Does TransUnion have a free option?

Yes. You can get one free report annually at AnnualCreditReport.com.

Will monitoring alerts stop?

Yes. Credit monitoring and alerts end when the subscription expires.

Can I freeze my credit instead?

Yes. Credit freezes are free and separate from paid monitoring.

How to Cancel TransUnion (2026)

TransUnion plans start from $24.95/month. Follow our 4-step guide to cancel your subscription in about 5 minutes — with tips to avoid retention offers.

Updated: March 2026

from $24.95/month

EasyYou save $299.40/year by cancelling

Estimated Time:5 minutes

Cancel Method:Website

Log in to TransUnion

Visit transunion.com and sign in.

Go to Account

Navigate to 'My Account' or 'Subscription'.

Cancel subscription

Click 'Cancel' and follow the steps.

Confirm

Confirm your cancellation. You'll receive an email confirmation.

Retention Tips

TransUnion monitors your credit 24/7 with alerts. A credit freeze is free but does not monitor changes.

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FAQ

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