Zak (Bank Cler)

Zak (Bank Cler) is a banking payments product operated by Bank Cler AG, headquartered in Basel, Switzerland, launched in 2018. Pricing anchors at Free (CHF 0/month account fee), the corporate parent is Basler Kantonalbank Group (parent: SIX: BSKP (Basler Kantonalbank)), and the 2025-2026 differentiator is the same item highlighted in Quick facts: In 2025-2026 Zak has expanded its in-app investing and savings-goal tooling, leaning on Bank Cler's Swiss banking license to position as a Twint-native challenger to Neon and Yuh.

Quick facts

• Operator: Bank Cler AG
• Corporate parent: Basler Kantonalbank Group
• Public-market status: parent: SIX: BSKP (Basler Kantonalbank)
• Headquarters: Basel, Switzerland
• Founded: 2018
• Anchor 2026 price: Free (CHF 0/month account fee)
• Free tier or trial: Zak is fee-free to open and keep open; standard account use carries no monthly fee
• Jurisdiction: Swiss banking law under FINMA supervision
• 2025-2026 differentiator: In 2025-2026 Zak has expanded its in-app investing and savings-goal tooling, leaning on Bank Cler's Swiss banking license to position as a Twint-native challenger to Neon and Yuh.

What is Zak (Bank Cler)?

Zak (Bank Cler) launched in 2018 as a banking payments product from Bank Cler AG. The 2026 product surface spans iOS, Android, with a feature set centred on swiss iban issued by a fully licensed cantonal-bank subsidiary, visa debit card with mobile contactless and apple/google pay, and savings pots ('topfli') and joint accounts inside the app. Subger tracks Zak (Bank Cler) inside its broader banking payments catalog; the dedicated true-price page layers historical renewal-price data on top.

Why choose Zak (Bank Cler)

Account and licensing

Zak (Bank Cler) differentiates on swiss iban issued by a fully licensed cantonal-bank subsidiary and visa debit card with mobile contactless and apple/google pay. In context: the product is headquartered in Basel, Switzerland and operates under Swiss banking law under FINMA supervision, which shapes how the team designs the catalog / coverage / feature ladder. For 2026 buyers, the headline question is whether swiss iban issued by a fully licensed cantonal-bank subsidiary matches actual usage patterns — and the banking payments category hub benchmarks how Zak (Bank Cler) stacks up against the rest of the category on this dimension.

Product features

Beyond the headline, Zak (Bank Cler) ships savings pots ('topfli') and joint accounts inside the app, twint integration for instant ch-to-ch payments, and in-app securities trading from chf 1 per order via bank cler, plus twint qr-bill scanning for paying swiss invoices. These are the practical levers that decide whether the subscription pays back month-to-month. Subger's renewal-price tracker spotlights any tier where the steady-state price diverges sharply from the promotional first-year rate — see the true-price page for Zak (Bank Cler).

Pricing and ecosystem

Zak (Bank Cler) runs 3 pricing tiers from Zak account (CHF 0/month) up to Securities trading (From CHF 1 per trade). The Securities trading tier at Free (CHF 0/month account fee) is the most-purchased anchor — see the pricing table for the full ladder and the renewal-price tracker for first-year vs. renewal math. Active promo codes are tracked on the Zak (Bank Cler) promo page.

Pricing in 2026

Zak (Bank Cler)'s current 2026 ladder, with anchor figures in their primary billing currency:

The renewal-price delta — the gap between promotional first-year and steady-state pricing — is tracked on the dedicated true-price page for Zak (Bank Cler). Active promotional codes are listed on the Zak (Bank Cler) promo page.

Zak (Bank Cler) apps and platform support

Zak (Bank Cler) ships across the following surfaces in 2026:

If you cancel and want to keep an existing account on a new device, see the Zak (Bank Cler) cancellation guide for account-retention details.

