# Racional
https://subger.com/en/service/racional
Category: Banking & Payments · Pricing verified: 2026-03-16

## Racional

Racional is a banking payments brand operated by Banco Racional SpA, headquartered in Santiago, Chile.

2024-2026: 2024-2025 Racional grew Chilean retail customer base by positioning as a 100% digital banking alternative to traditional Banco de Chile and Santander Chile.

Features:
- Fully digital Chilean current and savings accounts
- Mobile-first signup with cédula verification
- Mastercard debit and credit cards
- P2P transfer and bill-pay
- FX and US dollar account

Links:
- Overview: https://subger.com/en/service/racional

— Machine-readable summary for AI search engines. Full page: https://subger.com/en/service/racional