Ohridska Banka (SG) — Free Service Overview

What is Ohridska Banka (Société Générale)?

Ohridska Banka (Société Générale) is operated by Ohridska Banka AD Skopje, headquartered in Ohrid (registered) / Skopje, North Macedonia and founded in 1955. The business operates as subsidiary of Steiermärkische Sparkasse Austria (acquired 2023 from Société Générale; SG sold its Macedonian subsidiary as part of Eastern Europe retreat). Sitting in the digital-banking and current-account market alongside neobanks and incumbent retail banks, the product is sized for North Macedonia customers as well as the broader regional market its parent serves.

Quick facts

• Operator: Ohridska Banka AD Skopje
• Headquarters: Ohrid (registered) / Skopje, North Macedonia
• Founded: 1955
• Ownership / status: subsidiary of Steiermärkische Sparkasse Austria (acquired 2023 from Société Générale; SG sold its Macedonian subsidiary as part of Eastern Europe retreat)
• Entry price anchor: MKD 200-1,000/month for account packages (~US$3.50-18)
• 2025-2026 product update: 2025-2026 Ohridska Banka completed migration from Société Générale group to Steiermärkische Sparkasse Austria branding, expanding cross-border SEE banking integration

Why people subscribe to Ohridska Banka (Société Générale)

Ohridska Banka (Société Générale)'s subscriber base sticks around for a mix of catalog breadth, ecosystem lock-in, and the local-market specificity that Ohridska Banka AD Skopje brings to the offering.

Local-market fit

Because Ohridska Banka AD Skopje is anchored in Ohrid (registered) / Skopje, North Macedonia, Ohridska Banka (Société Générale) is built around the linguistic, regulatory, and payment-rail realities of its primary footprint. That makes it materially easier to use than a globalized rival for the market it serves.

Specific named features

Subscribers most commonly call out the following capabilities:

• MKD and EUR multi-currency accounts
• OBSGNet online banking
• OBSG Mobile app
• Visa and Mastercard
• SEPA payments
• Mortgage and consumer credit

A concrete 2025-2026 update

2025-2026 Ohridska Banka completed migration from Société Générale group to Steiermärkische Sparkasse Austria branding, expanding cross-border SEE banking integration This is the single most visible product change since Ohridska Banka (Société Générale) was last covered in mainstream press, and it is the main reason new subscribers are signing up in 2025-2026.

Pricing and plans

Ohridska Banka (Société Générale)'s pricing anchors at MKD 200-1,000/month for account packages (~US$3.50-18). The tier ladder published by Ohridska Banka AD Skopje is summarized below; final prices vary by country, promotional period, and bundling.

Free trial and refund policy

Refund and trial terms are set by Ohridska Banka AD Skopje and surface inside the signup flow. Subger does not act as a reseller; for current refund terms, consult the operator's published terms of service.

What the anchor price gets you

At MKD 200-1,000/month for account packages (~US$3.50-18), subscribers get the entry tier's allowance of Ohridska Banka (Société Générale)'s catalog and feature set. Higher tiers unlock the deeper benefits enumerated above.

Account features and digital banking

Sitting in the digital-banking and current-account market alongside neobanks and incumbent retail banks, Ohridska Banka (Société Générale) differentiates on the specific feature mix listed above. The product is not trying to be a global generalist; it is sized for a specific market and audience.

Strengths

• Deep local-market integration in North Macedonia
• Specific named features above (not generic 'feature breadth' marketing)
• Active 2025-2026 product investment per 2025-2026 Ohridska Banka completed migration from Société Générale group to Steiermärkische Sparkasse Austria branding,

Trade-offs to weigh

• Smaller catalog or footprint than the global category leaders
• Pricing and availability vary outside North Macedonia
• Customer support is mostly in the local language

Platforms and device support

Ohridska Banka (Société Générale) is published by Ohridska Banka AD Skopje across the standard consumer device matrix.

Mobile and web

iOS and Android apps plus a web product are the primary entry points. The web flow at the operator's main domain is typically the cleanest path for first-time signup.

Smart TV, console, and out-of-home

Where the product type warrants it (streaming, music, kids' content), Ohridska Banka (Société Générale) ships Smart TV apps for Samsung Tizen, LG webOS, Android TV, and Apple TV, plus Chromecast and AirPlay casting.

Operator and corporate context

Ohridska Banka AD Skopje, headquartered in Ohrid (registered) / Skopje, North Macedonia, is subsidiary of Steiermärkische Sparkasse Austria (acquired 2023 from Société Générale; SG sold its Macedonian subsidiary as part of Eastern Europe retreat). The corporate parent matters because product investment, content licensing, and regulatory exposure all flow through it.

