What happens to my investments if I cancel Robinhood Gold?

Cancelling Gold doesn't affect your investments. Your stocks, ETFs, and cash remain in your account. You'll lose access to Gold features like margin investing, Morningstar research, and higher instant deposit limits, but your portfolio stays intact.

Are there any fees or penalties for cancelling Robinhood Gold?

There's no penalty for cancelling Gold. If you have a margin balance when you cancel, you'll need to pay off the outstanding margin before or after downgrading, as margin investing requires an active Gold subscription.

How long does it take to cancel Robinhood Gold?

Cancellation is immediate within the app. You'll continue to have access to Gold features through the end of your current monthly billing period, after which your account reverts to the free tier.

How to Cancel Robinhood (2026)

Robinhood plans start from $0.00/month. Follow our 5-step guide to cancel your subscription in about 3 minutes — with tips to avoid retention offers.

Updated: March 2026

from $0.00/month

EasyYou save $50.00/year by cancelling

Estimated Time:3 minutes

Cancel Method:App

Open the Robinhood App

Open the Robinhood app on your mobile device and log in to your account.

Go to Account

Tap the person icon in the bottom-right corner to open your account menu.

Select Robinhood Gold

Tap 'Robinhood Gold' to open your Gold subscription settings.

Cancel Gold Subscription

Tap 'Cancel Membership' or 'Downgrade to Free' and follow the confirmation prompts.

Confirm Cancellation

Confirm your cancellation. You'll retain Gold benefits until the end of your current billing period.

Retention Tips

Before cancelling Robinhood Gold, consider that at $5/month it includes 5% APY on uninvested cash, Morningstar research reports, Level II market data, and up to $1,000 in instant deposits. If the margin feature is what you're not using, you can simply avoid margin trades and still benefit from the other perks for $5/month. Would you like to keep Gold and just avoid margin investing?