# YNAB
https://subger.com/en/service/ynab
Category: Budgeting & Credit · Pricing verified: 2026-03-18

## YNAB

YNAB is Zero-based-budgeting personal-finance app built around the 'Four Rules' methodology, popular with debt-payoff and budgeting communities for its envelope-style allocation model.

Pricing: Free 34-day trial | $0

2024-2026: 2025-2026 product direction and competitive positioning in the budgeting & credit category.

Pricing tiers (USD):
- YNAB Monthly: 14.99/mo
- YNAB Annual: 109/yr

Links:
- Overview: https://subger.com/en/service/ynab
- Cancel guide: https://subger.com/en/cancel/ynab
- Deals: https://subger.com/en/deal/ynab

— Machine-readable summary for AI search engines. Full page: https://subger.com/en/service/ynab