mo dogs, ~$10/mo cats for the entry tier and steps up by tier with named feature unlocks. Confirm the live regional price on the operator's site, then cross-check Subger's true-price tracker for MetLife Pet Insurance for the all-in renewal cost after taxes and FX conversion.
Apps, integrations and customer support
Apps and customer-experience surfaces matter as much as headline feature counts. MetLife Pet Insurance delivers its core workflow across the platform surfaces listed in the platform table below, with notifications and self-service flows handled in-app. The 2025-2026 differentiator to watch: 2024-2026 MetLife integration of PetFirst into broader MetLife consumer-insurance lineup.
MetLife Pet Insurance features that matter in 2026
Current feature set that buyers should weigh:
- accident and illness coverage with optional preventive add-on
- customisable deductible $100-$2500
- reimbursement up to 90%
- no breed or age exclusions
- family plan covers multiple pets on one policy
- direct vet pay on supported clinics
Feature availability varies by region and tier; the headline list above reflects the operator's positioning. Confirm specific regional availability on the operator's marketing pages before committing.
MetLife Pet Insurance pricing in 2026
The MetLife Pet Insurance tier ladder in 2026 looks like:
| Tier | Best for | Reference price (2026) |
|---|---|---|
| Pet Health Insurance | budget-conscious or entry users | from ~$15/mo dogs, ~$10/mo cats |
Headline prices step up across the ladder; promotional first-period anchors and regional FX can change the all-in cost. Subger's tools reconcile the list price with the actual renewal cost:
| Subger tool | What it shows |
|---|---|
| True-price tracker | List price changes plus historical promotional anchors |
| Deals page | Active discounts and limited-time offers |
| Promo codes | Stackable codes for new and existing subscribers |
| Cancel guide | Step-by-step termination by billing surface |
MetLife Pet Insurance apps and platform support
| Surface | Status |
|---|---|
| iOS / Android | Yes |
| Web account portal | Yes |
| Email and SMS notifications | Yes |
| In-app chat or hotline | Yes |
| Apple Wallet / Google Wallet | Where applicable |
| Customer-support email | Yes |
Surface availability can vary by region and tier; confirm current app availability and supported devices on the operator's site before subscribing.
Who MetLife Pet Insurance fits
MetLife Pet Insurance is most likely a good match for the following buyers:
- Us pet owners wanting a major insurer for accident and illness coverage — the core target audience for the product.
- Category-focused subscribers who specifically want accident and illness coverage with optional preventive add-on from competing with Trupanion, Healthy Paws and Lemonade Pet in US pet insurance rather than a generalist platform.
- Tier-comparing households or teams evaluating the Pet Health Insurance → Pet Health Insurance ladder and willing to pay up for no breed or age exclusions.
- Cross-device users who need apps across the surfaces in the platform table above.
- Price-sensitive shoppers who want to track promotional anchors via Subger's true-price tracker and deals page before committing to annual billing.
Frequently asked questions
Who runs MetLife Pet Insurance and where is it based?
MetLife Pet Insurance is run by MetLife Pet Insurance Solutions LLC (formerly PetFirst), headquartered in Jeffersonville, Indiana, United States. The operator's public-market status is: Subsidiary of MetLife, Inc. (NYSE:MET). The product was founded in PetFirst 2004; MetLife acquired 2022.
How much does MetLife Pet Insurance cost in 2026?
The 2026 tier ladder is Pet Health Insurance, with anchor pricing starting around from ~$15/mo dogs, ~$10/mo cats. Regional currency and promotional cycles can shift the all-in cost; Subger's true-price tracker reconciles the headline price with renewal reality.
Is there a free tier or free trial for MetLife Pet Insurance?
There is no perpetual free tier listed for the standard MetLife Pet Insurance subscription; the operator may run introductory trials periodically. Check the live signup page for current trial promotions.
Where is MetLife Pet Insurance available?
Availability follows the operator's licensing and service footprint from Jeffersonville, Indiana, United States. Confirm regional availability on the official site before subscribing.
What 2025-2026 features set MetLife Pet Insurance apart right now?
The live differentiator to watch: 2024-2026 MetLife integration of PetFirst into broader MetLife consumer-insurance lineup. Pair that with the headline features (accident and illness coverage with optional preventive add-on, customisable deductible $100-$2500, reimbursement up to 90%) to judge whether the current roadmap fits your needs.
Which competitors should buyers compare MetLife Pet Insurance against?
MetLife Pet Insurance is most directly competing with Trupanion, Healthy Paws and Lemonade Pet in US pet insurance. Run a side-by-side feature and price comparison with those alternatives — Subger's category pages help with the shortlist.
How do I cancel MetLife Pet Insurance?
Cancel through the account or subscription settings on the surface where you bought the plan: the operator's website for direct subscriptions, the App Store or Google Play for in-app purchases, or the partner billing portal for bundled subscriptions. Subger's cancellation guide for MetLife Pet Insurance walks through each route step-by-step.
Does MetLife Pet Insurance offer a team or multi-seat plan?
Multi-user, household or seat structure depends on the tier. Higher tiers commonly add admin controls or extra streams; entry tiers can restrict simultaneous usage. Confirm the per-tier seat limit on the live pricing page before committing.
How can I track price changes for MetLife Pet Insurance?
Subger's renewal tracker for MetLife Pet Insurance records list-price changes plus promotional anchors over time. Pair it with the deals page for current discount codes and the promo codes page for stackable savings at signup.
Get started with MetLife Pet Insurance
Confirm the current regional price on the MetLife Pet Insurance Solutions LLC (formerly PetFirst) signup page, choose the tier that matches your usage (Pet Health Insurance or Pet Health Insurance are the most common starting points), and check Subger's deals page for MetLife Pet Insurance for promotional anchors before completing checkout. Track the subscription's true renewal cost with the true-price tracker once you're signed up.
Related Subger guides
Pricing
Monthly Plan
from $22.00
/month
Annual Equivalent
from $264.00
/year
| Regional pricing | Accident Only | Accident & Illness |
|---|---|---|
| 🇺🇸United StatesUSD | $22.00 | $47.00 |
Available Guides
Sources
Subger is not affiliated with, endorsed by, or connected to MetLife Pet Insurance or its parent companies. All trademarks, service marks, and logos belong to their respective owners. Information on this page is provided for informational and comparison purposes only. Pricing and plan details are sourced from publicly available information and may not reflect current offerings — please verify with the official provider. If you are a representative of this service and believe any information is inaccurate, please contact us at info@subger.com.
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