Inter

Inter is operated by Inter & Co Inc. (Banco Inter), headquartered in Belo Horizonte, Brazil; holding listed in the United States. Inter positions itself as a publicly listed Brazilian digital bank that bundles banking, investments, credit and a marketplace inside a single super-app. This 2026 review covers current tiers, anchor pricing, the 2025-2026 differentiator that matters right now, and the decision criteria a buyer should weigh before signing up.

Quick facts

• Operator: Inter & Co Inc. (Banco Inter)
• Headquarters: Belo Horizonte, Brazil; holding listed in the United States
• Public-market status: Listed on Nasdaq (INTR)
• Founded / launched: Banco Inter founded 1994 (as Intermedium); rebranded Inter in 2017
• Category: banking
• Current tiers: Free Inter account / Inter Loop loyalty / Inter Black / Win
• Anchor price (2026): Free digital account on the entry tier; Points-based loyalty program on the main paid tier

What is Inter?

Inter is a publicly listed Brazilian digital bank that bundles banking, investments, credit and a marketplace inside a single super-app. Its core surface delivers Brazilian digital bank with checking, savings and credit-card products alongside cashback shopping marketplace inside the app, with subscription billing handled through the operator's standard checkout. Customers pick a tier matching their usage: entry tiers test the product, the main paid tier covers everyday use, and higher tiers add depth such as investments and Inter Invest brokerage.

Why choose Inter

Operator and category positioning

Inter & Co Inc. (Banco Inter) runs Inter from Belo Horizonte, Brazil; holding listed in the United States. The product fits the banking category by combining Brazilian digital bank with checking, savings and credit-card products with cashback shopping marketplace inside the app. Compared with broader generalist platforms, the operator's investment is concentrated in the banking workflow rather than spread thin across adjacent categories.

Plan structure and ecosystem

The tier ladder splits across 3 groups — Free Inter account for entry-level use, Inter Loop loyalty as the standard everyday tier, and Inter Black / Win for power users or households / teams. Confirm live regional prices on the operator's site and check Subger's true-price tracker for Inter for all-in renewal costs after taxes and FX conversion.

Banking and product features

Beyond the headline experience, the operator's investment in investments and Inter Invest brokerage and loans and home-equity / payroll-backed credit sustains the subscription's value in 2026. In 2024-2025 Inter scaled Inter Loop loyalty and pushed its US-based Global Account product for Brazilian customers wanting dollar access — this is the live 2025-2026 buying signal that distinguishes the current proposition from prior years.

Inter features that matter in 2026

Highlights of the current feature set:

• Brazilian digital bank with checking, savings and credit-card products
• cashback shopping marketplace inside the app
• investments and Inter Invest brokerage
• loans and home-equity / payroll-backed credit
• Inter Pag merchant acquiring services
• mobile and web banking with strong PIX integration

Confirm specific feature availability on the operator's marketing pages before committing, since regional tier scopes and add-ons may vary.

Inter pricing in 2026

Reference pricing for Inter in 2026 typically looks like:

Subger pairs the list price with the actual all-in cost (taxes, FX, promotional anchors that step up at renewal):

Inter apps and platform support

Surface availability varies by region and tier — confirm app availability and supported devices on the operator's site before subscribing.

Who Inter fits

Inter is a good match for the following buyers:

• Brazilian customers who want a digital-first bank with cashback, investments and credit cards in one app — the core audience for the product.
• The category-focused subscriber who specifically wants Brazilian digital bank with checking, savings and credit-card products from a banking operator rather than a generalist platform.
• The household or team subscriber evaluating the tier ladder (Free Inter account / Inter Loop loyalty / Inter Black / Win) and willing to pay up for cashback shopping marketplace inside the app.
• The cross-device user who needs apps across the surfaces listed above plus a credible upgrade path.
• The price-aware shopper who tracks promotional anchors via Subger's true-price tracker and deals page before committing to annual billing.

Frequently asked questions

Who operates Inter and where is it headquartered?

Inter is operated by Inter & Co Inc. (Banco Inter), headquartered in Belo Horizonte, Brazil; holding listed in the United States. Founding / launch context: Banco Inter founded 1994 (as Intermedium); rebranded Inter in 2017. The operator's public-market status is Listed on Nasdaq (INTR).

How much does Inter cost in 2026?

Reference tiers in 2026 are Free Inter account (Free digital account) and Inter Black / Win (Premium banking tiers with extra perks). Regional pricing and promotional cycles vary — confirm the live price on the operator's site before committing.

Is there a free tier or free trial for Inter?

Yes — Free Inter account is available without an immediate paid commitment.

Where is Inter available?

Inter follows Inter & Co Inc. (Banco Inter)'s licensing and service footprint anchored in Belo Horizonte, Brazil; holding listed in the United States. Confirm regional availability on the official site before subscribing.

What 2025-2026 features set Inter apart right now?

In 2024-2025 Inter scaled Inter Loop loyalty and pushed its US-based Global Account product for Brazilian customers wanting dollar access. The roadmap items most worth weighing are investments and Inter Invest brokerage and loans and home-equity / payroll-backed credit — these are the live buying signals to assess for 2026.

Which devices and platforms does Inter support?

Coverage spans the surfaces shown in the platform table above. Current mobile and web apps are the recommended way to consume the service; older devices may be deprecated in successive releases.

How do I cancel Inter?

Cancel through the account or subscription settings on the surface where you bought the plan: the operator's website for direct subscriptions, the App Store or Google Play for in-app purchases, or the partner billing portal for bundled subscriptions. Subger's cancellation guide for Inter walks through each route step-by-step.

Does Inter offer a family, household or business plan?

Higher tiers (Inter Black / Win) typically add multi-profile, household or business seats. Entry tiers may restrict simultaneous usage. Confirm the per-tier seat or profile limit on the live pricing page.

Is Inter worth it compared with category alternatives?

Value depends on three factors: the feature mix you'll actually use (see the features list above), the regional price after taxes (Subger's true-price tracker for Inter reconciles the headline price with the actual all-in renewal cost), and the credibility of the operator's 2025-2026 roadmap. Weigh these together rather than relying on the headline price alone.

How can I track price changes for Inter?

Subger's renewal tracker for Inter records list-price changes plus promotional anchors over time. Pair it with the deals page for current discount codes and the promo codes page for stackable savings at signup.

Get started with Inter

Confirm the current regional price on the operator's site, choose the tier that matches your usage (Free Inter account, Inter Loop loyalty are the most common starting points), and check Subger's deals page for Inter for promotional anchors before completing checkout. Track the subscription's true renewal cost with the true-price tracker once you're signed up.

Related Subger guides

• Cancel Inter guide
• Latest Inter deals
• Inter promo codes
• Inter true price and renewal tracker
• Browse the banking category hub
• All services on Subger