Corporate parent

subsidiary of Steiermärkische Sparkasse Austria (acquired 2023 from Société Générale; SG sold its Macedonian subsidiary as part of Eastern Europe retreat). This shapes how aggressively Ohridska Banka (Société Générale) can fund new product, sign content deals, and underwrite regional expansion.

Regulatory footprint

Operating from Ohrid (registered) / Skopje, North Macedonia, Ohridska Banka (Société Générale) is bound by the applicable consumer-protection, data-protection, and sector-specific regulations of its home jurisdiction. Subscribers outside that jurisdiction may have different rights and remedies.

Who is Ohridska Banka (Société Générale) a good fit for?

Best fit

Subscribers in or close to North Macedonia who value the specific features listed above and want a product built for their language and payment rails.

Less obvious fit

Out-of-region users who specifically want the Ohridska Banka (Société Générale) catalog or feature set. Travel and VPN can complicate access; check Ohridska Banka AD Skopje's terms.

Not the right fit

Users who need a globally consistent product available in every market. The global category leaders are a better choice there.

Frequently asked questions

Who owns and operates Ohridska Banka (Société Générale)?

Ohridska Banka (Société Générale) is operated by Ohridska Banka AD Skopje, headquartered in Ohrid (registered) / Skopje, North Macedonia. Ownership status is: subsidiary of Steiermärkische Sparkasse Austria (acquired 2023 from Société Générale; SG sold its Macedonian subsidiary as part of Eastern Europe retreat).

When was Ohridska Banka (Société Générale) founded?

1955. The product has been on the market for over 71 years.

How much does Ohridska Banka (Société Générale) cost?

The entry anchor is MKD 200-1,000/month for account packages (~US$3.50-18). The full tier ladder is published by Ohridska Banka AD Skopje; see the pricing section above.

Is Ohridska Banka (Société Générale) available outside North Macedonia?

Availability outside the home market depends on licensing and regulatory permissions set by Ohridska Banka AD Skopje. Some products are geo-restricted.

What's new in 2025-2026?

2025-2026 Ohridska Banka completed migration from Société Générale group to Steiermärkische Sparkasse Austria branding, expanding cross-border SEE banking integration

How does Ohridska Banka (Société Générale) compare with the global category leaders?

Sitting in the digital-banking and current-account market alongside neobanks and incumbent retail banks. Ohridska Banka (Société Générale) differentiates on local-market fit, specific feature mix, and direct ownership by Ohridska Banka AD Skopje.

Does Ohridska Banka (Société Générale) offer a free trial?

Trial and refund terms are set by Ohridska Banka AD Skopje inside the product signup flow. Subger does not act as a reseller.

How do I cancel my Ohridska Banka (Société Générale) subscription?

Cancel through your account settings inside the Ohridska Banka (Société Générale) app or web product, per Ohridska Banka AD Skopje's standard cancellation flow. Subger publishes step-by-step cancel guides where the operator allows them.

What devices does Ohridska Banka (Société Générale) support?

iOS, Android, and the operator's web product as the primary entry points, with Smart TV/console support where the product type warrants it.

Is Ohridska Banka (Société Générale) regulated?

As a Ohridska Banka AD Skopje product operating out of Ohrid (registered) / Skopje, North Macedonia, Ohridska Banka (Société Générale) is bound by the consumer-protection and data-protection regulations of its home jurisdiction.

How to get started with Ohridska Banka (Société Générale)

Sign up directly through Ohridska Banka AD Skopje's product. The web product is typically the easiest first-time signup path; mobile in-app purchases are also supported for most consumer SKUs.

Recommended next steps

1. Confirm regional availability for your market. Ohridska Banka (Société Générale) is published by Ohridska Banka AD Skopje primarily for the North Macedonia market and adjacent regions.
2. Review the published tier ladder against your actual usage. The MKD 200-1,000/month for account packages (~US$3.50-18) entry anchor is the right starting point unless you specifically need premium-tier features.
3. Start at the entry tier and upgrade only if you hit a real limit. Most subscribers find the entry tier sufficient for the first 30-90 days of use.
4. Track renewals using Subger's renewal tracker so you do not get caught by silent price increases at renewal time.
5. If you need to cancel, follow the operator's published flow inside the Ohridska Banka (Société Générale) account settings. Subger documents the published flow for the services we cover.

Related on Subger

• Browse the full banking-payments category
• Cancel guides
• Compare subscriptions
• True-price renewal tracker
• Promo codes and deals