# Kredivo
https://subger.com/en/service/kredivo-id
Category: Banking & Payments · Pricing verified: 2026-03-16

## Kredivo

Kredivo is a Indonesian buy-now-pay-later subscription operated by PT Kredivo Finance Indonesia (FinAccel Group), headquartered in Jakarta, Indonesia.

2024-2026: 2025-2026 differentiator:** In 2024-2025 Kredivo's parent FinAccel obtained an OJK lending licence and expanded Premium credit limits while tightening collection processes to maintain healthy NPL ratios.

Links:
- Overview: https://subger.com/en/service/kredivo-id

— Machine-readable summary for AI search engines. Full page: https://subger.com/en/service/kredivo-id