Account, licensing and security

Zak (Bank Cler) operates under Swiss banking law under FINMA supervision via Bank Cler AG. Swiss IBAN issued by a fully licensed cantonal-bank subsidiary and visa debit card with mobile contactless and apple/google pay are the core differentiators on the account side; investors and account-holders should also weigh deposit insurance, regulatory supervision and operational maturity. The banking payments category hub benchmarks providers across these dimensions.

Use cases Zak (Bank Cler) fits

• Swiss residents who want a fully mobile-first CHF account without monthly fees
• Younger savers using pots and joint accounts to split shared spending
• First-time investors wanting CHF 1 Swiss-equity trades from inside a chequing app
• Twint-heavy users who want native scan-to-pay for Swiss QR-bills

If none of these matches your situation, the banking payments category hub ranks alternatives that may fit better.

Frequently asked questions

How much does Zak (Bank Cler) cost in 2026?

Zak (Bank Cler)'s ladder starts at Zak account (CHF 0/month), with the anchor reference at Free (CHF 0/month account fee) and top tier Securities trading at From CHF 1 per trade. Full breakdown in the pricing table and renewal-price math on the true-price page.

Does Zak (Bank Cler) have a free tier or trial?

Zak is fee-free to open and keep open; standard account use carries no monthly fee See the pricing table for the entry-paid step, and the Zak (Bank Cler) deal page for current promo discounts.

Who owns and operates Zak (Bank Cler)?

Zak (Bank Cler) is operated by Bank Cler AG. The corporate parent is Basler Kantonalbank Group, with the product headquartered in Basel, Switzerland and launched in 2018. Public-market status: parent: SIX: BSKP (Basler Kantonalbank).

Where is Zak (Bank Cler) headquartered?

Zak (Bank Cler) runs out of Basel, Switzerland. It is governed by Swiss banking law under FINMA supervision.

What's the 2025-2026 differentiator for Zak (Bank Cler)?

In 2025-2026 Zak has expanded its in-app investing and savings-goal tooling, leaning on Bank Cler's Swiss banking license to position as a Twint-native challenger to Neon and Yuh.

How do I cancel Zak (Bank Cler)?

Cancellation flows for web, iOS and Android are documented step-by-step in the Zak (Bank Cler) cancellation guide. Time the cancellation before the renewal date to avoid the next billing cycle.

Are there Zak (Bank Cler) promo codes or seasonal discounts?

Subger tracks active promo codes and seasonal deals on the Zak (Bank Cler) promo page. Family / multi-user variants (where they exist) are listed in the pricing ladder above.

What devices does Zak (Bank Cler) run on?

Zak (Bank Cler) ships on iOS, Android. The platforms table above lists every supported surface.

How does Zak (Bank Cler) compare with other banking payments options?

Fit depends on geography, ecosystem and ladder economics. The banking payments category hub on Subger benchmarks alternatives across price ladder, free tier, feature breadth and ecosystem.

How does Subger track Zak (Bank Cler) pricing?

Subger pulls Zak (Bank Cler)'s public price card and layers historical renewal-price data so you can see when a promo first-year price falls off. See the true-price page for the delta between teaser and steady-state pricing.

Get started with Zak (Bank Cler)

Pick a tier from the pricing table above that matches your usage. The Securities trading tier at Free (CHF 0/month account fee) is the most-purchased anchor for 2026 subscribers. If you're shopping around, browse the banking payments category hub to benchmark alternatives, and check the Zak (Bank Cler) deal page for current promotional pricing before committing.

Before finalising, do three things: read the renewal-price math on the true-price page for Zak (Bank Cler) so the first-year promo doesn't catch you out at renewal; verify the device and platform support against the surfaces you actually use day to day; and bookmark the cancellation guide so you know how to exit cleanly if usage drops. Zak (Bank Cler) is a banking payments purchase that benefits from the same disciplined renewal-tracking habit Subger applies to every subscription in the catalog.

Related Subger guides

• Browse the banking payments category hub
• How to cancel Zak (Bank Cler)
• Latest Zak (Bank Cler) deals and coupons
• Zak (Bank Cler) promo codes
• True renewal price of Zak (Bank Cler)