# Tinkoff Black
https://subger.com/en/service/tinkoff-black-ru
Category: Banking & Payments · Pricing verified: 2026-03-16

## Tinkoff Black

Tinkoff Black is operated by JSC Tinkoff Bank, rebranded T-Bank in 2024 (АО «Т-Банк»), headquartered in Moscow, Russia and founded in 2006 (Tinkoff Credit Systems); Tinkoff Black debit launched 2010.

2024-2026: 2024 (АО «Т-Банк»), headquartered in Moscow, Russia and founded in 2006 (Tinkoff Credit Systems); Tinkoff Black debit launched 2010.

Features:
- Debit card with cashback (typically 1% on all purchases, 5% on rotating categories)
- Free interbank transfers up to a generous monthly cap
- Cash withdrawal at any ATM up to a free monthly limit
- In-app savings and investment products
- Concierge service on higher tiers

Pricing tiers (RUB):
- Tinkoff Pro Monthly: 199/mo
- Tinkoff Premium Monthly: 1990/mo

Links:
- Overview: https://subger.com/en/service/tinkoff-black-ru

— Machine-readable summary for AI search engines. Full page: https://subger.com/en/service/tinkoff-black-ru