Does Wealthsimple charge a subscription fee?

Wealthsimple's core accounts (Cash, Invest, Tax) are free to use with no monthly subscription. Wealthsimple Premium and Generation tiers do carry fees, but the basic service does not. This guide covers full account closure.

What happens to my investments when I close my Wealthsimple account?

You must sell all investments or transfer them out before account closure. If you have a TFSA, RRSP, or FHSA, closing the account may have tax implications — consider consulting a financial advisor before proceeding.

Can I reopen a Wealthsimple account after closing it?

Yes, you can create a new Wealthsimple account in the future. However, your previous account history, contribution room tracking, and transaction records will not be transferred to the new account.

Wealthsimple Nasıl İptal Edilir (2026)

Wealthsimple planları CA$0,00/ay fiyatından başlar. Aboneliğinizi yaklaşık 8 dakikada iptal etmek için 5 adımlı rehberimizi izleyin — müşteri tutma tekliflerinden kaçınma ipuçlarıyla.

Güncellendi: Mart 2026

başlangıç CA$0,00/ay

(≈ $0,00)

Kolayİptal ederek yılda CA$0,40 tasarruf edersiniz

Tahmini Süre:8 dakika

İptal Yöntemi:Website

Log in to Wealthsimple

Visit wealthsimple.com and log in to your account, or open the Wealthsimple app on your smartphone.

Transfer or withdraw your funds

Before closing, transfer any invested funds or cash balances to an external bank account. For investment accounts, you may need to sell assets first or request an in-kind transfer (which takes longer).

Go to Profile and Settings

Click your name or profile icon and navigate to 'Settings'.

Close your account

Look for the 'Close account' option under Settings. Wealthsimple will confirm whether your accounts have zero balances and no pending transfers before proceeding.

Confirm account closure

Follow the on-screen steps to confirm your identity and finalise the account closure. You will receive a confirmation email once all accounts are closed.

Elde Tutma İpuçları

We're sorry to hear you're considering closing your Wealthsimple account. Since Wealthsimple's core Cash and Invest accounts are free to use, there's no cost to keeping your account open — even if you don't use it regularly. Wealthsimple also offers some of the best savings rates in Canada and a top-rated tax filing tool. You can simply leave the account dormant. Are you sure you want to close all your accounts?