What happens to my Fi account and savings after cancelling?

Cancelling a paid Fi plan only removes the premium features. Your Federal Bank savings account, Fi card, and core banking features remain fully active. Your balance and savings are completely unaffected.

Will my UPI payments and auto-debits continue after cancellation?

Yes — UPI payments and auto-debits set up through your Fi account will continue to work normally after cancelling a paid plan. Your underlying Federal Bank account is not affected.

Can I resubscribe to Fi Connected or another paid plan later?

Yes, you can upgrade to any paid Fi plan at any time from the Subscription section in the app. Your account history and balance will remain intact.

How to Cancel Fi Money (2026)

Fi Money plans start from $0.00/month. Follow our 5-step guide to cancel your subscription in about 3 minutes — with tips to avoid retention offers.

Updated: March 2026

from $0.00/month

Easy

Estimated Time:3 minutes

Cancel Method:App

Open the Fi app

Launch the Fi Money app on your smartphone and log in to your account.

Go to your Profile

Tap the profile icon or your avatar at the top of the screen to access your account settings.

Navigate to Subscription

Tap 'Subscription' or 'Fi Connected' to view your current plan details and billing information.

Cancel the subscription

Tap 'Cancel' or 'Cancel plan' and follow the on-screen instructions. Fi may present a retention offer or ask for a reason before confirming.

Confirm cancellation

Confirm your decision to cancel. Your subscription will remain active until the end of the current billing period, after which your account will revert to the basic free tier.

Retention Tips

We're sorry to see you thinking of cancelling your Fi subscription. Fi Connected gives you smart insights into your spending, automatic savings features, and higher rewards on your Fi card. If the cost is a concern, your basic Fi account is completely free and still gives you a full-featured Federal Bank savings account with UPI, Fi card, and spend analytics. Would you like to switch to the free plan instead?