Master Your Money — Without Connecting Your Bank
Track subscriptions, income, expenses & savings. Find real discounts for 12,000+ services. No bank access required.
Why Subger?
Most finance apps want access to your bank account. Subger doesn't. We built a different kind of personal finance tool — one that respects your privacy while actively helping you save.
Privacy-First
No bank access required. Your data stays yours. Add finances manually or via email import — zero third-party sharing.
Active Savings
12,000+ services with real discount codes, student and military rates, negotiation scripts, and step-by-step cancel guides.
Global Coverage
12,000+ services across 27 countries. 12 languages supported. Works wherever you are.
Everything You Need to Master Your Finances
Tools built for how you actually manage money.
Privacy-First. No Bank Access.
No bank connections needed — ever. Add finances manually or via email import. Your data is encrypted end-to-end.
Track All Your Finances
Income, expenses, subscriptions, and savings goals in one dashboard. See your complete financial picture.
Never Miss a Payment
Smart reminders for subscriptions, bills, and loan payments. Get alerts before you're charged.
Find Savings Everywhere
12,000+ services with verified discount codes, student rates, and step-by-step cancel guides.
Income vs Outcome Insights
See where your money comes and goes. Monthly trends, category breakdowns, and savings rate tracking.
Financial Calendar
View all upcoming payments, income, and expenses on one calendar. Plan ahead with confidence.
How It Works
Get started in minutes. Take control in days.
Add Your Finances
Add your subscriptions, income, and expenses in minutes.
Set Budgets & Goals
Create budgets by category and set savings goals with target dates.
Get Smart Alerts
Receive notifications for upcoming payments, budget limits, and milestones.
See Your Progress
Track your progress with insights, trends, and milestones.
Recommended Services
Top-rated services from our trusted partners
Amazon's full music streaming service with over 100 million songs in HD and Ultra HD. Includes podcasts, live-event audio, and offline listening.
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Amazon's all-in-one membership with free shipping, Prime Video, Music, and Reading. Includes exclusive deals, grocery delivery, and photo storage.
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Amazon's video streaming service with movies, TV shows, and original productions. Includes titles with Prime membership and optional add-on channel subscriptions.
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Amazon's audiobook and podcast streaming service with the world's largest library. Members get monthly credits for any title plus exclusive originals.
from $14.95/month
Amazon's ebook subscription offering unlimited access to over 4 million titles. Includes magazines, audiobooks, and comic books on any Kindle or Kindle app.
from $11.99/month
Revolut is a global financial super app serving over 50 million customers worldwide. It offers multi-currency accounts supporting 150+ currencies with real interbank exchange rates, fee-free international money transfers, instant spending notifications, and built-in budgeting tools. Features include virtual and physical debit cards, cryptocurrency trading, stock investing, savings vaults with interest, travel insurance, and device insurance. Plans range from a free Standard account to Premium and Metal tiers with enhanced limits, airport lounge access, and cashback rewards. Available across Europe, the US, Australia, Japan, and other markets.
Revolut Business is a global business account platform built for companies of all sizes, from freelancers and startups to enterprises. It provides multi-currency business accounts in 25+ currencies, international payments at interbank rates, corporate cards with customizable spending limits, automated expense management, and built-in invoicing. Features include team access controls, accounting software integrations with Xero, QuickBooks, and FreeAgent, API access for payment automation, and detailed analytics dashboards. Plans start with a free Basic account and scale through Grow, Scale, and Enterprise tiers with features like bulk payments, approval workflows, and dedicated account management.
Ring's cloud video storage plan with motion-activated recording, sharing, and person detection.
from $4.5/month
Affiliate Disclosure: Some links on this page may be affiliate links. If you make a purchase through these links, Subger may earn a small commission at no extra cost to you. This helps us keep the site free and continue providing accurate subscription information. We only recommend services we believe provide value.
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No Bank Access
Required
End-to-End
Encrypted
38 Languages
Supported
Web App
Available Soon
Frequently Asked Questions
Got questions? We've got answers.
With Subger you can track income sources, recurring expenses, subscriptions, one-time purchases, savings goals, and budgets — all from a single dashboard.
Yes. The Free plan lets you get started with some limitations. You can upgrade anytime for unlimited access to all features.
No. Subger is privacy-first. Add your finances manually, via email import, or screenshot. No bank access is required, now or ever.
Subger maintains a database of 12,000+ services with real discount codes, student and military rates, and step-by-step cancellation instructions to help you save.
Yes. Paid plans include options for shared workspaces where family members can collaborate on finances together.
Yes, all data is encrypted end-to-end. We never sell or share your data with third parties. No bank connections required. Your privacy comes first, always.
Yes, Subger supports 30+ currencies with daily exchange rate updates from the European Central Bank.
Get Early Preview Access
Track your finances, find real savings on 12,000+ services — no bank access required.
Free to get started. No credit card required.
Master Your Money with Subger
Track your finances, find real savings on 12,000+ services — no bank access required.
Free to get started. No credit card required.