Master Your Money — Without Connecting Your Bank
Track subscriptions, income, expenses & savings. Find real discounts for 1,000+ services. No bank access required.
Why Subger?
Most finance apps want access to your bank account. Subger doesn't. We built a different kind of personal finance tool — one that respects your privacy while actively helping you save.
Privacy-First
No bank access required. Your data stays yours. Add finances manually or via email import — zero third-party sharing.
Active Savings
1,000+ services with real discount codes, student and military rates, negotiation scripts, and step-by-step cancel guides.
Global Coverage
1,000+ services across 27 countries. 12 languages supported. Works wherever you are.
Everything You Need to Master Your Finances
Tools built for how you actually manage money.
Privacy-First. No Bank Access.
No bank connections needed — ever. Add finances manually or via email import. Your data is encrypted end-to-end.
Track All Your Finances
Income, expenses, subscriptions, and savings goals in one dashboard. See your complete financial picture.
Never Miss a Payment
Smart reminders for subscriptions, bills, and loan payments. Get alerts before you're charged.
Find Savings Everywhere
1,000+ services with verified discount codes, student rates, and step-by-step cancel guides.
Income vs Outcome Insights
See where your money comes and goes. Monthly trends, category breakdowns, and savings rate tracking.
Financial Calendar
View all upcoming payments, income, and expenses on one calendar. Plan ahead with confidence.
How It Works
Get started in minutes. Take control in days.
Add Your Finances
Add your subscriptions, income, and expenses in minutes.
Set Budgets & Goals
Create budgets by category and set savings goals with target dates.
Get Smart Alerts
Receive notifications for upcoming payments, budget limits, and milestones.
See Your Progress
Track your progress with insights, trends, and milestones.
Browse 1,000+ Services
Cancel guides, deals, price comparisons, and more for all your subscriptions.
Popular Services
View All
1Password
from $2.99/month
Adobe Creative Cloud
from $19.99/month
Adobe Lightroom
from $11.99/month
Amazon Music Unlimited
from $5.99/month
Amazon Prime
from $6.99/month
Amazon Prime Video
from $8.99/month
Apple Music
from $5.99/month
Apple TV+
from $12.99/month
Arlo Secure
from $7.99/month
Asana
from $10.99/month
Audible
from $7.95/month
Bitwarden
from $0/month
No Bank Access
Required
End-to-End
Encrypted
38 Languages
Supported
Web App
Available Soon
Frequently Asked Questions
Got questions? We've got answers.
With Subger you can track income sources, recurring expenses, subscriptions, one-time purchases, savings goals, and budgets — all from a single dashboard.
Yes. The Free plan lets you get started with some limitations. You can upgrade anytime for unlimited access to all features.
No. Subger is privacy-first. Add your finances manually, via email import, or screenshot. No bank access is required, now or ever.
Subger maintains a database of 1,000+ services with real discount codes, student and military rates, and step-by-step cancellation instructions to help you save.
Yes. Paid plans include options for shared workspaces where family members can collaborate on finances together.
Yes, all data is encrypted end-to-end. We never sell or share your data with third parties. No bank connections required. Your privacy comes first, always.
Yes, Subger supports 30+ currencies with daily exchange rate updates from the European Central Bank.
Get Early Preview Access
Track your finances, find real savings on 1,000+ services — no bank access required.
Free to get started. No credit card required.
Master Your Money with Subger
Track your finances, find real savings on 1,000+ services — no bank access required.
Free to get started. No credit card required.